$850,000
PENDING

Estimated payment $4,875/month

5 Beds
2 Baths
3,250 Sq Ft
$262 Price per Sq Ft

Highlights

  • The property is located in a historic district
  • Contemporary Architecture
  • High Ceiling
  • Fireplace in Bedroom
  • Wood Flooring
  • Covered Patio or Porch

About This Home

Welcome to 862 Oak Street, a magnificent turn-of-the-century home in Chattanooga's historic Fort Wood neighborhood. Situated on a beautifully level lot among distinguished period homes, this extensively updated residence seamlessly blends timeless architectural character with modern family living. This solid brick home with a stone foundation showcases the craftsmanship of a bygone era. Original details have been lovingly preserved throughout, including six beautiful fireplaces with tiled hearths and detailed mantels that serve as stunning focal points in the living spaces and several bedrooms. Exquisite stained glass adorns the entry windows, side window, and charming dormer windows, casting beautiful natural light throughout the day. Functional pocket doors glide effortlessly to create versatile entertaining areas, offering both elegant flow for gatherings and intimate spaces for everyday family life. The thoughtful updates throughout ensure this well-appointed home meets the needs of modern living while honoring its rich historical character. Entering the home through the front door it's easy to get lost on all of the little details - stained glass, picture railing, detailed woodwork, hearth tiling, tiger oak fireplace details, and original wood floors. What shouldn't be missed is the elegance of the entry - tall ceilings and a wide entry hall welcome you into the home with a formal living room on your left and a cozy family room on your right - both rooms centered around decorative fireplaces and pocket doors that can be opened and closed to change the feel of the space. The family room flows into the dining room through another set of pocket doors, which also connects to a breakfast room/butler's pantry off of the kitchen. The kitchen features checkered black and white ceramic tile floors and is well appointed for hosting functions or simply whipping up a delicious dinner on a school night. Going upstairs, the staircase doubles back by a detailed, backlit stained-glass window. A wide hallway at the top of the stairs welcomes you with five generously sized bedrooms located on this level. Three bedrooms feature decorative fireplaces and all of the bedrooms feature the original hardwood floors. The varying bedroom sizes, locations, and doorways offer an immense amount of flexibility in the floor plan whether that be for an at home office, nursery, or guest rooms. The rounded wall details of the hall create an elegant flow throughout the space and lead to hall bathroom with a period appropriate clawfoot tub. The basement level offers the opportunity for expansion, should you need even more space. Currently this level is just home to the laundry, but offers a vast amount of storage on a poured concrete floor. This area could be finished into a separate studio apartment or in-law suite with its own private exterior entrance. Experience the best of Chattanooga living with an exceptional walkability score. Stroll to the University of Tennessee at Chattanooga, Erlanger Hospital, and enjoy easy access to downtown's vibrant dining, and entertainment offerings. Fort Wood provides a rare combination of peaceful, tree-lined streets and urban convenience. This is more than a home - it's a piece of Chattanooga history, ready for the newest chapter in its already extensive novel.

Listing Agent

Douglas Dodson

SquareOne Realty, LLC License #354755 Listed on: 10/31/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,095

Year Built

  • Built in 1920 | Remodeled

Lot Details

  • 7,840 Sq Ft Lot
  • Lot Dimensions are 50x149
  • Level Lot

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Brick Foundation
  • Stone Foundation
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 3,250 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Woodwork
  • Crown Molding
  • High Ceiling
  • Window Treatments
  • Wood Frame Window
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • 6 Fireplaces
  • Breakfast Room
  • Formal Dining Room
  • Den with Fireplace
  • Storage
  • Wood Flooring
  • Partially Finished Basement
  • Laundry in Basement

Kitchen

  • Built-In Electric Oven
  • Built-In Electric Range
  • Dishwasher
  • No Kitchen Appliances
  • Disposal
  • Fireplace in Kitchen

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Fireplace in Bedroom
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry in multiple locations
  • Washer and Dryer

Attic

  • Unfinished Attic
  • Attic Ventilator

Home Security

  • Security Gate
  • Smart Thermostat
  • Storm Windows

Parking

  • Garage
  • Parking Available
  • Parking Accessed On Kitchen Level
  • Off-Street Parking

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Location

  • The property is located in a historic district

Schools

  • Brown Academy Elementary School
  • Orchard Knob Middle School
  • Howard School Of Academics & Tech High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Gas Available
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 146h E 028

