NOT LISTED FOR SALE

855 Saint Charles Ave Charlottesville, VA 22902

North Downtown Neighborhood

Estimated Value: $397,897 - $466,000

3 Beds
2 Baths
1,120 Sq Ft
$383/Sq Ft Est. Value

Sale Details

Date Sold: January 24, 2025

Last sale price $318,900 $285 Per Sq Ft

Est. 35% increase in value since last sale

Current estimated payment $2,587 / mo

9 Days on Market

Highlights

  • Concrete Block With Brick
  • Living Room
  • Bathroom on Main Level
  • Charlottesville High School Rated A-
  • Laundry Room
  • 1-Story Property

About This Home

As of January 2025

Great opportunity for an investor or handy homeowner! Built in 1976 on 0.19 acre, with 1120 finished SF on the main level comprised of 3 bedrooms and 2 baths, plus an additional 1120 SF full unfinished basement with both interior and exterior access, just over a mile from the Charlottesville Downtown Mall. Walkable, convenient, and centrally located. Located on a quiet dead-end street with nice private wooded view. Water & electric utilities are on with baseboard heat running. Gas utility service not established currently. Carrier Heat pump 2016/Forced air, condition unknown. Hot water tank is a Bradford White 2014 50 gallon. Property has no undesirable smells. Do not walk on rear or side deck/porch, condition unknown. Property is sold entirely as-is, where-is, with no warranties expressed nor implied. Contact your preferred Buyers Agent for showings.

Last Agent to Sell the Property

Jessica Sample

EXP REALTY LLC - STAFFORD License #0225254612 Listed on: 12/14/2024

EXP REALTY LLC - STAFFORD

Last Buyer's Agent

MICHAEL DAVIS

DOGWOOD REALTY GROUP LLC License #0225223650

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,051

Year Built

  • Built in 1976

Lot Details

  • 8,276 Sq Ft Lot
  • Property is zoned RA Residential

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof

Interior Spaces

  • 1-Story Property
  • Living Room
  • Unfinished Basement
  • Walk-Out Basement

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Burnley-Moran Elementary School
  • Walker & Buford Middle School
  • Charlottesville High School

Utilities

  • Heat Pump System
  • Baseboard Heating
  • Fiber Optics Available
  • Cable TV Available

Community Details

  • North Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 520016800

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,051

Year Built

Built in 1976

Lot Details

8,276 Sq Ft Lot

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1120
  • Below Grade Total Sq Ft: 1120
  • L V T Date: 12/14/2024
  • Parcel Number: 520016800
  • Price Per Sq Ft: 284.73
  • Property Included: Appliances on Site
  • Total Sq Ft: 2240
  • Total Unfinished Sq Ft: 1120
  • Type of Construction: On Site Built
  • Zoning: RA Residential
  • Subdivision: NORTH DOWNTOWN
  • Comments: No
  • Concatenated Rooms1: |Living Roo1|Kitchen1|Full Bath1|Bedroom1|Bedroom1|Pri Bed1|Pri Bath1|LaundryB|OtherB|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 1120
  • Laundry: Dryer, Washer
  • Basement Type: Inside Access, Outside Entrance, Unfinished
  • Room 1: Living Room,On Level: 1
  • Room 2: Kitchen,On Level: 1
  • Room 3: Full Bath,On Level: 1
  • Room 4: Bedroom,On Level: 1
  • Room 5: Bedroom,On Level: 1
  • Room 6: Primary Bedroom,On Level: 1
  • Room 7: Primary Bath,On Level: 1
  • Room 8: Laundry,On Level: Basement
  • Room 9: Other,On Level: Basement
  • Total Finished Sq Ft: 1120
  • Above Grade Finished Sq Ft: 1120
  • Basement: Yes
  • Foundation: Concrete Block
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2
  • Number of Main Level Bathrooms: 2
  • Number Beds: 3
  • Number Beds Main Level: 3
  • Full Bathrooms: 2
  • Room Types: Bedroom, Full Bath, Kitchen, Laundry, Living Room
  • Room Types Level1: Bedroom (L1), Full Bath (L1), Kitchen (L1), Living Room (L1)
  • Room Types Level B: Laundry (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Number Of Acres: 0.19
  • Roof: Composition Shingle

