NOT LISTED FOR SALE

86 Joseph Ave Westfield, MA 01085

Estimated Value: $321,000 - $348,000

3 Beds
1 Bath
1,180 Sq Ft
$280/Sq Ft Est. Value

Last Sold April 30, 2019

Last sale price $180,000 $153 Per Sq Ft

Est. 83% increase in value since last sale

Current estimated payment $2,147/month

12 Days on Market

About This Home

As of April 2019

New To the Market!!! Come check out this Three bedroom one bathroom homes with over 1100 sq ft of living space. This home has deck off the back over looking level lot. This home has a fireplaced living room and finished lower level for added living space. HUD Home. Sold “AS IS” by electronic bid only. Property Available 02-27-19. Bids due by 03-08-19 11:59 PM Central Time then daily until sold. FHA Case #251-460210. Insured with Escrow Repair. Eligible for FHA 203K. Buyer to verify all info. Equal Housing Opportunity. Finance Terms: Cash, FHA, and Conventional.

Last Agent to Sell the Property

Tammy Collins

Agnelli Real Estate, LLC Listed on: 02/27/2019

Co-Listed By

James Macchio

Marty's Real Estate

Last Buyer's Agent

Jeremie Lambert

Park Square Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,181

Year Built

  • Built in 1960

Lot Details

  • 0.52

Parking

  • 1 Car Garage

Flooring

  • Wood Flooring

Utilities

  • Hot Water Baseboard Heater
  • Heating System Uses Oil

Additional Features

  • Basement

Listing and Financial Details

  • Assessor Parcel Number M:266 L:6

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,181

Year Built

Built in 1960

Lot Details

0

Parking

1

Listing Details

  • Property Type: Single Family
  • Single Family Type: Detached
  • Style: Ranch
  • Year Built Description: Actual
  • List Price Per Sq Ft: 152.54
  • Comp Based On: Net Sale Price
  • Year Built: 1960
  • Lead Paint: Unknown
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 1960

Interior Features

  • Fireplaces: 1
  • Flooring: Wood
  • No Bedrooms: 3
  • Full Bathrooms: 1
  • No Rooms: 7
  • Basement: Y
  • Basement Features: Partially Finished
  • Main Lo: AN2227
  • Main So: M36300
  • Estimated Sq Ft: 1180.00

Exterior Features

  • Exterior: Wood
  • Foundation: Poured Concrete
  • Foundation Size: 00x00

Garage/Parking

  • Parking Spaces: 3
  • Garage Parking: Attached
  • Garage Spaces: 1

Utilities

  • Sewer: City/Town Sewer
  • Water: City/Town Water
  • Heating: Hot Water Baseboard, Oil

Lot Info

  • Assessments: 183700.00
  • Acre: 0.52
  • Lot Size: 22655.00
  • Page: 182
  • Parcel Number: M:266 L:6
  • Zoning: res
  • Lot Description: Cleared

Tax Info

  • Taxes: 3613.00
  • Assessor Parcel Number: 2644129

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2019
Closed on
Apr 26, 2019
Sold by
Usa Hud
Bought by
Bennett Marissa M and Lowinski Steven M
Seller's Agent
Tammy Collins
Agnelli Real Estate, LLC
Buyer's Agent
Jeremie Lambert
Park Square Realty
List Price
$180,000
Sold Price
$180,000
Current Estimated Value
$330,083

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$150,083
Avg. Annual Appreciation
10.17%
Original Mortgage
$191,769
Outstanding Balance
$169,285
Interest Rate
4.3%
Mortgage Type
New Conventional
Estimated Equity
$162,601

Purchase Details

Closed on
Jan 7, 2019
Sold by
Citizens Bank Na
Bought by
Usa Hud

Purchase Details

Closed on
Aug 30, 2018
Sold by
Michonski Joseph A
Bought by
Citizens Bank Na

Purchase Details

Closed on
Apr 22, 2011
Sold by
Dultz Tony C and Champagne-Dultz Amie J
Bought by
Michonski Joseph A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,576
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
May 18, 2005
Sold by
Dillard Jennifer D and Dillard Lance B
Bought by
Champagne-Dultz Amie J and Dultz Tony C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,200
Interest Rate
5.95%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 24, 2004
Sold by
Dillard Lance B
Bought by
Dillard Jennifer D and Dillard Lance B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 28, 1998
Sold by
Hall James F and Hall Vicky M
Bought by
Dillard Lance B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,950
Interest Rate
6.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 12, 1996
Sold by
Almeida George M and Almeida Jacqueline K
Bought by
Hall James F and Hall Vicky M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,185
Interest Rate
7.39%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bennett Marissa M $180,000 --
Usa Hud -- --
Citizens Bank Na $149,240 --
Michonski Joseph A $208,000 --
Champagne-Dultz Amie J $224,000 --
Dillard Jennifer D -- --
Dillard Lance B $127,320 --
Hall James F $119,185 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bennett Marissa M $191,769
Previous Owner Michonski Joseph A $199,576
Previous Owner Champagne-Dultz Amie J $213,750
Previous Owner Champagne-Dultz Amie J $179,200
Previous Owner Champagne-Dultz Amie $44,800
Previous Owner Dillard Jennifer D $25,000
Previous Owner Dillard Jennifer D $130,000
Previous Owner Almeida George M $120,950
Previous Owner Almeida George M $113,185
Previous Owner Almeida George M $89,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/30/2019 04/30/19 Sold $180,000 0.0% $153 / Sq Ft
03/11/2019 03/11/19 Pending -- -- --
02/27/2019 02/27/19 For Sale $180,000 -- $153 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,181 $275,400 $118,500 $156,900
2024 $4,227 $264,700 $107,800 $156,900
2023 $3,931 $240,000 $102,400 $137,600
2022 $3,931 $212,600 $91,800 $120,800
2021 $1,851 $201,200 $86,300 $114,900
2020 $3,702 $192,300 $86,300 $106,000
2019 $3,613 $183,700 $82,200 $101,500
2018 $3,556 $183,700 $82,200 $101,500
2017 $3,505 $180,500 $83,400 $97,100
2016 $3,509 $180,500 $83,400 $97,100
2015 $3,346 $180,500 $83,400 $97,100
2014 $2,501 $180,500 $83,400 $97,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72458245

MLS Property Information Network (MLS PIN)

APN: WFLD-000266-000000-000006