$485,000
$10K PRICE DROP

86 Windridge Ln Panama City Beach, FL 32413

Estimated payment $2,971/month

Total Views 3,055
4 Beds
2.5 Baths
2,310 Sq Ft
$210 Price per Sq Ft

Highlights

  • 0.34 Acre Lot
  • Contemporary Architecture
  • Community Pool
  • J.R. Arnold High School Rated A-
  • Bonus Room
  • Covered Patio or Porch

About This Home

Discover coastal living at its finest! This stunning 4-bedroom, 3-bathroom home is nestled on a quiet cul-de-sac in one of Panama City Beach's most desirable communities. Enjoy the perfect blend of privacy and convenience with access to a beautiful community pool and well-maintained HOA amenities. Spacious interiors, a functional layout, and serene surroundings make this home ideal for both relaxing and entertaining. Just minutes from the beach, shopping, and dining -- this is the Florida lifestyle you've been waiting for!

Listing Agent

Jan Carlos Cruz Liqui

Realty Blu Inc Listed on: 07/11/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,488

Year Built

  • Built in 2001

Lot Details

  • 0.34 Acre Lot
  • Lot Dimensions are 15x11x33
  • Cul-De-Sac
  • Zoning described as City

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Contemporary Architecture
  • Shingle Roof
  • Composition Roof
  • Stucco

Interior Spaces

  • 2,310 Sq Ft Home
  • Living Room
  • Bonus Room
  • Vinyl Plank Flooring

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • In-Law or Guest Suite

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • Covered Patio or Porch
  • Central Heating and Cooling System

Community Details

Overview

  • Association fees include pool(s)
  • Summerwood Phase Iii Subdivision

Amenities

  • Picnic Area

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,488

Year Built

Built in 2001

Lot Details

0

HOA Fees

$42 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2001
  • Property Sub Type: Detached
  • Lot Size Acres: 0.34
  • Lot Size: 15x11x33
  • Road Frontage Type: City Street
  • Subdivision Name: Summerwood Phase III
  • Architectural Style: Contemporary
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Luxury Vinyl Plank, Vinyl
  • Living Area: 2310.0
  • Dining Room Type: In-Law Suite, Kitchen, Living Room, Primary Bathroom, Bonus Room

Exterior Features

  • Pool Features: None, Community
  • Fencing: Full
  • Waterfront: No
  • Construction Type: Stucco
  • Patio And Porch Features: Covered, Porch
  • Roof: Composition, Shingle

Garage/Parking

  • Parking Features: Driveway
  • Garage: No

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association Fee: 500.0
  • Community Features: Pool
  • Amenities: Picnic Area
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Pool(s)

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Cul-De-Sac
  • Lot Size Sq Ft: 14810.0
  • Zoning Description: City

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 3488.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,928 $311,861 $55,192 $256,669
2023 $3,928 $311,661 $49,230 $262,431
2022 $3,132 $241,107 $0 $0
2021 $2,832 $219,188 $0 $0
2020 $2,524 $216,459 $35,700 $180,759
2019 $2,127 $169,450 $29,488 $139,962
2018 $2,251 $177,526 $0 $0
2017 $2,087 $178,840 $0 $0
2016 $2,111 $181,062 $0 $0
2015 $2,216 $184,392 $0 $0
2014 $1,876 $155,872 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/18/2025 08/18/25 Price Changed $485,000 -2.0% $210 / Sq Ft
07/11/2025 07/11/25 For Sale $495,000 +135.7% $214 / Sq Ft
06/20/2022 06/20/22 Off Market $210,000 -- --
04/01/2014 04/01/14 Sold $210,000 -4.5% $112 / Sq Ft
02/07/2014 02/07/14 Pending -- -- --
01/17/2014 01/17/14 For Sale $219,900 -- $118 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $210,000 Dba Paramount Title
Special Warranty Deed -- Dba Paramount Title
Trustee Deed $125,100 None Available
Warranty Deed $143,800 Sunbelt Title Agency
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $206,000 New Conventional
Closed $206,196 FHA
Previous Owner $242,000 Balloon
Previous Owner $215,000 Unknown
Previous Owner $165,280 Unknown
Previous Owner $5,000 Credit Line Revolving
Previous Owner $136,500 No Value Available
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 776108

Central Panhandle Association of REALTORS®

APN: 33829-724-000