860 Stephens Rd Independence, KY 41051
Estimated payment $3,638/month
Highlights
- Above Ground Pool
- 1.81 Acre Lot
- Deck
- White's Tower Elementary School Rated A-
- Open Floorplan
- Vaulted Ceiling
About This Home
Looking for a spacious, fine craftsman ranch? Check out this custom built home that the builder built for himself! With 3 bedrooms, 3 full and 1 half baths. Boasting 2 finished levels, this home has plenty of space for all of your family and friends as it sits on 1.81 acres just minutes from dining and shopping. The front entrance invites you into this rambling ranch. The living areas are enhanced with beautiful wood vaulted ceilings and charm. Enjoy the kitchen, breakfast and great room with a warm, native stone fireplace complete with wood burning stove. More amenities included are *solid oak hardwood floors* solid poplar six panel doors*stainless appliances* wood chair rail* Anderson wood windows*septic replaced 2023*new furnace 2023*new hot water heater 2024*new whole house humidifier 2023* new a/c unit 2023*first floor laundry*additional family room and game room in the lower level*tons of storage area/excercise area* large deck with above ground pool* wood shed with wood for the winter and more! 3 GARAGES FOR 5 VEHICLES!!!! No HOA. The outbuilding also is equipped with a professionally soundproofed recording studio, waiting area and half bath. Country music star, Carly Pearce, a Taylor Mill native, recorded her first tracks here!!!! There is everything you need and more! Don't wait to schedule a visit!
Home Details
Home Type
- Single Family
Year Built
- Built in 1985
Lot Details
- 1.81 Acre Lot
- Property fronts a county road
- Corner Lot
- Sloped Lot
Parking
- 5 Car Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Composition Roof
- Shingle Siding
- Concrete Block And Stucco Construction
Interior Spaces
- Open Floorplan
- Bookcases
- Chair Railings
- Woodwork
- Crown Molding
- Vaulted Ceiling
- Recessed Lighting
- Wood Burning Fireplace
- Decorative Fireplace
- Self Contained Fireplace Unit Or Insert
- Insulated Windows
- Bay Window
- Wood Frame Window
- Panel Doors
- Great Room
- Family Room
- Living Room
- Breakfast Room
- Formal Dining Room
- Home Office
- Bonus Room
- Game Room
- Attic Fan
Kitchen
- Eat-In Kitchen
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Carpet
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- Hydromassage or Jetted Bathtub
- Shower Only
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Partial Basement
- Finished Basement Bathroom
- Basement Storage
Home Security
- Smart Thermostat
- Fire and Smoke Detector
Outdoor Features
- Above Ground Pool
- Deck
- Outbuilding
Schools
- Whites Tower Elementary School
- Twenhofel Middle School
- Simon Kenton High School
Utilities
- Humidifier
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- 220 Volts
- 220 Volts in Garage
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 047-00-00-061.01
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,962 | $340,700 | $30,000 | $310,700 |
| 2024 | $4,174 | $340,700 | $30,000 | $310,700 |
| 2023 | $4,300 | $340,700 | $30,000 | $310,700 |
| 2022 | $4,349 | $340,700 | $30,000 | $310,700 |
| 2021 | $4,414 | $340,700 | $30,000 | $310,700 |
| 2020 | $3,848 | $290,000 | $30,000 | $260,000 |
| 2019 | $3,858 | $290,000 | $30,000 | $260,000 |
| 2018 | $3,879 | $290,000 | $30,000 | $260,000 |
| 2017 | $3,772 | $290,000 | $30,000 | $260,000 |
| 2015 | $3,671 | $290,000 | $40,000 | $250,000 |
| 2014 | $3,619 | $290,000 | $40,000 | $250,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/15/2025 11/15/25 | Price Changed | $629,000 | -6.0% | -- |
| 10/27/2025 10/27/25 | Price Changed | $669,000 | -3.7% | -- |
| 10/18/2025 10/18/25 | Price Changed | $695,000 | -3.5% | -- |
| 10/12/2025 10/12/25 | For Sale | $719,900 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $290,000 | None Available |
Source: Northern Kentucky Multiple Listing Service
MLS Number: 637088
APN: 047-00-00-061.01
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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