NOT LISTED FOR SALE

869 Cottonwood Dr Loveland, CO 80538

Estimated Value: $500,000 - $562,000

3 Beds
2 Baths
2,682 Sq Ft
$200/Sq Ft Est. Value

Last Sold November 17, 2020

Last sale price $422,000 $157 Per Sq Ft

Est. 28% increase in value since last sale

Current estimated payment $3,172/month

13 Days on Market

Highlights

  • Parking available for a boat
  • Wood Flooring
  • Skylights
  • Open Floorplan
  • No HOA
  • 4-minute walk to Woodmere Park

About This Home

As of November 2020

Remodeled 3 bed 2 bath house on .25 acres and no HOA. Private master retreat with custom bathroom walk in closet and shower. Master combines 3 bedrooms to make it huge. 2 bedrooms completely separated from each other. Large laundry in basement. Finished basement with offive space. Gourmet kitchen. Bonus sunroom. A/C & furnace new 2016. Huge back patio w/retaining wall, flagstone fire pit/pond chicken coop,2 story shed. Hot tub hook ups. Backs to greenbelt, access from back and drive thru gate Rv /boat parking. No house in your backyard. Bring your toys.

Last Agent to Sell the Property

Christina Bass

Coldwell Banker Plains-Windsor Listed on: 09/28/2020

Last Buyer's Agent

Maia Tozzi

Compass - Boulder

Compass - Boulder

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,068

Year Built

  • Built in 1977

Lot Details

  • 8,080 Sq Ft Lot
  • Open Space
  • Wood Fence
  • Chain Link Fence
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Parking available for a boat

Home Design

  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 2,682 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Skylights
  • Electric Fireplace
  • Window Treatments
  • Family Room
  • Dining Room

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Sink Near Laundry
  • Washer and Dryer Hookup

Finished Basement

  • Partial Basement
  • Laundry in Basement

Outdoor Features

  • Patio
  • Exterior Lighting
  • Outdoor Storage

Schools

  • Lincoln Elementary School
  • Erwin Middle School
  • Loveland High School

Utilities

  • Forced Air Heating and Cooling System
  • High Speed Internet
  • Satellite Dish

Additional Features

  • Accessible Approach with Ramp
  • Green Energy Fireplace or Wood Stove

Community Details

  • No Home Owners Association
  • Woodmere Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0347868

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,068

Year Built

Built in 1977

Lot Details

0

Parking

2

Listing Details

  • Year Built: 1977
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.19
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: woodmere
  • Directions: from 287 west on 38th. North on Duffield. west on cottonwood
  • Above Grade Finished Sq Ft: 2279
  • Garage Yn: Yes
  • Unit Levels: Tri-Level
  • New Construction: No
  • Building Stories: 3
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 2682
  • Special Features: None
  • Stories: 3

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Microwave
  • Accessibility Features: Accessible Approach with Ramp
  • Has Basement: Partial, 90%+ Finished Basement
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 403
  • Fireplace Features: Electric
  • Fireplace: Yes
  • Flooring: Wood Floors
  • Interior Amenities: Satellite Avail, High Speed Internet, Separate Dining Room, Open Floorplan, Pantry, Walk-In Closet(s), Kitchen Island
  • Living Area: 2650
  • Window Features: Window Coverings, Skylight(s)
  • Room Bedroom3 Features: Laminate Floor
  • Dining Room Features: Wood Floor
  • IRESDS_HasFamilyRoom: Yes
  • Living Room Living Room Level: Lower
  • Room Bedroom3 Area: 99
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom2 Area: 121
  • Room Bedroom3 Level: Lower
  • Master Bedroom Master Bedroom Width: 26
  • Room Family Room Area: 228
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Family Room Level: Main
  • Room Kitchen Features: Wood Floor
  • Room Living Room Area: 132
  • Family Room Features: Wood Floor
  • Living Room Features: Laminate Floor
  • Room Kitchen Area: 324
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 832
  • Room Dining Room Area: 120
  • Master Bathroom Features: Full Primary Bath
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Wood, Chain Link
  • Lot Features: Curbs, Sidewalks, Level, Abuts Public Open Space
  • Waterfront: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer
  • Exterior Features: Lighting
  • Other Structures: Storage
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, RV/Boat Parking
  • IRESDS_Garage Sq Ft: 438
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Electric: Electric, city
  • Heating: Forced Air, Wood Stove
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Sink, Washer/Dryer Hookups, In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: City Water, city
  • Gas Company: Natural Gas, xcel

