$750,000
SOLD SEP 15, 2025
4 Beds
3.5 Baths
3,317 Sq Ft
$247/mo HOA Fee

Recently Sold

$226 Per Sq Ft

14 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • Gated Community
  • Forest Ridge Elementary School Rated A-
  • Gourmet Kitchen
  • Lake Privileges

About This Home

As of September 2025

Elevated Living in a Prestigious Gated Lake Community - ASSUMABLE 3.125% VA LOAN for service members/veterans - Showcasing over three levels of beautifully curated interiors, this residence blends classic elegance with modern functionality. A grand foyer introduces the main level’s stunning open-concept design, where a chef’s kitchen gleams with professional-grade stainless steel appliances, oversized island, pantry, and custom cabinetry. A sun-drenched breakfast room and a generously sized family room anchored by a gas fireplace allows access to one of the many covered outdoor terraces. Entertaining is made easy with an elegant dining room, a refined living area. The upper level feels like resort living crowned by an expansive primary suite with tray ceiling detail, custom walk-in closet, private balcony, and a spa-caliber bath with soaking tub and separate shower. Two additional bedrooms, a full bath, and an upper-level laundry room complete this thoughtfully designed floor. The fully finished lower level offers exceptional versatility, featuring a generous recreation space with direct access to the rear yard and covered patio, a fourth bedroom, full bath, and an attached two-car garage. Set within a private, amenity-rich enclave offering a picturesque lake with dock, tennis courts, tot lots, and miles of scenic trails — this is lakefront living redefined. **HVAC replaced 2022, Tesla charger installed in garage.

Last Agent to Sell the Property

Raquel Gutierrez

(516) 476-3416 raquel@raquelrealtour.com TTR Sotheby's International Realty License #SP200200572 Listed on: 07/29/2025

TTR Sotheby's International Realty

Last Buyer's Agent

Vincent Ekuban

(301) 343-2181 thehomeguy@exitre.org EXIT Realty Enterprises License #597280

EXIT Realty Enterprises

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $7,591

Year Built

  • Built in 2006

Lot Details

  • 2,654 Sq Ft Lot
  • Sprinkler System

HOA Fees

  • $247 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Permanent Foundation
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • 3,317 Sq Ft Home
  • Property has 3 Levels
  • Crown Molding
  • 1 Fireplace
  • Family Room Off Kitchen
  • Breakfast Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Finished Basement
  • Walk-Out Basement
  • Security Gate

Kitchen

  • Gourmet Kitchen
  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Lake Privileges

Schools

  • Forest Ridge Elementary School
  • Patuxent Valley Middle School
  • Hammond High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot A 5
  • Assessor Parcel Number 1406577741
  • $56 Front Foot Fee per year

Community Details

Overview

  • Association fees include common area maintenance, management, security gate, snow removal, trash, pier/dock maintenance, lawn maintenance
  • Stone Lake HOA
  • Stone Lake Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Pier or Dock
  • Beach
  • Tennis Courts
  • Community Playground
  • Putting Green
  • Jogging Path
  • Bike Trail

Security

  • Gated Community

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$7,591

Year Built

Built in 2006

Lot Details

0

HOA Fees

$247 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 7/29/2025 12:00:00 AM
  • Year Built: 2006
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Cooktop, Refrigerator, Icemaker, Oven - Wall, Dishwasher, Built-In Microwave, Disposal, Dryer, Washer
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Bathroom - Soaking Tub, Carpet, Crown Moldings, Pantry, Upgraded Countertops, Walk-In Closet(s), Wood Floors, Sprinkler System
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 3
  • Room List: Dining Room, Kitchen, Family Room, Breakfast Room, Laundry, Office, Recreation Room
  • Basement: Yes
  • Basement Type: Fully Finished, Walkout Level
  • Laundry Type: Upper Floor
  • Total Sq Ft: 3317
  • Living Area Sq Ft: 3317
  • Price Per Sq Ft: 226.11
  • Above Grade Finished Sq Ft: 3317
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stone, Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 325.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Zoned, Heat Pump(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air, Zoned, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security Gate
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 247.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Bike Trail, Club House, Common Grounds, Gated Community, Jog/Walk Path, Lake, Picnic Area, Pier/Dock, Putting Green, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Security Gate, Snow Removal, Trash, Pier/Dock Maintenance, Lawn Maintenance
  • HOA Name: STONE LAKE HOA
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • Elementary School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: FOREST RIDGE
  • High School: HAMMOND
  • Middle Or Junior School: PATUXENT VALLEY

Lot Info

  • Lot Size Acres: 0.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2654.00
  • Zoning: RED
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 7591.00
  • Assessor Parcel Number: 1406577741
  • Tax Lot: A 5
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019

Multi Family

  • Front Foot Fee: 56.31

MLS Schools

  • School District Name: HOWARD COUNTY PUBLIC SCHOOL SYSTEM

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2025
Closed on
Sep 15, 2025
Sold by
Cardenas Anthony and Cardenas Carrie
Bought by
Onyewu Uchenna and Onyewu Nancy
Seller's Agent
Raquel Gutierrez
TTR Sotheby's International Realty
Buyer's Agent
Vincent Ekuban
EXIT Realty Enterprises
List Price
$750,000
Sold Price
$750,000
Views
144

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.85%
Original Mortgage
$675,000
Outstanding Balance
$674,360
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$73,964

Purchase Details

Listed on
Jun 19, 2020
Closed on
Jul 23, 2020
Sold by
Gay Charles J
Bought by
Cardenas Anthony and Cardenas Carrie
Seller's Agent
Maureen Nichols
RE/MAX Realty Plus
Buyer's Agent
Diane McCawley
United Real Estate
List Price
$549,900
Sold Price
$554,900
Premium/Discount to List
$5,000
0.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.05%
Original Mortgage
$567,662
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 6, 2008
Sold by
Miller & Smith At Stone Lake Llc
Bought by
Gay Charles J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$502,000
Interest Rate
6.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 16, 2007
Sold by
Miller & Smith At Stone Lake Llc
Bought by
Gay Charles J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$502,000
Interest Rate
6.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $750,000 Ratified Title
Deed $554,900 Advantage Settlement Inc
Deed $627,519 --
Deed $627,519 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $675,000 New Conventional
Previous Owner $567,662 New Conventional
Previous Owner $502,000 Purchase Money Mortgage
Previous Owner $502,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/15/2025 09/15/25 Sold $750,000 0.0% $226 / Sq Ft
07/29/2025 07/29/25 For Sale $750,000 +35.2% $226 / Sq Ft
07/30/2020 07/30/20 Sold $554,900 +0.9% $167 / Sq Ft View Prior Sale
06/26/2020 06/26/20 Pending -- -- --
06/19/2020 06/19/20 For Sale $549,900 -- $166 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,667 $619,700 $200,000 $419,700
2024 $8,667 $569,333 $0 $0
2023 $7,893 $518,967 $0 $0
2022 $7,130 $468,600 $160,000 $308,600
2021 $7,130 $468,600 $160,000 $308,600
2020 $7,130 $468,600 $160,000 $308,600
2019 $7,196 $499,000 $187,500 $311,500
2018 $7,056 $490,900 $0 $0
2017 $6,833 $499,000 $0 $0
2016 -- $474,700 $0 $0
2015 -- $464,800 $0 $0
2014 -- $454,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHW2057010

Bright MLS

APN: 06-577741