NOT LISTED FOR SALE

861 Ginger Ln Hiawassee, GA 30546

Estimated Value: $710,000 - $907,000

3 Beds
2.5 Baths
-- Sq Ft
0.53 Acres

Last Sold August 14, 2024

Last sale price $750,000

Est. 10% increase in value since last sale

Current estimated payment $4,579/month

55 Days on Market

Highlights

  • Lake Front
  • Docks
  • Deck
  • Towns County Middle School Rated A-
  • Spa
  • 1-minute walk to Fred Hamilton Gardens

About This Home

As of August 2024

Lovely year round views of Lake Chatuge and Bell Mountain, just outside Hiawassee city limits and just 1 mile from Georgia Mountain Fairgrounds and Anderson Music Hall, public boat launch, Pickleball complex and public beach. This lakefront home has 106.38 feet of frontage on the 1933 line and a TVA permitted, fixed dock with pergola, in a cozy cove where the sellers summer a 24 foot pontoon boat. It is also great for personal watercraft, kayaks, canoes and paddle boards. The home has a large deck and a covered porch to enjoy views of the sun and the moon rising next to Bell Mountain. Views of mountains and lake can be seen from the great room (with stone electric fireplace), the dining room, the kitchen and the master suite - all on main floor. Laundry room, powder room and 2 car garage are also on main floor. The terrace level also has lake and mountain views, a nice walk out to a deck, a living area with wet bar, 2 bedrooms and full bath.

Last Agent to Sell the Property

Viola Dyer Waldroup

Chatuge Land And Homes Brokerage Phone: 7068962940 License #249528 Listed on: 06/17/2024

Last Buyer's Agent

Non NON-MLS MEMBER

NON-MLS OFFICE License #0

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,776

Year Built

  • Built in 2005

Lot Details

  • 0.53 Acre Lot
  • Lake Front

Parking

  • 2 Car Garage
  • Driveway
  • Open Parking

Property Views

  • Lake
  • Mountain

Home Design

  • Contemporary Architecture
  • Traditional Architecture
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Sheet Rock Walls or Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Window Screens
  • Finished Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Spa Bath

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Docks
  • Deck
  • Covered Patio or Porch

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association
  • Lake Chatuge Estates Subdivision

Listing and Financial Details

  • Tax Lot 6, 6A
  • Assessor Parcel Number 0029 045G

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,776

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Residential
  • Year Built: 2005
  • Property Sub Type: Residential
  • Road Frontage Type: Road, Lakefront, Deeded Access
  • Lot Size Acres: 0.528
  • Road Surface Type: Gravel
  • Water Body Name: Na,Lake Chatuge
  • Subdivision Name: Lake Chatuge Estates
  • Architectural Style: Traditional, Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Attribution Contact: 7068962940
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Refrigerator, Range, Microwave, Dishwasher, Washer, Dryer
  • Has Basement: Finished
  • Spa Features: Bath
  • Private Spa: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: See Remarks
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Wood, Carpet, Tile
  • Interior Amenities: Ceiling Fan(s), Wet Bar, Cathedral Ceiling(s), Sheetrock
  • Main Level Bedrooms: 1
  • Window Features: Insulated Windows, Vinyl, Screens
  • Master Bedroom Master Bedroom Level: Main

Exterior Features

  • Roof: Shingle
  • View: Mountain(s), Year Round, Lake
  • Topography: Sloping,Rolling
  • View: Yes
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Construction Type: Frame, Concrete, Composite
  • Exterior Features: Dock
  • Patio And Porch Features: Front Porch, Deck, Covered, Open
  • Property Condition: Resale

Garage/Parking

  • Garage Spaces: 2
  • Covered Parking Spaces: 2
  • Open Parking: Yes
  • Parking Features: Garage, Driveway, Asphalt
  • Total Parking Spaces: 2

Utilities

  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Sewer: Septic Tank
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Lake Access
  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Towns County

Lot Info

  • Lot Size Sq Ft: 22999.68
  • Parcel #: 0029 045G
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Lot: 6, 6A

