862 Oak St Chattanooga, TN 37403
Arts District NeighborhoodEstimated payment $4,875/month
Highlights
- The property is located in a historic district
- Contemporary Architecture
- High Ceiling
- Fireplace in Bedroom
- Wood Flooring
- Covered Patio or Porch
About This Home
Welcome to 862 Oak Street, a magnificent turn-of-the-century home in Chattanooga's historic Fort Wood neighborhood. Situated on a beautifully level lot among distinguished period homes, this extensively updated residence seamlessly blends timeless architectural character with modern family living. This solid brick home with a stone foundation showcases the craftsmanship of a bygone era. Original details have been lovingly preserved throughout, including six beautiful fireplaces with tiled hearths and detailed mantels that serve as stunning focal points in the living spaces and several bedrooms. Exquisite stained glass adorns the entry windows, side window, and charming dormer windows, casting beautiful natural light throughout the day. Functional pocket doors glide effortlessly to create versatile entertaining areas, offering both elegant flow for gatherings and intimate spaces for everyday family life. The thoughtful updates throughout ensure this well-appointed home meets the needs of modern living while honoring its rich historical character. Entering the home through the front door it's easy to get lost on all of the little details - stained glass, picture railing, detailed woodwork, hearth tiling, tiger oak fireplace details, and original wood floors. What shouldn't be missed is the elegance of the entry - tall ceilings and a wide entry hall welcome you into the home with a formal living room on your left and a cozy family room on your right - both rooms centered around decorative fireplaces and pocket doors that can be opened and closed to change the feel of the space. The family room flows into the dining room through another set of pocket doors, which also connects to a breakfast room/butler's pantry off of the kitchen. The kitchen features checkered black and white ceramic tile floors and is well appointed for hosting functions or simply whipping up a delicious dinner on a school night. Going upstairs, the staircase doubles back by a detailed, backlit stained-glass window. A wide hallway at the top of the stairs welcomes you with five generously sized bedrooms located on this level. Three bedrooms feature decorative fireplaces and all of the bedrooms feature the original hardwood floors. The varying bedroom sizes, locations, and doorways offer an immense amount of flexibility in the floor plan whether that be for an at home office, nursery, or guest rooms. The rounded wall details of the hall create an elegant flow throughout the space and lead to hall bathroom with a period appropriate clawfoot tub. The basement level offers the opportunity for expansion, should you need even more space. Currently this level is just home to the laundry, but offers a vast amount of storage on a poured concrete floor. This area could be finished into a separate studio apartment or in-law suite with its own private exterior entrance. Experience the best of Chattanooga living with an exceptional walkability score. Stroll to the University of Tennessee at Chattanooga, Erlanger Hospital, and enjoy easy access to downtown's vibrant dining, and entertainment offerings. Fort Wood provides a rare combination of peaceful, tree-lined streets and urban convenience. This is more than a home - it's a piece of Chattanooga history, ready for the newest chapter in its already extensive novel.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,095
Year Built
- Built in 1920 | Remodeled
Lot Details
- 7,840 Sq Ft Lot
- Lot Dimensions are 50x149
- Level Lot
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Brick Foundation
- Stone Foundation
- Shingle Roof
- Asphalt Roof
Interior Spaces
- 3,250 Sq Ft Home
- 2-Story Property
- Built-In Features
- Woodwork
- Crown Molding
- High Ceiling
- Window Treatments
- Wood Frame Window
- Family Room with Fireplace
- Living Room with Fireplace
- Dining Room with Fireplace
- 6 Fireplaces
- Breakfast Room
- Formal Dining Room
- Den with Fireplace
- Storage
- Wood Flooring
- Partially Finished Basement
- Laundry in Basement
Kitchen
- Built-In Electric Oven
- Built-In Electric Range
- Dishwasher
- No Kitchen Appliances
- Disposal
- Fireplace in Kitchen
Bedrooms and Bathrooms
- 5 Bedrooms
- Fireplace in Bedroom
- 2 Full Bathrooms
- Bathtub with Shower
- Separate Shower
Laundry
- Laundry Room
- Laundry in multiple locations
- Washer and Dryer
Attic
- Unfinished Attic
- Attic Ventilator
Home Security
- Security Gate
- Smart Thermostat
- Storm Windows
Parking
- Garage
- Parking Available
- Parking Accessed On Kitchen Level
- Off-Street Parking
Outdoor Features
- Covered Patio or Porch
- Rain Gutters
Location
- The property is located in a historic district
Schools
- Brown Academy Elementary School
- Orchard Knob Middle School
- Howard School Of Academics & Tech High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Vented Exhaust Fan
- Gas Available
- Electric Water Heater
- High Speed Internet
Listing and Financial Details
- Assessor Parcel Number 146h E 028
Community Details
Overview
- Property has a Home Owners Association
- Fort Wood Subdivision
Recreation
- Park
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,540 | $113,550 | $0 | $0 |
| 2023 | $2,540 | $113,550 | $0 | $0 |
| 2022 | $2,540 | $113,550 | $0 | $0 |
| 2021 | $2,540 | $113,550 | $0 | $0 |
| 2020 | $1,938 | $70,075 | $0 | $0 |
| 2019 | $1,938 | $70,075 | $0 | $0 |
| 2018 | $1,722 | $70,075 | $0 | $0 |
| 2017 | $1,938 | $70,075 | $0 | $0 |
| 2016 | $1,369 | $0 | $0 | $0 |
| 2015 | $2,628 | $49,525 | $0 | $0 |
| 2014 | $2,628 | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/31/2025 10/31/25 | Pending | -- | -- | -- | |
| 10/31/2025 10/31/25 | For Sale | $850,000 | +44.3% | $262 / Sq Ft | |
| 03/25/2022 03/25/22 | Sold | $589,000 | -9.2% | $181 / Sq Ft | View Prior Sale |
| 02/27/2022 02/27/22 | Pending | -- | -- | -- | |
| 12/10/2021 12/10/21 | For Sale | $649,000 | +3.8% | $200 / Sq Ft | |
| 10/22/2021 10/22/21 | Sold | $625,000 | +26.3% | $192 / Sq Ft | View Prior Sale |
| 10/06/2021 10/06/21 | Pending | -- | -- | -- | |
| 09/29/2021 09/29/21 | For Sale | $495,000 | -- | $152 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Special Warranty Deed | $625,000 | Cumberland Ttl & Guaranty Co | |
| Interfamily Deed Transfer | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $10,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- |
Source: Greater Chattanooga REALTORS®
MLS Number: 1523194
APN: 146H-E-028
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