$249,900

Estimated payment $1,695/month

Total Views 2,975
2 Beds
1 Bath
960 Sq Ft
$260 Price per Sq Ft

Highlights

  • Hot Property
  • Ranch Style House
  • Enclosed Patio or Porch
  • South Elgin High School Rated A-
  • Formal Dining Room
  • 4-minute walk to Unity Park

About This Home

Welcome to 865 Illinois Ave, Elgin, IL 60120 - a beautifully maintained ranch home that blends comfort, practicality, and exceptional value. This 2-bedroom, 1 full bath residence is ideal for first-time buyers, those looking to downsize, or investors seeking a solid opportunity. Step into a bright, open living room filled with natural light, perfect for everyday living and entertaining. Both bedrooms are generously sized and conveniently located near the spacious full bathroom. The kitchen is highlighted by quartz countertops and stunning backsplash, offering a sleek and modern feel to the ample prep space. The full basement provides laundry access and offers incredible potential for a home gym, recreation area, or additional storage. Outside, the private backyard is perfect for relaxing, gardening, or hosting gatherings. A large 2-car detached garage with a loft space adds secure parking and valuable bonus to store tools, cars, or seasonal items. Set on a generous lot with mature trees, the home features a welcoming curb appeal with a new roof and siding, making for a low-maintenance exterior. Located on a quiet, residential street, you'll enjoy peace and privacy while being just minutes from shopping, dining, parks, and schools. Commuters will appreciate quick access to Route 20 and nearby public transportation. This home combines charm and convenience in a highly desirable location-don't miss your chance to make it yours!

Listing Agent

Jaimie Banke

Keller Williams Thrive License #475192348 Listed on: 08/28/2025

Keller Williams Thrive

Co-Listing Agent

Joan Couris

Keller Williams Thrive License #475155965

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,128

Year Built

  • Built in 1919

Lot Details

  • 7,710 Sq Ft Lot
  • Lot Dimensions are 159x48
  • Partially Fenced Property

Parking

  • 2 Car Garage
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Asphalt Roof

Interior Spaces

  • 960 Sq Ft Home
  • Ceiling Fan
  • Family Room
  • Living Room
  • Formal Dining Room
  • Vinyl Flooring
  • Basement Fills Entire Space Under The House
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Enclosed Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,128

Year Built

Built in 1919

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1919
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator, Washer, Dryer
  • Basement: Unfinished, Bath/Stubbed, Full
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath
  • LivingArea: 960
  • Other Equipment: Ceiling Fan(s), Water Heater-Gas
  • Room Type: Enclosed Porch
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Vinyl

Exterior Features

  • Construction Materials: Frame
  • Fencing: Partial
  • List Price: 249900
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: On Site, Garage Owned, Detached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Size Acres: 0.177
  • Lot Dimensions: 159x48
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4128.34
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,128 $59,586 $12,632 $46,954
2023 $3,907 $53,831 $11,412 $42,419
2022 $3,736 $49,085 $10,406 $38,679
2021 $3,559 $45,891 $9,729 $36,162
2020 $3,298 $42,166 $9,288 $32,878
2019 $3,191 $40,165 $8,847 $31,318
2018 $2,408 $30,361 $8,334 $22,027
2017 $2,952 $28,702 $7,879 $20,823
2016 $2,840 $26,628 $7,310 $19,318
2015 -- $24,407 $6,700 $17,707
2014 -- $24,105 $6,617 $17,488
2013 -- $27,909 $6,792 $21,117
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 For Sale $249,900 -- $260 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $125,000 Chicago Title Ins Co
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $7,500 Stand Alone Second
Open $118,655 New Conventional
Previous Owner $15,000 Credit Line Revolving
Previous Owner $70,000 Unknown
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12456885

Midwest Real Estate Data (MRED)

APN: 06-24-478-004