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Lincoln
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Erwin, Lucile

Lot Info

  • Zoning: res
  • Lot Size Sq Ft: 8080
  • Parcel #: R0347868
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 2068

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 28, 2020
Closed on
Nov 17, 2020
Sold by
Bass Christina L
Bought by
Boni Stephen L and Boni Amanda N
Seller's Agent
Christina Bass
Coldwell Banker Plains-Windsor
Buyer's Agent
Maia Tozzi
Compass - Boulder
List Price
$439,000
Sold Price
$422,000
Premium/Discount to List
-$17,000
-3.87%
Current Estimated Value
$541,715

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$119,715
Avg. Annual Appreciation
5.15%
Original Mortgage
$431,706
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Listed on
Apr 24, 2015
Closed on
May 15, 2015
Sold by
Higgerson Matthew A and Higgerson Jennifer R
Bought by
Bass Christina L
Seller's Agent
Amanda Hicks
RTown Real Estate
Buyer's Agent
Christina Bass
Coldwell Banker Plains-Windsor
List Price
$280,000
Sold Price
$290,000
Premium/Discount to List
$10,000
3.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.03%

Purchase Details

Closed on
Jul 9, 2013
Sold by
Higgerson Matthew A and Higgerson Carolyn J
Bought by
Higgerson Matthew A and Higgerson Jennifer R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,224
Interest Rate
3.94%
Mortgage Type
VA

Purchase Details

Closed on
Apr 22, 2008
Sold by
Wells Fargo Bank Na
Bought by
Higgerson Matthew A and Higgerson Carolyn J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,886
Interest Rate
5.86%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 22, 2008
Sold by
Rhinehart Machiel and Rhinehart William R
Bought by
Wells Fargo Bank Na

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,886
Interest Rate
5.86%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 2, 2004
Sold by
Book Charles Rickie and Book Christine Carfrae
Bought by
Rhinehart William R and Rhinehart Machiel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,900
Interest Rate
7.95%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 1, 1977
Bought by
Book Charles Richie
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Boni Stephen L $422,000 Guardian Title
Bass Christina L $290,000 First American Title
Higgerson Matthew A -- Fidelity National Title Insu
Higgerson Matthew A $192,275 Ch
Wells Fargo Bank Na -- None Available
Rhinehart William R $224,900 Land Title Guarantee Company
Book Charles Richie $44,800 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Boni Stephen L $431,900
Closed Boni Stephen L $431,706
Previous Owner Bass Christina L $200,000
Previous Owner Higgerson Matthew A $211,224
Previous Owner Higgerson Matthew A $188,886
Previous Owner Rhinehart William R $224,900
Previous Owner Book Charles Rickie $165,613
Previous Owner Book Charles Rickie $84,201
Previous Owner Book Charles Rickie $25,042
Previous Owner Book Charles Rickie $80,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/15/2022 02/15/22 Off Market $422,000 -- --
11/17/2020 11/17/20 Sold $422,000 -1.9% $157 / Sq Ft
10/05/2020 10/05/20 Price Changed $430,000 -2.1% $160 / Sq Ft
09/28/2020 09/28/20 For Sale $439,000 +51.4% $164 / Sq Ft
01/28/2019 01/28/19 Off Market $290,000 -- --
05/15/2015 05/15/15 Sold $290,000 +3.6% $108 / Sq Ft
04/24/2015 04/24/15 For Sale $280,000 -- $104 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,635 $36,696 $3,350 $33,346
2024 $2,541 $36,696 $3,350 $33,346
2022 $2,195 $27,592 $3,475 $24,117
2021 $2,256 $28,386 $3,575 $24,811
2020 $2,103 $26,455 $3,575 $22,880
2019 $2,068 $26,455 $3,575 $22,880
2018 $1,778 $21,600 $3,600 $18,000
2017 $1,531 $21,600 $3,600 $18,000
2016 $1,537 $20,959 $3,980 $16,979
2015 $1,525 $20,960 $3,980 $16,980
2014 -- $17,120 $3,980 $13,140
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 925190

IRES MLS

APN: 95022-20-024