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2024
Closed on
Aug 14, 2024
Sold by
Fitzgerald Brian E
Bought by
Pecenka Julie M and Pecenka Robert J
Seller's Agent
Viola Dyer Waldroup
Chatuge Land And Homes
Buyer's Agent
Non NON-MLS MEMBER
NON-MLS OFFICE
List Price
$799,900
Sold Price
$750,000
Premium/Discount to List
-$49,900
-6.24%
Views
129
Current Estimated Value
$823,365

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$73,365
Avg. Annual Appreciation
8.19%

Purchase Details

Listed on
Aug 11, 2015
Closed on
Aug 12, 2016
Sold by
Kohler Charles A and Kohler Deborah L
Bought by
Fitzgeraldn Brian E and Fitzgeraldn Margaret A
Seller's Agent
Charles Kohler
Century 21 Black Bear Realty
Buyer's Agent
William Cejka
Mountain Realty
List Price
$350,000
Sold Price
$350,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.00%

Purchase Details

Listed on
Aug 11, 2015
Closed on
Jul 28, 2016
Sold by
Charles A
Bought by
Kohler Charles A
Seller's Agent
Charles Kohler
Century 21 Black Bear Realty
Buyer's Agent
William Cejka
Mountain Realty
List Price
$350,000
Sold Price
$350,000

Purchase Details

Closed on
Feb 24, 2016
Sold by
Palmer Robert Brett
Bought by
Kohler Charles A Debo

Purchase Details

Listed on
Oct 22, 2011
Closed on
Jul 27, 2012
Sold by
Bank Of America
Bought by
Kohler Deborah L and Palmer Robert Brett
Seller's Agent
Lucretia Collins
BHGRE Metro Brokers - Blairsville
Buyer's Agent
Chip Rainwater
Century 21 Black Bear Realty
List Price
$271,500
Sold Price
$271,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.74%
Original Mortgage
$217,200
Interest Rate
3.68%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 3, 2011
Sold by
Clark Larry
Bought by
Bank Of America Na

Purchase Details

Closed on
Dec 15, 2006
Sold by
Fine Line Builders Inc
Bought by
Clark Larry and Clark Negaard Christina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$576,800
Interest Rate
6.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 10, 2005
Sold by
Rogers Greg
Bought by
Fine Line Builders Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,137
Interest Rate
5.61%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 22, 2004
Sold by
Cody Richard
Bought by
Ruth Donald
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pecenka Julie M $750,000 --
Fitzgeraldn Brian E $350,000 --
Kohler Charles A -- --
Kohler Charles A Debo -- --
Kohler Deborah L $271,500 --
Bank Of America Na $456,570 --
Clark Larry $721,000 --
Fine Line Builders Inc $275,000 --
Allen John Ross $229,000 --
Ruth Donald $114,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Kohler Deborah L $217,200
Previous Owner Clark Larry H $100,000
Previous Owner Clark Larry $576,800
Previous Owner Allen John Ross $225,137
Previous Owner Allen John Ross $564,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2024 08/14/24 Sold $750,000 -6.2% --
08/12/2024 08/12/24 Pending -- -- --
06/17/2024 06/17/24 For Sale $799,900 +128.5% --
08/15/2016 08/15/16 Sold $350,000 0.0% --
07/13/2016 07/13/16 Pending -- -- --
08/11/2015 08/11/15 For Sale $350,000 +28.9% --
07/27/2012 07/27/12 Sold $271,500 0.0% --
06/11/2012 06/11/12 Pending -- -- --
10/22/2011 10/22/11 For Sale $271,500 -- --
Source: Northeast Georgia Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,776 $258,495 $88,000 $170,495
2023 $2,624 $223,910 $64,000 $159,910
2022 $2,513 $214,480 $64,000 $150,480
2021 $1,838 $152,453 $33,000 $119,453
2020 $1,781 $138,968 $33,000 $105,968
2019 $1,732 $132,968 $33,000 $99,968
2018 $1,720 $128,834 $33,000 $95,834
2017 $1,701 $122,972 $33,000 $89,972
2016 $1,537 $111,132 $26,000 $85,132
2015 $1,557 $111,132 $26,000 $85,132
2014 $1,570 $111,132 $26,000 $85,132
2013 -- $111,132 $26,000 $85,132
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Georgia Board of REALTORS®

MLS Number: 404749

Northeast Georgia Board of REALTORS®

APN: 0029-045G