NOT LISTED FOR SALE

8618 Surf Dr Unit 112 Panama City, FL 32408

Lower Grand Lagoon Area

Estimated Value: $182,000 - $195,170

1 Bed
1 Bath
448 Sq Ft
1985 Built

Sale Details

Date Sold: April 14, 2026

Last sale price $189,000 $422 Per Sq Ft

Current estimated payment $1,220 / mo

219 Days on Market

Highlights

  • Waterfront Community
  • Gulf View
  • Ductless Heating Or Cooling System
  • In Ground Pool
  • Covered Patio or Porch
  • High Speed Internet

About This Home

As of April 2026

Newly Renovated Bathroom! Great little efficiency rental condo on the east side of Panama City Beach. Fresh paint and nice tile floors. Murphy Bed. Unit is an onsite rental through Ocean Terrace. Just a quick 1 minute stroll to the Gulf front pool and a 2 minute walk to the beach! Perfect for first time investor or family beach spot!

Last Agent to Sell the Property

Matthew Jones

Coastal Heritage Real Estate LLC License #BK3246117 Listed on: 08/29/2025

Last Buyer's Agent

Matthew Jones

Alliance Resort Transfer

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,193

Year Built

  • Built in 1985

Parking

  • Parking Lot

Home Design

  • Entry on the 1st floor
  • Stucco

Interior Spaces

  • 1 Full Bathroom
  • 2-Story Property
  • Gulf Views
  • Electric Range

Home Security

Outdoor Features

  • In Ground Pool
  • Covered Patio or Porch

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Utilities

  • Ductless Heating Or Cooling System
  • Heating Available
  • Electric Water Heater
  • High Speed Internet

Community Details

Overview

  • Property has a Home Owners Association
  • Low-Rise Community
  • Ocean Terr. Condo. Subdivision

Recreation

  • Waterfront Community
  • Community Pool

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,193

Year Built

Built in 1985

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1985
  • Property Sub Type: Condominium
  • Lot Size: 0*0
  • Subdivision Name: Ocean Terr. Condo.
  • Architectural Style: Low Rise
  • Entry Level: 1
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Property Sub Type Additional: Condominium
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Electric Range, Electric Water Heater
  • Full Bathrooms: 1
  • Stories: 2

Exterior Features

  • Pool Features: In Ground, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Shoreline - Sand
  • Waterfront: No
  • Construction Type: Concrete, Stucco
  • Patio And Porch Features: Covered, Patio

Garage/Parking

  • Parking Features: Parking Lot
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: High Speed Internet Available
  • Security Features: Smoke Detector(s)
  • Cooling: Ductless, Wall Unit(s)
  • Heating: Ductless
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Pool, Waterfront, Community Pool, Short Term Rental Allowed
  • Association: Yes

Schools

  • Middle Or Junior School: Breakfast Point

Lot Info

  • Lot Features: Paved
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: All Units

Tax Info

  • Tax Annual Amount: 2193.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2025
Closed on
May 1, 2026
Sold by
Bought by
Seller's Agent
Matthew Jones
Coastal Heritage Real Estate LLC
Buyer's Agent
Matthew Jones
Coastal Heritage Real Estate LLC
List Price
$219,000
Sold Price
$189,000
Premium/Discount to List
-$30,000
-13.7%
Views
213
Current Estimated Value
$188,793

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$207
Avg. Annual Appreciation
-0.36%

Purchase Details

Closed on
Jan 7, 2026
Sold by
Bought by

Purchase Details

Closed on
Mar 1, 2023
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
0.0615%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 20, 2023
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
0.0615%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 30, 2020
Sold by
Bought by

Purchase Details

Closed on
Jul 3, 2007
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$180,000 Diamond Title
$169,149 None Listed On Document
$100 South Oak Title
$200,000 South Oak Title
$112,000 Diamond Title Agency Inc
$240,000 Lawyers Title Ins
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $170,000
Previous Owner $170,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/14/2026 04/14/26 Sold $189,000 -0.5% $422 / Sq Ft
03/10/2026 03/10/26 Price Changed $190,000 +0.5% $424 / Sq Ft
10/24/2025 10/24/25 Price Changed $189,000 -5.0% $422 / Sq Ft
10/15/2025 10/15/25 Price Changed $199,000 -9.1% $444 / Sq Ft
08/27/2025 08/27/25 For Sale $219,000 -- $489 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,193 $175,194 $175,194
2024 $2,193 $175,194 $175,194
2023 $1,662 $104,720 $0 $161,736
2022 $1,141 $95,200 $0 $95,200
2021 $1,182 $95,200 $0 $95,200
2020 $908 $77,459 $0 $77,459
2019 $774 $59,584 $0 $59,584
2018 $774 $57,720 $0 $0
2017 $714 $52,473 $0 $0
2016 $654 $47,703 $0 $0
2015 $613 $43,366 $0 $0
2014 $587 $39,424 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Matthew Jones

    Seller's Agent in 2026

    Matthew Jones

    Coastal Heritage Real Estate LLC

    (706) 570-2424

    280 Total Sales

    Matthew Jones
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 778354

Central Panhandle Association of REALTORS®

APN: 30464-321-000

Florida Bay County Panama City 32408

8618 Surf Dr Unit 112, Panama City, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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