Utilities

  • Cooling: Heat Pump
  • Heating: Baseboard, Electric, Heat Pump
  • Cable Available: Cable, Fiber-Optic
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Building Info

  • Year Built: 1976

Tax Info

  • Year: 2024
  • Taxes: 3051

MLS Schools

  • HighSchool: Charlottesville
  • Middle School: Walker & Buford
  • Elementary School: Burnley-Moran

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 14, 2024
Closed on
Jan 3, 2025
Sold by
Bought by
Seller's Agent
Jessica Sample
EXP REALTY LLC - STAFFORD
Buyer's Agent
MICHAEL DAVIS
DOGWOOD REALTY GROUP LLC
List Price
$309,900
Sold Price
$318,900
Premium/Discount to List
$9,000
2.9%
Views
54
Current Estimated Value
$429,474

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$110,574
Avg. Annual Appreciation
24.67%
Original Mortgage
$14,350
Outstanding Balance
$14,148
Interest Rate
6.85%
Mortgage Type
Stand Alone Second
Estimated Equity
$415,326

Purchase Details

Listed on
Dec 14, 2024
Closed on
Nov 25, 2024
Sold by
Bought by
Seller's Agent
Jessica Sample
EXP REALTY LLC - STAFFORD
Buyer's Agent
MICHAEL DAVIS
DOGWOOD REALTY GROUP LLC
List Price
$309,900
Sold Price
$318,900
Premium/Discount to List
$9,000
2.9%
Views
54

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$14,350
Outstanding Balance
$14,148
Interest Rate
6.85%
Mortgage Type
Stand Alone Second
Estimated Equity
$415,326
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$318,900 --
$260,000 Old Republic National Title In
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $14,350
Open $309,333
Previous Owner $285,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/24/2025 01/24/25 Sold $318,900 +2.9% $285 / Sq Ft
12/23/2024 12/23/24 Pending -- -- --
12/14/2024 12/14/24 For Sale $309,900 -- $277 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,693 $367,200 $122,000 $245,200
2025 $3,693 $366,300 $122,000 $244,300
2024 $3,647 $305,400 $100,000 $205,400
2023 $2,835 $289,300 $100,000 $189,300
2022 $2,036 $206,100 $76,400 $129,700
2021 $1,769 $180,100 $72,800 $107,300
2020 $1,749 $178,000 $72,800 $105,200
2019 $1,715 $174,500 $69,300 $105,200
2018 $791 $160,500 $60,300 $100,200
2017 $1,462 $147,800 $52,400 $95,400
2016 $1,409 $142,200 $47,600 $94,600
2015 -- $137,900 $43,300 $94,600
2014 -- $137,900 $43,300 $94,600
Source: Public Records

Agents Affiliated with this Home

  • Jessica Sample

    Seller's Agent in 2025

    Jessica Sample

    EXP REALTY LLC - STAFFORD

    (410) 913-8800

    1 in this area

    178 Total Sales

    Jessica Sample
    Section Image
  • MICHAEL DAVIS

    Buyer's Agent in 2025

    MICHAEL DAVIS

    DOGWOOD REALTY GROUP LLC

    (540) 560-5158

    3 in this area

    101 Total Sales

    MICHAEL DAVIS
    Section Image
See All Agents

Map

Source: Charlottesville area Association of Realtors®

MLS Number: 659484

Charlottesville area Association of Realtors®

APN: 520-016-800

Virginia Charlottesville County Charlottesville 22902 North Downtown

855 Saint Charles Ave, Charlottesville, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Charlottesville area Association of Realtors® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.