A
Seller's Agent in 2025
Amber Stepanek
EXP Realty, LLC
(423) 290-0645
2 in this area
17 Total Sales
855 Ringgold Rd Lafayette, GA 30728
Noble Neighborhood
3
Beds
2
Baths
1,196
Sq Ft
1.04
Acres
Highlights
- Ranch Style House
- Covered Patio or Porch
- Walk-In Closet
- No HOA
- 2 Car Attached Garage
- Living Room
About This Home
As of September 2025Welcome home to 855 Ringgold Rd in La Fayette Ga! This beautiful home boasts three bedrooms two bathrooms and a two car garage! All sitting on over an acre lot just off of Hwy 95 making it convenient to Rock Spring, Ringgold and even Chattanooga. This home has been well maintained and cared for with the roof being only 4 years old and hot water heater at only a yr old. Fresh paint throughout most of the home. There is an underground storm shelter and a nice outbuilding for extra storage. Rocking chair front porch and a covered back porch for entertaining. Schedule an appointment today to see what this home has to offer!
Last Agent to Sell the Property
EXP Realty, LLC License #tn354615 Listed on: 07/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,759
Year Built
- Built in 1998 | Remodeled
Lot Details
- 1.04 Acre Lot
- Property fronts a county road
- Rural Setting
- Flag Lot
- Back Yard
Parking
- 2 Car Attached Garage
- Side Facing Garage
- Gravel Driveway
- Off-Street Parking
Home Design
- Ranch Style House
- Block Foundation
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,196 Sq Ft Home
- Ceiling Fan
- Aluminum Window Frames
- Living Room
- Pull Down Stairs to Attic
Kitchen
- Free-Standing Electric Oven
- Dishwasher
Flooring
- Carpet
- Linoleum
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry closet
- Washer and Electric Dryer Hookup
Outdoor Features
- Covered Patio or Porch
- Outdoor Storage
- Outbuilding
- Storm Cellar or Shelter
Schools
- Rock Spring Elementary School
- Saddle Ridge Middle School
- Lafayette High School
Utilities
- Central Heating and Cooling System
- Well
- Electric Water Heater
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
- Building Fire Alarm
Listing and Financial Details
- Assessor Parcel Number 0339 019
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 26, 2025
Closed on
Sep 23, 2025
Sold by
Kelley Mark Edward
Bought by
Reeves Pamela and Reeves Troy
Seller's Agent
Amber Stepanek
EXP Realty, LLC
Buyer's Agent
Bradon Doctor
EXP Realty LLC
List Price
$259,000
Sold Price
$250,000
Premium/Discount to List
-$9,000
-3.47%
Views
62
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.55%
Original Mortgage
$200,000
Outstanding Balance
$200,000
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$51,830
Purchase Details
Closed on
Mar 1, 2017
Sold by
Hicks Michael J
Bought by
Kelley Mark Edward
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,070
Interest Rate
4.19%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 8, 2016
Bought by
Hicks Michael J
Purchase Details
Closed on
Apr 5, 2016
Sold by
Pnc Bank
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Jul 31, 1997
Sold by
Besst Home Builders Inc
Bought by
Foster Robert L and Foster Judy A
Purchase Details
Closed on
Apr 1, 1997
Sold by
Foster Robert L and Foster Judy
Bought by
Besst Home Builders Inc
Purchase Details
Closed on
Sep 2, 1977
Sold by
Foster Foster H and Foster Minnie L
Bought by
Foster Robert L and Foster Judy
Purchase Details
Closed on
Aug 30, 1977
Sold by
Hankins Hankins M and Hankins Louise
Bought by
Foster Foster H and Foster Minnie L
Purchase Details
Closed on
Mar 21, 1975
Sold by
Pell Dallas
Bought by
Hankins Hankins M and Hankins Louise
Purchase Details
Closed on
Feb 27, 1973
Sold by
Pell Mrs Levi
Bought by
Pell Dallas
Purchase Details
Closed on
Jan 1, 1972
Bought by
Pell Mrs Levi
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $250,000 | -- | |
| Warranty Deed | $106,000 | -- | |
| Warranty Deed | $65,000 | -- | |
| Special Warranty Deed | $82,000 | -- | |
| Foreclosure Deed | -- | -- | |
| Deed | $88,500 | -- | |
| Deed | -- | -- | |
| Deed | $12,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $200,000 | New Conventional | |
| Previous Owner | $107,070 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/23/2025 09/23/25 | Sold | $250,000 | -2.3% | $209 / Sq Ft |
| 08/21/2025 08/21/25 | Pending | -- | -- | -- |
| 08/11/2025 08/11/25 | Price Changed | $255,999 | -1.2% | $214 / Sq Ft |
| 07/26/2025 07/26/25 | For Sale | $259,000 | -- | $217 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,926 | $86,586 | $7,364 | $79,222 |
| 2023 | $1,849 | $81,183 | $5,845 | $75,338 |
| 2022 | $1,753 | $70,278 | $4,734 | $65,544 |
| 2021 | $1,418 | $50,490 | $4,734 | $45,756 |
| 2020 | $1,247 | $42,216 | $4,734 | $37,482 |
| 2019 | $1,268 | $42,216 | $4,734 | $37,482 |
| 2018 | $1,117 | $42,216 | $4,734 | $37,482 |
| 2017 | $961 | $43,939 | $4,891 | $39,048 |
| 2016 | $1,152 | $43,782 | $4,734 | $39,048 |
| 2015 | $1,096 | $39,090 | $4,540 | $34,550 |
| 2014 | $1,001 | $39,090 | $4,540 | $34,550 |
| 2013 | -- | $39,089 | $4,540 | $34,549 |
Source: Public Records
Agents Affiliated with this Home
-
Amber Stepanek
-
Lauren Johnson
L
Seller Co-Listing Agent in 2025
Lauren Johnson
EXP Realty, LLC
(423) 883-1352
1 in this area
22 Total Sales
-
Bradon Doctor
Buyer's Agent in 2025
Bradon Doctor
EXP Realty LLC
(423) 710-0239
2 in this area
181 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1517477
APN: 0339-019
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