$750,000
SOLD AUG 14, 2024

861 Ginger Ln Hiawassee, GA 30546

3 Beds
2.5 Baths
-- Sq Ft
0.53 Acres

Recently Sold

6% Below List Price

55 Days on Market

Highlights

  • Lake Front
  • Docks
  • Deck
  • Towns County Middle School Rated A-
  • Spa
  • 1-minute walk to Fred Hamilton Gardens

About This Home

As of August 2024

Lovely year round views of Lake Chatuge and Bell Mountain, just outside Hiawassee city limits and just 1 mile from Georgia Mountain Fairgrounds and Anderson Music Hall, public boat launch, Pickleball complex and public beach. This lakefront home has 106.38 feet of frontage on the 1933 line and a TVA permitted, fixed dock with pergola, in a cozy cove where the sellers summer a 24 foot pontoon boat. It is also great for personal watercraft, kayaks, canoes and paddle boards. The home has a large deck and a covered porch to enjoy views of the sun and the moon rising next to Bell Mountain. Views of mountains and lake can be seen from the great room (with stone electric fireplace), the dining room, the kitchen and the master suite - all on main floor. Laundry room, powder room and 2 car garage are also on main floor. The terrace level also has lake and mountain views, a nice walk out to a deck, a living area with wet bar, 2 bedrooms and full bath.

Last Agent to Sell the Property

Viola Dyer Waldroup

Chatuge Land And Homes Brokerage Phone: 7068962940 License #249528 Listed on: 06/17/2024

Last Buyer's Agent

Non NON-MLS MEMBER

NON-MLS OFFICE License #0

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,776

Year Built

  • Built in 2005

Lot Details

  • 0.53 Acre Lot
  • Lake Front

Parking

  • 2 Car Garage
  • Driveway
  • Open Parking

Property Views

  • Lake
  • Mountain

Home Design

  • Contemporary Architecture
  • Traditional Architecture
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Sheet Rock Walls or Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Window Screens
  • Finished Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Spa Bath

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Docks
  • Deck
  • Covered patio or porch

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association
  • Lake Chatuge Estates Subdivision

Listing and Financial Details

  • Tax Lot 6, 6A
  • Assessor Parcel Number 0029 045G

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,776

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Residential
  • Year Built: 2005
  • Property Sub Type: Residential
  • Road Frontage Type: Road, Lakefront, Deeded Access
  • Lot Size Acres: 0.528
  • Road Surface Type: Gravel
  • Water Body Name: Na,Lake Chatuge
  • Subdivision Name: Lake Chatuge Estates
  • Architectural Style: Traditional, Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Attribution Contact: 7068962940
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Refrigerator, Range, Microwave, Dishwasher, Washer, Dryer
  • Has Basement: Finished
  • Spa Features: Bath
  • Private Spa: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: See Remarks
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Wood, Carpet, Tile
  • Interior Amenities: Ceiling Fan(s), Wet Bar, Cathedral Ceiling(s), Sheetrock
  • Main Level Bedrooms: 1
  • Window Features: Insulated Windows, Vinyl, Screens
  • Master Bedroom Master Bedroom Level: Main

Exterior Features

  • Roof: Shingle
  • View: Mountain(s), Year Round, Lake
  • Topography: Sloping,Rolling
  • View: Yes
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Construction Type: Frame, Concrete, Composite
  • Exterior Features: Dock
  • Patio And Porch Features: Front Porch, Deck, Covered, Open
  • Property Condition: Resale

Garage/Parking

  • Garage Spaces: 2
  • Covered Parking Spaces: 2
  • Open Parking: Yes
  • Parking Features: Garage, Driveway, Asphalt
  • Total Parking Spaces: 2

Utilities

  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Sewer: Septic Tank
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Lake Access
  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Towns County

Lot Info

  • Lot Size Sq Ft: 22999.68
  • Parcel #: 0029 045G
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Lot: 6, 6A

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2024
Closed on
Aug 14, 2024
Sold by
Fitzgerald Brian E
Bought by
Pecenka Julie M and Pecenka Robert J
Seller's Agent
Viola Dyer Waldroup
Chatuge Land And Homes
Buyer's Agent
Non NON-MLS MEMBER
NON-MLS OFFICE
List Price
$799,900
Sold Price
$750,000
Premium/Discount to List
-$49,900
-6.24%
Total Days on Market
55
Views
129
Current Estimated Value
$817,865

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$67,865
Avg. Annual Appreciation
11.29%

