$719,900

860 Stephens Rd Independence, KY 41051

Estimated payment $4,169/month

Total Views 617
3 Beds
5 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Above Ground Pool
  • 1.81 Acre Lot
  • Deck
  • White's Tower Elementary School Rated A-
  • Open Floorplan
  • Vaulted Ceiling

About This Home

Looking for a spacious, fine craftsman ranch? Check out this custom built home that the builder built for himself! With 3 bedrooms, 3 full and 1 half baths. Boasting 2 finished levels, this home has plenty of space for all of your family and friends as it sits on 1.81 acres just minutes from dining and shopping. The front entrance invites you into this rambling ranch. The living areas are enhanced with beautiful wood vaulted ceilings and charm. Enjoy the kitchen, breakfast and great room with a warm, native stone fireplace complete with wood burning stove. More amenities included are *solid oak hardwood floors* solid poplar six panel doors*stainless appliances* wood chair rail* Anderson wood windows*first floor laundry*additional family room and game room in the lower level*tons of storage area/excercise area* large deck with above ground pool* wood shed with wood for the winter and more! 3 GARAGES FOR 5 VEHICLES!!!! No HOA. The outbuilding also is equipped with a professionally soundproofed recording studio, waiting area and half bath. A famous Taylor Mill recorded her first tracks here!

There is everything you need and more! Don't wait to schedule a visit!

Listing Agent

Karen Elkins

Coldwell Banker Realty FM License #191890 Listed on: 10/12/2025

Coldwell Banker Realty FM

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,174

Year Built

  • Built in 1985

Lot Details

  • 1.81 Acre Lot
  • Property fronts a county road
  • Corner Lot
  • Sloped Lot

Parking

  • 5 Car Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Composition Roof
  • Shingle Siding
  • Concrete Block And Stucco Construction

Interior Spaces

  • Open Floorplan
  • Bookcases
  • Chair Railings
  • Woodwork
  • Crown Molding
  • Vaulted Ceiling
  • Recessed Lighting
  • Wood Burning Fireplace
  • Decorative Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Insulated Windows
  • Bay Window
  • Wood Frame Window
  • Panel Doors
  • Great Room
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Bonus Room
  • Game Room
  • Attic Fan

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Partial Basement
  • Finished Basement Bathroom
  • Basement Storage

Home Security

  • Smart Thermostat
  • Fire and Smoke Detector

Outdoor Features

  • Above Ground Pool
  • Deck
  • Outbuilding

Schools

  • Whites Tower Elementary School
  • Twenhofel Middle School
  • Simon Kenton High School

Utilities

  • Humidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • 220 Volts
  • 220 Volts in Garage
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 047-00-00-061.01

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,174

Year Built

Built in 1985

Lot Details

0

Parking

5

Listing Details

  • Cooling: Attic Fan, Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.81
  • Year Built: 1985
  • Lot Size: of record
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: 17 to Fowler Creek. L on Stephens.
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Whites Tower Elementary
  • Location Tax Legal Info:Middle or Junior School: Twenhofel Middle School
  • Location Tax Legal Info:High School: Simon Kenton High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: of record
  • Architecture:Ranch: Yes
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 1.81
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Security Features:Smoke Detector(s): Yes
  • Location Tax Legal Info:Tax ID: 047-00-00-061.01
  • Appliances Refrigerators: Yes
  • Roof:Composition: Yes
  • General Property Description:Fireplaces Total: 1
  • Appliances Dryer: Yes
  • Washers: Yes
  • Percent Basement Finished: Yes
  • Other Equipment:Humidifier: Yes
  • Road Frontage Type:County Road: Yes
  • Pool Features:Above Ground: Yes
  • Other Structures:Outbuilding: Yes
  • Cooling:Attic Fan: Yes
  • Electric 220 Volts: Yes
  • Electric 220 Volts in Garage: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Walk-In Closet(s), Soaking Tub, Smart Thermostat, Pantry, Open Floorplan, Eat-in Kitchen, Crown Molding, High Ceilings, Multi Panel Doors, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s)
  • Basement: Full Finished Bath, Partial, Finished, Storage Space, Walk-Out Access
  • Heating: Oil, Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Other Equipment: Humidifier
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Decorative, Insert, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Insulated Windows, Bay Window(s), Wood Frames
  • Appliances Dishwasher: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:Smart Thermostat: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Basement:Walk-Out Access7: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:Natural Woodwork: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Crown Molding: Yes
  • Basement:Full Finished Bath: Yes
  • Basement:Storage Space: Yes
  • Basement:Carpet Flooring7: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Soaking Tub: Yes
  • Basement:Partial: Yes
  • Fireplace Features:Insert: Yes
  • Fireplace Features:Decorative: Yes

Exterior Features

  • Roof: Composition, Shingle
  • Lot Features: Corner Lot, Sloped
  • Pool Features: Above Ground
  • Construction Type: Brick, Concrete, Shingle Siding
  • Foundation Details: Poured Concrete
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck
  • Construction Materials:Brick2: Yes
  • Lot Features:Corner Lot: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Construction Materials:Concrete: Yes
  • Lot Features:Sloped: Yes
  • Window Features:Bay Window(s): Yes
  • Window Features:Wood Frames: Yes
  • Construction Materials:Shingle Siding: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Detached, Driveway, Garage, Garage Door Opener, Garage Faces Side
  • General Property Description:Garage Spaces: 5.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Laundry Room, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts, 220 Volts in Garage
  • Utilities: Cable Available
  • Heating:Forced Air: Yes
  • Sewer Septic Tank: Yes
  • Heating:Oil: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Whites Tower Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Simon Kenton High
  • Middle Or Junior School: Twenhofel Middle School

Lot Info

  • Lot Size Sq Ft: 78843.6
  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,174 $340,700 $30,000 $310,700
2023 $4,300 $340,700 $30,000 $310,700
2022 $4,349 $340,700 $30,000 $310,700
2021 $4,414 $340,700 $30,000 $310,700
2020 $3,848 $290,000 $30,000 $260,000
2019 $3,858 $290,000 $30,000 $260,000
2018 $3,879 $290,000 $30,000 $260,000
2017 $3,772 $290,000 $30,000 $260,000
2015 $3,671 $290,000 $40,000 $250,000
2014 $3,619 $290,000 $40,000 $250,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/12/2025 10/12/25 For Sale $719,900 -- --
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed $290,000 None Available
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 637088

Northern Kentucky Multiple Listing Service

APN: 047-00-00-061.01