Community Details

Overview

  • Property has a Home Owners Association
  • Fort Wood Subdivision

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,095

Year Built

Built in 1920 | Remodeled

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.18
  • Lot Size: 50X149
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Fort Wood
  • Directions: Take McCallie Avenue away from downtown and then turn left on Palmetto Street. Turn right on Oak Street and the home will be on your right.
  • Above Grade Finished Sq Ft: 3250.0
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 3250.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: Free Standing Building
  • Year Built: 1920
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 146h E 028
  • Location Tax and Legal Elementary School: Brown Academy
  • Location Tax and Legal Middle Or Junior School2: Orchard Knob Middle
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 5095.33
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 3250.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.18
  • General Property Information Lot Size Square Feet2: 7840.0
  • General Property Information Lot Size Dimensions: 50X149
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: Second
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Architectural Style:Contemporary: Yes
  • Cooling:Multi Units: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 2
  • Appliances WasherDryer5: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Foundation Details BrickMortar: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Family Room: Yes
  • Room Types Family Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: Basement
  • Parking Features Kitchen Level2: Yes
  • Utilities:Natural Gas Connected: Yes
  • Foundation Details Stone2: Yes
  • Attic Features Unfinished2: Yes
  • Laundry Features In Basement: Yes
  • Security Features Security Gate: Yes
  • Disclosures Historic District2: Yes
  • Attic Features Exhaust Fan4: Yes
  • Laundry Features Multiple Locations: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: None, Washer/Dryer, Vented Exhaust Fan, Refrigerator, Electric Water Heater, Disposal, Dishwasher, Built-In Electric Range, Built-In Electric Oven
  • Has Basement: Partially Finished, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Fireplace Features: Bedroom, Den, Dining Room, Family Room, Kitchen, Living Room
  • Fireplaces: 6
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Built-in Features, Crown Molding, High Ceilings, High Speed Internet, Natural Woodwork, Pantry, Separate Dining Room, Separate Shower, Smart Thermostat, Storage, Tub/shower Combo
  • Window Features: Storm Window(s), Window Treatments, Wood Frames
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Community Features:Historic District: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 6
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:High Ceilings: Yes
  • Appliances:Vented Exhaust Fan: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Crown Molding: Yes
  • Fireplace Features:Bedroom2: Yes
  • Fireplace Features:Dining Room2: Yes
  • Fireplace Features:Kitchen2: Yes
  • Appliances:Built-In Electric Range: Yes
  • Interior Features:Storage2: Yes
  • Appliances:None2: Yes
  • Community Features:Street Lights: Yes
  • Community Features:Curbs: Yes
  • Interior Features:Natural Woodwork: Yes
  • Interior Features:Smart Thermostat: Yes
  • Basement:Partially Finished: Yes
  • Appliances:Built-In Electric Oven: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Level
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Disclosures: Historic District
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: Rain Gutters
  • Foundation Details: Brick/Mortar, Stone
  • Other Structures: None
  • Patio And Porch Features: Front Porch, Porch, Porch - Covered, Rear Porch
  • Property Condition: Updated/Remodeled
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Window Features:Wood Frames: Yes
  • Window Features:Storm Window(s): Yes
  • Window Features:Window Treatments: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Concrete, Kitchen Level, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: No
  • Parking Features:Off Street: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, In Basement, Multiple Locations, Washer Hookup
  • Security: Security Gate
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Curbs, Historic District, Sidewalks, Street Lights
  • Senior Community: No
  • Amenities: Park
  • Association Fee Frequency: None
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee Frequency: None
  • Association Amenities:Park2: Yes

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Brown Academy
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: Orchard Knob Middle

Lot Info

  • Lot Size Sq Ft: 7840.0
  • Additional Parcels: No
  • Parcel #: 146h E 028

Tax Info

  • Tax Annual Amount: 5095.33

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,540 $113,550 $0 $0
2023 $2,540 $113,550 $0 $0
2022 $2,540 $113,550 $0 $0
2021 $2,540 $113,550 $0 $0
2020 $1,938 $70,075 $0 $0
2019 $1,938 $70,075 $0 $0
2018 $1,722 $70,075 $0 $0
2017 $1,938 $70,075 $0 $0
2016 $1,369 $0 $0 $0
2015 $2,628 $49,525 $0 $0
2014 $2,628 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/31/2025 10/31/25 Pending -- -- --
10/31/2025 10/31/25 For Sale $850,000 +44.3% $262 / Sq Ft
03/25/2022 03/25/22 Sold $589,000 -9.2% $181 / Sq Ft View Prior Sale
02/27/2022 02/27/22 Pending -- -- --
12/10/2021 12/10/21 For Sale $649,000 +3.8% $200 / Sq Ft
10/22/2021 10/22/21 Sold $625,000 +26.3% $192 / Sq Ft View Prior Sale
10/06/2021 10/06/21 Pending -- -- --
09/29/2021 09/29/21 For Sale $495,000 -- $152 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Special Warranty Deed $625,000 Cumberland Ttl & Guaranty Co
Interfamily Deed Transfer -- None Available
Quit Claim Deed -- None Available
Warranty Deed $10,000 None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- --
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1523194

Greater Chattanooga REALTORS®

APN: 146H-E-028