Purchase Details

Listed on
Aug 11, 2015
Closed on
Aug 12, 2016
Sold by
Kohler Charles A and Kohler Deborah L
Bought by
Fitzgeraldn Brian E and Fitzgeraldn Margaret A
Seller's Agent
Charles Kohler
Century 21 Black Bear Realty
Buyer's Agent
William Cejka
Mountain Realty
List Price
$350,000
Sold Price
$350,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.00%

Purchase Details

Listed on
Aug 11, 2015
Closed on
Jul 28, 2016
Sold by
Charles A
Bought by
Kohler Charles A
Seller's Agent
Charles Kohler
Century 21 Black Bear Realty
Buyer's Agent
William Cejka
Mountain Realty
List Price
$350,000
Sold Price
$350,000

Purchase Details

Closed on
Feb 24, 2016
Sold by
Palmer Robert Brett
Bought by
Kohler Charles A Debo

Purchase Details

Listed on
Oct 22, 2011
Closed on
Jul 27, 2012
Sold by
Bank Of America
Bought by
Kohler Deborah L and Palmer Robert Brett
Seller's Agent
Lucretia Collins
BHGRE Metro Brokers - Blairsville
Buyer's Agent
Chip Rainwater
Century 21 Black Bear Realty
List Price
$271,500
Sold Price
$271,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.95%
Original Mortgage
$217,200
Interest Rate
3.68%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 3, 2011
Sold by
Clark Larry
Bought by
Bank Of America Na

Purchase Details

Closed on
Dec 15, 2006
Sold by
Fine Line Builders Inc
Bought by
Clark Larry and Clark Negaard Christina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$576,800
Interest Rate
6.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 10, 2005
Sold by
Rogers Greg
Bought by
Fine Line Builders Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,137
Interest Rate
5.61%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 22, 2004
Sold by
Cody Richard
Bought by
Ruth Donald
Source: Public Records

Similar Homes in Hiawassee, GA

  • 47 Hidden Fields Rd, Hiawassee, GA 30546

    $775,000

    • 4 Beds
    • 3.5 Baths
    • 47 Hidden Fields Rd
    • Hiawassee, GA

    Spectacular Lake View Home with Deeded Lake Access, Private Boat Slip and Mountain Views! Experience lake living with this stunning home, offering breathtaking views of Lake Chatuge and the surrounding mountains. Designed for both comfort and elegance, this home is filled with custom touches and thoughtful details. Step inside to an inviting open floor plan featuring warm hardwood floors,

    Barbara Thomas Coldwell Banker High Country

    Section Image
  • 1507 Cedar View Ln, Hiawassee, GA 30546

    $899,900

    • 4 Beds
    • 4 Baths
    • 1507 Cedar View Ln
    • Hiawassee, GA

    All Brick Southern Living Style Residence is perfectly located in the sought-after Cedar Cliff area of Hiawassee. Less than three miles to town. Across the street is beautiful Lake Chatuge. A foyer welcomes you inside with office/library on one side and elegant dining room on the other. Warm and inviting atmosphere in the living room is a welcoming space for family & friends complete with cozy

    Mary Hedden Mary Hedden Properties LLC

    Section Image
  • 1891 Cedar Cliff Rd, Hiawassee, GA 30546

    $905,000

    • 4 Beds
    • 3.5 Baths
    • 1891 Cedar Cliff Rd
    • Hiawassee, GA

    Welcome to your slice of paradise in the beautiful North GA Mountains! This stunning 4-bedroom 3.5 bath home offers the perfect blend of comfort, luxury , and breathtaking scenery-all nestled in a peaceful setting overlooking Lake Chatuge and the majestic NC mountains. Beautiful kitchen w/walnut cabinetry, plenty of counter space and a cozy breakfast nook. Comfortable living room w/ gas FP,

    Janet Allen Mountain Realty

    Section Image
  • 557 Hidden Pines Ct, Hiawassee, GA 30546

    $725,000

    • 2 Beds
    • 2.5 Baths
    • 557 Hidden Pines Ct
    • Hiawassee, GA

    Huge Reduction. Two houses great price! TVA land borders on 2 sides of the property. The subdivision has a recorded easement to walk to the lake. Enjoy privacy with the end-of-the-road location. This family compound is perfect for a large family or for having rental income by living in one house and renting out the other. Short-term rentals are allowed. Freshly painted inside and out. Main house

    Rick Andrews Century 21 Black Bear Realty

    Section Image
  • 557 Hidden Pines Ct, Hiawassee, GA 30546

    $749,000

    • 2 Beds
    • 2.5 Baths
    • 557 Hidden Pines Ct
    • Hiawassee, GA

    Huge Reduction. Two houses great price! TVA land borders on 2 sides of the property. The subdivision has a recorded easement to walk to the lake. Enjoy privacy with the end-of-the-road location. This family compound is perfect for a large family or for having rental income by living in one house and renting out the other. Short-term rentals are allowed. Freshly painted inside and out. Main house

