NOT LISTED FOR SALE

870 Ridgepoint Dr Independence, KY 41051

Estimated Value: $319,997 - $346,000

3 Beds
4 Baths
1,600 Sq Ft
$207/Sq Ft Est. Value

Sale Details

Date Sold: April 25, 2025

Last sale price $330,000 $206 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,016 / mo

3 Days on Market

Highlights

  • Deck
  • Cathedral Ceiling
  • No HOA
  • White's Tower Elementary School Rated A-
  • Traditional Architecture
  • Breakfast Room

About This Home

As of April 2025

Spacious & updated home with finished lower level walkout in cul-de-sac with wooded privacy & fenced yard. Updated LVT flooring on the first floor ties the living room, kitchen & formal dining areas together with a walkout to an expansive deck overlooking the fenced yard & wooded views. Large primary bedroom with vaulted ceilings, bonus dressing area nook, adjoining bath & walk-in-closet. Updated guest bathroom with hex tile & vanity on second level with convenient access to bedrooms. Finished lower level entertainment area with built-ins, 1/2 bath, bonus office area & walkout. Enjoy the peace & quiet at the end of the neighborhood in a central Kenton County community.

Last Agent to Sell the Property

Christopher Pfeiffer

Comey & Shepherd REALTORS License #220495 Listed on: 03/06/2025

Comey & Shepherd REALTORS

Last Buyer's Agent

Jeff Kessen

Neltner Realty License #219082

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 7,018 Sq Ft Lot
  • Lot Dimensions are 75 x 140
  • Privacy Fence
  • Wood Fence

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,600 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Chandelier
  • Self Contained Fireplace Unit Or Insert
  • Gas Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Entryway
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Laminate Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on lower level

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Porch

Schools

  • Whites Tower Elementary School
  • Woodland Middle School
  • Scott High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 060-00-01-174.00

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

7,018 Sq Ft Lot

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.16
  • Year Built: 2004
  • Lot Size: 75 x 140
  • Road Frontage Type: City Street
  • Ownership: Consumer
  • Directions: S on Taylor Mill, R on Lakeview, L on Lakearbor, R on Ridgepoint
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Whites Tower Elementary
  • Location Tax Legal Info:Middle or Junior School: Woodland Middle School
  • Location Tax Legal Info:High School: Scott High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 75 x 140
  • General Property Description:Approx SqFt2: 1600.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1611
  • General Property Description:Living Area: 1600.0
  • General Property Description:Lot Size Square Feet: 7018.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 060-00-01-174.00
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 1
  • Fencing:Wood3: Yes
  • Fencing:Privacy: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Laundry Features:Lower Level: Yes
  • Percent Basement Finished: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Laminate Counters, Walk-In Closet(s), Eat-in Kitchen
  • Basement: Full, Finished, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Electric Range, Dishwasher, Disposal, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas, Insert
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1600.0
  • Window Features: Insulated Windows, Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Basement:Walk-Out Access7: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Basement:Full Finished Half Bath: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:Laminate Counters: Yes
  • Fireplace Features:Insert: Yes
  • Basement:Vinyl Flooring8: Yes

Exterior Features

  • Fencing: Privacy, Wood
  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available, Sewer Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Whites Tower Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Scott High
  • Middle Or Junior School: Woodland Middle School

Lot Info

  • Lot Size Sq Ft: 7018.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 6, 2025
Closed on
Apr 25, 2025
Sold by
Brooks Kathryn and Starnes Travis D
Bought by
Horsley Gilbert
Seller's Agent
Christopher Pfeiffer
Comey & Shepherd REALTORS
Buyer's Agent
Jeff Kessen
Neltner Realty
List Price
$320,000
Sold Price
$330,000
Premium/Discount to List
$10,000
3.12%
Views
50
Current Estimated Value
$327,960

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,040
Avg. Annual Appreciation
0.21%
Original Mortgage
$333,333
Outstanding Balance
$330,036
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$713

Purchase Details

Closed on
Feb 28, 2019
Sold by
Schmidt Blake and Schmidt Traci
Bought by
Starnes Travis D and Brooks Kathryn S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,425
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 15, 2011
Sold by
Higgins Thomas J and Higgins Mary P
Bought by
Schmidt Blake

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,482
Interest Rate
4.85%
Mortgage Type
FHA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Horsley Gilbert $330,000 Acuity Title
Starnes Travis D $202,500 None Available
Schmidt Blake $158,500 Lawyers Title Of Cincinnati
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Horsley Gilbert $333,333
Previous Owner Starnes Travis D $196,425
Previous Owner Schmidt Blake $154,482
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/25/2025 04/25/25 Sold $330,000 +3.1% $206 / Sq Ft
03/09/2025 03/09/25 Pending -- -- --
03/06/2025 03/06/25 For Sale $320,000 -- $200 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,846 $244,700 $50,000 $194,700
2024 $2,481 $202,500 $35,000 $167,500
2023 $2,556 $202,500 $35,000 $167,500
2022 $2,615 $202,500 $35,000 $167,500
2021 $2,654 $202,500 $35,000 $167,500
2020 $2,710 $202,500 $35,000 $167,500
2019 $2,143 $158,500 $35,000 $123,500
2018 $2,154 $158,500 $35,000 $123,500
2017 $2,096 $158,500 $35,000 $123,500
2015 $2,034 $158,500 $30,000 $128,500
2014 $2,005 $158,500 $30,000 $128,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 630390

Northern Kentucky Multiple Listing Service

APN: 060-00-01-174.00

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