NOT LISTED FOR SALE

861 E Humphrey St Lake Crystal, MN 56055

Estimated Value: $390,000 - $468,000

4 Beds
2.5 Baths
2,726 Sq Ft
$158/Sq Ft Est. Value

Last Sold June 28, 2019

Last sale price $370,000 $136 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $2,727/month

Highlights

  • Lake Front
  • Beach Access
  • Ranch Style House
  • Lake Crystal Wellcome Memorial Elementary School Rated A-
  • Deck
  • Wood Flooring

About This Home

As of June 2019

Beautiful 4 Bedroom, 3 bath home with stunning views of Crystal Lake. Large kitchen offers stainless steel appliances and Cambria Countertops. Walkout lower level with large family room and 2 additional bedrooms and bathroom. Endless storage throughout the home. Over sized attached garage has separate workshop area.

Last Agent to Sell the Property

Deb Richmond-Johnson

TRUE REAL ESTATE License #00087478 Listed on: 05/20/2019

TRUE REAL ESTATE

Last Buyer's Agent

Angie VanEman Lynch

AMERICAN WAY REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,192

Year Built

  • 1993

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 136.75 x 232
  • Lake Front
  • Landscaped
  • Sprinkler System

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Frame Construction
  • Asphalt Shingled Roof
  • Wood Siding

Interior Spaces

  • Ceiling Fan
  • Electric Fireplace
  • Window Treatments
  • Wood Flooring
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Block Basement Construction
  • Basement Window Egress

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Beach Access
  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number R09.12.04.101.014

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,192

Year Built

1993

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Classification: Homestead
  • Style: Ranch/Rambler (L)
  • Amenities: Ceiling Fans, Eat-In Kitchen, Garage Door Opener, Hardwood Floors, Kitchen Center Island, Walk-In Closet, Washer/Dryer Hookups, Smoke Alarms (L), CO Detectors (L), Window Coverings (L)
  • Amenities Exterior: Deck, Driveway - Asphalt, Inground Sprinkler System, Patio
  • Estimated Number of Acres: 0.32
  • Construction: Previously Owned
  • Foundation Size: 1476
  • L V T Date: 05/23/2019
  • Mechanicals: Water Softener-Owned, Sump Pump, Circuit Breaker
  • Parcel Number: R09.12.04.101.014
  • Price Per Square Foot: 127
  • Sold Price Per Sq Ft: 125
  • Stories: 1 Story
  • Street Designation: Street
  • Taxes With Assessments: 3614
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1993

Interior Features

  • Dining Room: Eat-In Kitchen
  • Fireplace: Yes
  • Fireplace Type: Electric
  • Total Bedrooms: 4
  • Bathroom Description: 3/4 Basement, Full Master, Main Floor 1/2 Bath
  • Total Bathrooms: 2
  • One Quarter Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 2
  • Basement Features: Daylight/Lookout Windows, Egress Windows, Finished, Walkout
  • Basement Material: Concrete Block
  • Basement Style: Full, Walk-out
  • Finished Above Grade Sq Ft: 1476
  • Below Grade Finished Sq Ft: 1250
  • Tot Above Grade Sq Ft: 1476
  • Total Fin Square Footage: 2726
  • Total Square Footage: 2952
  • Tot Below Grade Sq Ft: 1476

Exterior Features

  • Frontage Road: City
  • Waterfront Name: Crystal
  • Construction Type: Frame/Wood
  • Exterior: Brick, Wood
  • Roof: Asphalt Shingles
  • Waterfront: Yes
  • Waterfront Description: Lake

Garage/Parking

  • Garage Type: Attached
  • Garage Capacity: 2

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heat: Fireplace, Forced Air
  • Sewer: City
  • Water: City

Schools

  • School District: Lake Crystal-Wellcome Mem. #2071

Lot Info

  • Estimated Lot Dimensions: 136.75 x 232
  • Lot/Land Description: Accessible Shoreline, Landscaped

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 9, 2023
Sold by
Ruyter Naomi and Ruyter Matthew
Bought by
Vanort Trent and Vanort Van Ort
Current Estimated Value
$430,459

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,000
Outstanding Balance
$343,762
Interest Rate
6.43%
Mortgage Type
New Conventional
Estimated Equity
$81,186

Purchase Details

Listed on
May 20, 2019
Closed on
Jun 28, 2019
Sold by
Jones Herbert H
Bought by
Ruyter Matthew G and Ruyter Naomi
Seller's Agent
Deb Richmond-Johnson
TRUE REAL ESTATE
Buyer's Agent
Angie VanEman Lynch
AMERICAN WAY REALTY
List Price
$375,000
Sold Price
$370,000
Premium/Discount to List
-$5,000
-1.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.25%
Original Mortgage
$351,500
Interest Rate
4%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vanort Trent $440,000 --
Ruyter Matthew G $370,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Vanort Trent $352,000
Previous Owner Ruyter Matthew G $298,100
Previous Owner Ruyter Matthew G $351,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/28/2019 06/28/19 Sold $370,000 -1.3% $136 / Sq Ft
05/20/2019 05/20/19 For Sale $375,000 -- $138 / Sq Ft
05/17/2019 05/17/19 Pending -- -- --
Source: REALTOR® Association of Southern Minnesota

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,192 $442,500 $57,100 $385,400
2024 $5,192 $399,700 $57,200 $342,500
2023 $4,552 $399,200 $57,200 $342,000
2022 $3,940 $353,300 $57,200 $296,100
2021 $3,790 $286,600 $57,200 $229,400
2020 $3,720 $266,400 $57,200 $209,200
2019 $3,614 $266,400 $57,200 $209,200
2018 $3,486 $257,400 $57,200 $200,200
2017 $3,552 $253,200 $57,200 $196,000
2016 $3,550 $242,900 $57,200 $185,700
2015 $35 $232,600 $57,200 $175,400
2014 $3,792 $232,600 $57,200 $175,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTOR® Association of Southern Minnesota

MLS Number: 7020983

REALTOR® Association of Southern Minnesota

APN: R09-12-04-101-014