$330,000
SOLD APR 25, 2025

870 Ridgepoint Dr Independence, KY 41051

3 Beds
4 Baths
1,600 Sq Ft
7,018 Sq Ft Lot

Recently Sold

$206 Per Sq Ft

3% Above List Price

3 Days on Market

Highlights

  • Deck
  • Cathedral Ceiling
  • No HOA
  • White's Tower Elementary School Rated A-
  • Traditional Architecture
  • Breakfast Room

About This Home

As of April 2025

Spacious & updated home with finished lower level walkout in cul-de-sac with wooded privacy & fenced yard. Updated LVT flooring on the first floor ties the living room, kitchen & formal dining areas together with a walkout to an expansive deck overlooking the fenced yard & wooded views. Large primary bedroom with vaulted ceilings, bonus dressing area nook, adjoining bath & walk-in-closet. Updated guest bathroom with hex tile & vanity on second level with convenient access to bedrooms. Finished lower level entertainment area with built-ins, 1/2 bath, bonus office area & walkout. Enjoy the peace & quiet at the end of the neighborhood in a central Kenton County community.

Last Agent to Sell the Property

Christopher Pfeiffer

Comey & Shepherd REALTORS License #220495 Listed on: 03/06/2025

Comey & Shepherd REALTORS

Last Buyer's Agent

Jeff Kessen

Neltner Realty License #219082

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 7,018 Sq Ft Lot
  • Lot Dimensions are 75 x 140
  • Privacy Fence
  • Wood Fence

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,600 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Chandelier
  • Self Contained Fireplace Unit Or Insert
  • Gas Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Entryway
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Laminate Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on lower level

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Porch

Schools

  • Whites Tower Elementary School
  • Woodland Middle School
  • Scott High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 060-00-01-174.00

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.16
  • Year Built: 2004
  • Lot Size: 75 x 140
  • Road Frontage Type: City Street
  • Ownership: Consumer
  • Directions: S on Taylor Mill, R on Lakeview, L on Lakearbor, R on Ridgepoint
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Whites Tower Elementary
  • Location Tax Legal Info:Middle or Junior School: Woodland Middle School
  • Location Tax Legal Info:High School: Scott High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 75 x 140
  • General Property Description:Approx SqFt2: 1600.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1611
  • General Property Description:Living Area: 1600.0
  • General Property Description:Lot Size Square Feet: 7018.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 060-00-01-174.00
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 1
  • Fencing:Wood3: Yes
  • Fencing:Privacy: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Laundry Features:Lower Level: Yes
  • Percent Basement Finished: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Laminate Counters, Walk-In Closet(s), Eat-in Kitchen
  • Basement: Full, Finished, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Electric Range, Dishwasher, Disposal, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas, Insert
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1600.0
  • Window Features: Insulated Windows, Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Basement:Walk-Out Access7: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Basement:Full Finished Half Bath: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:Laminate Counters: Yes
  • Fireplace Features:Insert: Yes
  • Basement:Vinyl Flooring8: Yes

Exterior Features

  • Fencing: Privacy, Wood
  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available, Sewer Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Whites Tower Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Scott High
  • Middle Or Junior School: Woodland Middle School

Lot Info

  • Lot Size Sq Ft: 7018.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 28, 2019
Sold by
Schmidt Blake and Schmidt Traci
Bought by
Starnes Travis D and Brooks Kathryn S
Current Estimated Value
$337,538

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,425
Outstanding Balance
$171,636
Interest Rate
4.4%
Mortgage Type
New Conventional
Estimated Equity
$165,902

Purchase Details

Closed on
Apr 15, 2011
Sold by
Higgins Thomas J and Higgins Mary P
Bought by
Schmidt Blake

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,482
Interest Rate
4.85%
Mortgage Type
FHA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $202,500 None Available
Warranty Deed $158,500 Lawyers Title Of Cincinnati
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,425 New Conventional
Previous Owner $154,482 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/25/2025 04/25/25 Sold $330,000 +3.1% $206 / Sq Ft
03/09/2025 03/09/25 Pending -- -- --
03/06/2025 03/06/25 For Sale $320,000 -- $200 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,846 $244,700 $50,000 $194,700
2024 $2,481 $202,500 $35,000 $167,500
2023 $2,556 $202,500 $35,000 $167,500
2022 $2,615 $202,500 $35,000 $167,500
2021 $2,654 $202,500 $35,000 $167,500
2020 $2,710 $202,500 $35,000 $167,500
2019 $2,143 $158,500 $35,000 $123,500
2018 $2,154 $158,500 $35,000 $123,500
2017 $2,096 $158,500 $35,000 $123,500
2015 $2,034 $158,500 $30,000 $128,500
2014 $2,005 $158,500 $30,000 $128,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 630390

Northern Kentucky Multiple Listing Service

APN: 060-00-01-174.00