$995,000
SOLD JUL 2, 2025

86 Chapin Terrace Laconia, NH 03246

3 Beds
3 Baths
3,700 Sq Ft
0.54 Acres

Recently Sold

$269 Per Sq Ft

34% Below List Price

96 Days on Market

Highlights

  • Lake Front
  • Beach Access
  • Lake Property
  • Private Dock
  • Boat Slip
  • Deck

About This Home

As of July 2025

Seller says sell! Major price improvement just in time for you to make new memories at your Lake Opechee WATERFRONT home! Enjoy your summer days swimming, paddle boarding, kayaking, jet skiing or boating on Lake Opechee and then relax in the evenings watching the breathtaking sunset from your deck or patio overlooking the lake. This open concept 3+ bedroom, 3-bath home features central AC, a whole house generator, an attached direct entry garage with a large, finished bonus room above, a spacious lake view living room with a fireplace, and a huge family room with a lake view in the finished walkout basement. Outside you'll find a lovely patio area with a fire pit, an oversized shed, 111' of waterfront, new steps leading to a new boat dock. This home is located just a short drive to Gunstock Mountain Recreation Area, Bank NH Pavilion, Lakeport Opera House, many restaurants, shopping, hiking, golfing and everything else the Lakes Region has to offer.

Last Agent to Sell the Property

Tom Drouin

Roche Realty Group License #007038 Listed on: 03/27/2025

Co-Listed By

Christina Day

Roche Realty Group License #058755

Last Buyer's Agent

Nick Regan

Keller Williams Realty-Metropolitan License #073107

Keller Williams Realty-Metropolitan

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,497

Year Built

  • Built in 1965

Lot Details

  • 0.54 Acre Lot
  • Lake Front
  • Sloped Lot
  • Property is zoned RS

Parking

  • 2 Car Direct Access Garage
  • Parking Storage or Cabinetry
  • Driveway

Home Design

  • Concrete Foundation
  • Wood Frame Construction
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • Property has 1 Level
  • Wood Burning Fireplace
  • Natural Light
  • Blinds
  • Open Floorplan
  • Dining Area
  • Lake Views
  • Washer and Dryer Hookup

Kitchen

  • Oven
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Bathroom on Main Level

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Laundry in Basement

Home Security

  • Home Security System
  • Fire and Smoke Detector

Accessible Home Design

  • Accessible Full Bathroom
  • Grab Bar In Bathroom
  • Hard or Low Nap Flooring
  • Standby Generator

Outdoor Features

  • Beach Access
  • Access To Lake
  • Nearby Water Access
  • Boat Slip
  • Private Dock
  • Access to a Dock
  • Lake Property
  • Lake, Pond or Stream
  • Deck
  • Patio
  • Shed
  • Outbuilding

Schools

  • Laconia Middle School
  • Laconia High School

Utilities

  • Central Air
  • Propane
  • Internet Available

Listing and Financial Details

  • Legal Lot and Block 1 / 301
  • Assessor Parcel Number 343

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,497

Year Built

Built in 1965

Lot Details

0

Parking

2

Listing Details

  • Directions: Elm St to Franklin St to 86 Chapin Terrace, see sign.
  • Resort: No
  • Seasonal: No
  • Property Type: Residential
  • Year Built: 1965
  • Display On Internet: Internet - Cable
  • Architectural Style: Ranch
  • ResoLotFeatures: Beach Access, Lake Access, Lake Frontage, Lake View, Lakes, Landscaped, Rolling Slope, Sloping, Views, Water View, Waterfront, Near Country Club, Near Golf Course, Near Paths, Near Shopping, Near Skiing, Near Snowmobile Trails, Neighborhood, Near Railroad, Near Hospital, Near School(s)
  • Road Frontage Type: Dead End, Paved, Public, Public Maintained Road
  • PropertySubType: Single Family Residence
  • Co List Office Mls Id: 2359-0
  • MLS Status: (20) Closed - Closed
  • Above Grade Finished Sq Ft: 2501.0
  • Reso Accessibility Features: 1st Floor 3/4 Bathroom, 1st Floor Bedroom, 1st Floor Full Bathroom, 1st Floor Hrd Surfce Flr, Bathroom w/Step-in Shower, Bathroom w/Tub, Grab Bars in Bathroom, Hard Surface Flooring, Paved Parking
  • Reso Interior Features: Blinds, Dining Area, Fireplace - Wood, Fireplaces - 2, Hearth, Kitchen Island, Kitchen/Dining, Kitchen/Living, Laundry Hook-ups, Living/Dining, Master BR w/ BA, Natural Light, Security, Laundry - Basement
  • Unit Levels: One
  • ResoPropertyCondition: Existing
  • Flood_Zone: Unknown
  • Foreclosed_Or_Bank_Owned_Or_REO: No
  • Mobile_Home: No
  • Pre_Construction: No
  • SqFt_Apx_Total_Finished: 3700
  • SqFt_Apx_Unfn_Above_Grade: 0
  • SqFt_Apx_Unfn_Below_Grade: 214
  • Water_Body_Access: Yes
  • Water_Body_Type: Lake
  • Water_View: Yes
  • Water_Access_Details: Directly Adjoining, Dock Access
  • SqFt_Apx_Total: 3914
  • Basement_Access_Type: Walkout
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Electric Cooktop, Dishwasher, Oven - Wall, Refrigerator
  • Total Bedrooms: 3
  • Flooring: Carpet, Tile, Wood
  • Basement: Climate Controlled, Finished, Full, Stairs - Interior, Storage Space, Walkout, Interior Access, Exterior Access
  • Other Equipment: Security System, Smoke Detectr-HrdWrdw/Bat, Generator - Standby
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Below Grade Sq Ft: 1199.0

