NOT LISTED FOR SALE

86 Rock Spring Loop Saint Augustine, FL 32095

Estimated Value: $368,978 - $392,000

2 Beds
2 Baths
1,547 Sq Ft
$246/Sq Ft Est. Value

Last Sold May 23, 2025

Last sale price $380,000 $246 Per Sq Ft

Current estimated payment $2,912/month

172 Days on Market

Highlights

  • Lake Front
  • Home fronts a pond
  • Clubhouse
  • Fitness Center
  • Active Adult
  • Screened Porch

About This Home

As of May 2025

Welcome to your stunning 2 BR (+Office/Flex room), 2 BA recently built Duplex home nestled in a gated 55+ community on a serene private lake in the heart of popular St Johns County! This beautifully upgraded home features an open-concept layout with modern finishes throughout. The exquisite kitchen boasts imported stone countertops, spacious center island, upgraded SS appliances, & custom backsplash....perfect for entertaining. So many incredible updates: pavered driveway & patio, 9' ceilings, plantation blinds, power retractable screens, fully fenced yard, extended pavered patio, porcelain tile floors, closet organizer, tankless WH, water softener, reclaimed wood accents, & more! The owners suite offers a peaceful retreat with an ensuite bath, frameless glass shower, & stonetop vanities. Flex room with built-ins is the perfect office. Want Low Maintenance? All exterior is covered by association dues - roof, siding, painting, lawn maintenance, fertilization, irrigation, shrubs, & more! Amazing amenities...fitness center, BBQ area, fire pit, two pools, pickleball and tennis courts, a dog park, a kids' park, and a clubhouse with weekly activities!

Last Agent to Sell the Property

Matt Berrang

INI REALTY License #3199323 Listed on: 10/26/2024

INI REALTY

Last Buyer's Agent

Crickett Huff

COMPASS FLORIDA LLC License #3140719

COMPASS FLORIDA LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,316

Year Built

  • Built in 2019

Lot Details

  • 4,356 Sq Ft Lot
  • Home fronts a pond
  • Lake Front
  • South Facing Home
  • Back Yard Fenced

HOA Fees

  • $388 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Lake
  • Pond

Home Design

  • Villa
  • Stone Siding
  • Stucco

Interior Spaces

  • 1,547 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Screened Porch

Kitchen

  • Convection Oven
  • Electric Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Shower Only

Laundry

  • Dryer
  • Washer

Home Security

  • Security Gate
  • Smart Thermostat

Outdoor Features

  • Screened Patio

Schools

  • Palencia Elementary School
  • Pacetti Bay Middle School
  • Tocoi Creek High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 0270151290

Community Details

Overview

  • Active Adult
  • Association fees include ground maintenance, maintenance structure, pest control, security
  • Bridge Bay At Bannon Lakes Subdivision
  • On-Site Maintenance

Amenities

  • Community Barbecue Grill
  • Clubhouse

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Children's Pool
  • Dog Park
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,316

Year Built

Built in 2019

Lot Details

0

HOA Fees

$388 per month

Parking

2

Listing Details

  • Property Type: Residential
  • New Construction: No
  • Stories: 1
  • Year Built: 2019
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.1
  • Subdivision Name: Bridge Bay At Bannon Lakes
  • Architectural Style: Villa
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 1547.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 248.87
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Flooring Tile: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Interior Features Primary Bathroom - Shower No Tub: Yes
  • Fencing Back Yard: Yes
  • Security Features Security Gate: Yes
  • Association Amenities Children's Pool: Yes
  • General Property Information Senior Community YN: Yes
  • General Property Information Lot Size Acres: 0.1
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • ViewPond: Yes
  • General Property Information Direction Faces: South
  • Levels One: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Water Softener Owned
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Carpet, Tile
  • Living Area: 1547.0
  • ResoLivingAreaSource: Assessor
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Tankless Water Heater: Yes
  • Appliances:Water Softener-Owned: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Smart Thermostat: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Convection Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes

Exterior Features

  • Waterfront: Yes
  • Fencing: Back Yard
  • View: Lake, Pond, Water
  • Waterfront Features: Lake Front, Pond
  • Construction Type: Stone, Stucco
  • Direction Faces: South
  • Patio And Porch Features: Covered, Patio, Screened
  • Waterfront Features:Pond2: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Lake Front: Yes
  • View:Lake: Yes
  • Construction Materials:Stone: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Electricity Connected, Water Connected
  • Security: Security Gate
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 388.0
  • Association Fee Frequency: Monthly
  • Senior Community: Yes
  • Amenities: Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Pickleball, Playground, Tennis Court(s), Water
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 388.0
  • General Property Information:Association Fee Frequency: Monthly
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Fitness Center: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Tennis Courts: Yes
  • Association Amenities:Jogging Path: Yes
  • Association Fee Includes:Maintenance Grounds2: Yes
  • Association Fee Includes:Pest Control: Yes
  • Association Amenities:Maintenance Grounds: Yes
  • Association Fee Includes:Security2: Yes
  • Association Amenities:Barbecue: Yes
  • Association Amenities:Water: Yes
  • Association Amenities:Dog Park: Yes
  • Association Amenities:Pickleball: Yes
  • Association Fee Includes:Maintenance Structure2: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Maintenance Structure, Pest Control, Security