    Rick Andrews Century 21 Black Bear Realty

    Section Image
  • 1401 Lakeside Rd, Hiawassee, GA 30546

    $594,500

    • 3 Beds
    • 3 Baths
    • 1,600 Sq Ft
    • 1401 Lakeside Rd
    • Hiawassee, GA

    Sunset Bay Condominium on Lake Chatuge offers a practical and efficient living space, including a deeded boat slip, 3 bedrooms, 3 baths, and panoramic views of the lake and mountains. The ground level features a tandem garage with room for two cars and a mechanical and storage area. The ground-level entry and foyer lead upstairs to the open-concept living, kitchen, and dining, complete with a

    The Richard Kelley Group ReMax Town & Country - Hiawassee

    Section Image
  • 18 River St, Hiawassee, GA 30546

    $725,000

    • 2 Beds
    • 2 Baths
    • 1,190 Sq Ft
    • 18 River St
    • Hiawassee, GA

    CHARMING 2BR/2B LAKE HOUSE. Income producing short-term RENTAL. NO HOA. This is the perfect investment opportunity. Beautiful views of the lake and mountains, including Brasstown Bald. Deepwater year-round covered dock with electrical. Located in the heart of downtown, right off Hiawassee's Square, with city water and sewer. Only a short walk to concerts, festivals, dining, and shopping. The

    Kirsten Ford 1 Look Real Estate

    Section Image
  • 890 Locust Trail, Hiawassee, GA 30546

    $629,000

    • 4 Beds
    • 3 Baths
    • 2,422 Sq Ft
    • 890 Locust Trail
    • Hiawassee, GA

    Sounds like a dream! This home is nestled high in the mountains with beautiful lake and mountain views. Enjoy the quiet mountain lifestyle. Walk in the front door to the large great room, with high ceilings, a double-sided wood-burning stone fireplace, large windows to enjoy the view. The kitchen features new stainless appliances and new sink. The primary bedroom on the main floor with walk in

    Tina Mallamas Century 21 Black Bear Realty

    Section Image
  • 537 Mill Ridge Rd, Hiawassee, GA 30546

    $824,900

    • 3 Beds
    • 3.5 Baths
    • 537 Mill Ridge Rd
    • Hiawassee, GA

    Welcome to this exceptional 3 bedroom, 3.5 bath home, perfectly designed for comfort and style. Boasting two en-suites on the main level and a third en-suite on the fully finished terrace level, this home offers a perfect blend of convenience and luxury. Step into the inviting foyer that leads into a spacious open-concept living room, kitchen, and dining area, all enhanced by GORGEOUS YEAR ROUND

    Kelly Shuler Coldwell Banker High Country

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $750,000 --
Warranty Deed $350,000 --
Warranty Deed -- --
Quit Claim Deed -- --
Warranty Deed $271,500 --
Foreclosure Deed $456,570 --
Deed $721,000 --
Deed $275,000 --
Deed $229,000 --
Deed $114,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $217,200 New Conventional
Previous Owner $100,000 New Conventional
Previous Owner $576,800 New Conventional
Previous Owner $225,137 New Conventional
Previous Owner $564,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2024 08/14/24 Sold $750,000 -6.2% --
08/12/2024 08/12/24 Pending -- -- --
06/17/2024 06/17/24 For Sale $799,900 +128.5% --
08/15/2016 08/15/16 Sold $350,000 0.0% --
07/13/2016 07/13/16 Pending -- -- --
08/11/2015 08/11/15 For Sale $350,000 +28.9% --
07/27/2012 07/27/12 Sold $271,500 0.0% --
06/11/2012 06/11/12 Pending -- -- --
10/22/2011 10/22/11 For Sale $271,500 -- --
Source: Northeast Georgia Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,776 $258,495 $88,000 $170,495
2023 $2,624 $223,910 $64,000 $159,910
2022 $2,513 $214,480 $64,000 $150,480
2021 $1,838 $152,453 $33,000 $119,453
2020 $1,781 $138,968 $33,000 $105,968
2019 $1,732 $132,968 $33,000 $99,968
2018 $1,720 $128,834 $33,000 $95,834
2017 $1,701 $122,972 $33,000 $89,972
2016 $1,537 $111,132 $26,000 $85,132
2015 $1,557 $111,132 $26,000 $85,132
2014 $1,570 $111,132 $26,000 $85,132
2013 -- $111,132 $26,000 $85,132
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Northeast Georgia Board of REALTORS®

MLS Number: 404749

Northeast Georgia Board of REALTORS®

APN: 0029-045G