Exterior Features

  • Driveway: Paved
  • Exterior Features: Boat Slip, Deck, Natural Shade, Outbuilding, Patio, Private Dock, Shed, Storage
  • Roof: Metal
  • Water Body Name: Opechee Bay (AKA Lake Opechee)
  • Construction Type: Wood Frame, Vinyl Siding
  • Waterfront: Yes
  • Foundation Details: Concrete

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Direct Access, Finished, Storage Above, Driveway, Garage, Paved, Attached

Utilities

  • Electric: 200+ Amp Service, Circuit Breakers
  • Sewer: Public Sewer
  • Heating: Hot Air
  • Cooling: Central Air
  • Utilities: Gas - LP/Bottle
  • Water Source: Public

Schools

  • High School: Laconia High School
  • Middle Or Junior School: Laconia Middle School

Lot Info

  • Surveyed: Unknown
  • Zoning: RS
  • Lot Size Acres: 0.54
  • Lot Size Sq Ft: 23522.0

Rental Info

  • Rented: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 13497.0
  • Tax Block: 301
  • Tax Lot: 1
  • Tax Map Number: 343

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 12, 2018
Closed on
Jun 19, 2018
Sold by
Kharazi Mehrbod and Kharazi Shirley J
Bought by
David A Gove Lt
Seller's Agent
Tom Drouin
Roche Realty Group
Buyer's Agent
Tom Drouin
Roche Realty Group
List Price
$579,900
Sold Price
$550,000
Premium/Discount to List
-$29,900
-5.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.82%
Original Mortgage
$350,000
Interest Rate
4.25%
Mortgage Type
Unknown

Purchase Details

Closed on
Jun 1, 2009
Sold by
Henry O Ret
Bought by
Kharazi Mehrbod and Kharazi Shirley J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$388,000
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $550,000 --
Deed $485,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $746,250 Stand Alone Refi Refinance Of Original Loan
Closed $250,000 Stand Alone Refi Refinance Of Original Loan
Closed $350,000 Unknown
Previous Owner $293,400 Stand Alone Refi Refinance Of Original Loan
Previous Owner $388,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/02/2025 07/02/25 Sold $995,000 0.0% $269 / Sq Ft
05/30/2025 05/30/25 Price Changed $995,000 -20.4% $269 / Sq Ft
04/18/2025 04/18/25 Price Changed $1,250,000 -16.7% $338 / Sq Ft
04/14/2025 04/14/25 For Sale $1,500,000 0.0% $405 / Sq Ft
04/12/2025 04/12/25 Off Market $1,500,000 -- --
03/27/2025 03/27/25 For Sale $1,500,000 +172.7% $405 / Sq Ft
06/19/2018 06/19/18 Sold $550,000 -5.2% $187 / Sq Ft
05/03/2018 05/03/18 Pending -- -- --
02/12/2018 02/12/18 For Sale $579,900 -- $197 / Sq Ft
Source: PrimeMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $13,496 $990,200 $689,100 $301,100
2023 $13,128 $943,800 $650,800 $293,000
2022 $11,874 $799,600 $552,200 $247,400
2021 $10,877 $576,700 $360,300 $216,400
2020 $11,059 $560,800 $344,400 $216,400
2019 $10,882 $528,500 $317,900 $210,600
2018 $10,938 $524,600 $317,900 $206,700
2017 $10,864 $516,600 $317,900 $198,700
2016 $8,884 $400,200 $211,900 $188,300
2015 $9,129 $411,200 $222,900 $188,300
2014 $9,014 $402,400 $222,400 $180,000
2013 $8,669 $392,600 $210,500 $182,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: PrimeMLS

MLS Number: 5033673

PrimeMLS

APN: LACO-000343-000301-000001