Schools

  • Elementary School: Palencia
  • High School: Tocoi Creek
  • Middle Or Junior School: Pacetti Bay

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 4356.0
  • Parcel #: 0270151290
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6315.87
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 26, 2024
Closed on
May 23, 2025
Sold by
Goodman Russell and Goodman Sarah
Bought by
Buchinsky Patricia Mary and Buchinsky Richard P
Seller's Agent
Matt Berrang
INI REALTY
Buyer's Agent
Crickett Huff
COMPASS FLORIDA LLC
List Price
$410,000
Sold Price
$380,000
Premium/Discount to List
-$30,000
-7.32%
Views
99
Current Estimated Value
$380,245

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$245
Avg. Annual Appreciation
0.11%

Purchase Details

Listed on
Mar 29, 2022
Closed on
Jun 10, 2022
Sold by
Sue Albano Ellen
Bought by
Goodman Russell and Goodman Sarah
Seller's Agent
Maria Tilton
BERKSHIRE HATHAWAY HOMESERVICE (FLORIDA PARK)
Buyer's Agent
ENDLESS SUMMER REALTY Property Transfer
ENDLESS SUMMER REALTY
List Price
$410,000
Sold Price
$390,000
Premium/Discount to List
-$20,000
-4.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.88%
Original Mortgage
$312,000
Interest Rate
5.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 15, 2019
Sold by
Pulte Home Company Llc
Bought by
Albano Ellen Sue

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
3.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Buchinsky Patricia Mary $380,000 Landmark Title
Buchinsky Patricia Mary $380,000 Landmark Title
Goodman Russell $390,000 Covenant Closing & Title Servi
Albano Ellen Sue $288,600 Dba Pgp Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Goodman Russell $312,000
Previous Owner Albano Ellen Sue $50,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/23/2025 05/23/25 Sold $380,000 -1.3% $246 / Sq Ft
04/16/2025 04/16/25 Pending -- -- --
03/10/2025 03/10/25 Price Changed $385,000 -3.4% $249 / Sq Ft
02/13/2025 02/13/25 Price Changed $398,500 -2.8% $258 / Sq Ft
10/26/2024 10/26/24 For Sale $410,000 +5.1% $265 / Sq Ft
06/13/2022 06/13/22 Sold $390,000 -4.9% $252 / Sq Ft View Prior Sale
04/05/2022 04/05/22 Pending -- -- --
03/29/2022 03/29/22 For Sale $410,000 -- $265 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,316 $319,981 $80,000 $239,981
2024 $6,316 $305,059 -- --
2023 $6,316 $296,174 $0 $0
2022 $5,368 $230,695 $0 $0
2021 $5,130 $207,488 $0 $0
2020 $5,101 $203,208 $0 $0
2019 $3,466 $50,000 $0 $0
2018 $3,221 $50,000 $0 $0
2017 $1,257 $26,000 $26,000 $0
Source: Public Records

Agents Affiliated with this Home

  • Matt Berrang

    Seller's Agent in 2025

    Matt Berrang

    INI REALTY

    (904) 333-6363

    191 Total Sales

    Matt Berrang
    Section Image
  • Crickett Huff

    Buyer's Agent in 2025

    Crickett Huff

    COMPASS FLORIDA LLC

    (904) 728-3333

    57 Total Sales

    Crickett Huff
    Section Image
  • Maria Tilton

    Seller's Agent in 2022

    Maria Tilton

    BERKSHIRE HATHAWAY HOMESERVICE (FLORIDA PARK)

    (386) 338-4353

    95 Total Sales

    Maria Tilton
    Section Image

  • E

    Buyer's Agent in 2022

    ENDLESS SUMMER REALTY Property Transfer

    ENDLESS SUMMER REALTY

See All Agents

Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2049540

realMLS (Northeast Florida Multiple Listing Service)

APN: 027015-1290

Florida St. Johns County Saint Augustine 32095

86 Rock Spring Loop, Saint Augustine, FL

Not Listed for Sale

Detached

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