Teresa Gillum
eXp Realty
(859) 927-3267
115 Total Sales
2 in Independence
$240K - $252K Price Range
870 Ridgepoint Dr Independence, KY 41051
Independence AreaEstimated Value: $339,346
3
Beds
4
Baths
1,600
Sq Ft
$212/Sq Ft
Est. Value
Highlights
- Deck
- Cathedral Ceiling
- No HOA
- White's Tower Elementary School Rated A-
- Traditional Architecture
- Breakfast Room
About This Home
As of April 2025Spacious & updated home with finished lower level walkout in cul-de-sac with wooded privacy & fenced yard. Updated LVT flooring on the first floor ties the living room, kitchen & formal dining areas together with a walkout to an expansive deck overlooking the fenced yard & wooded views. Large primary bedroom with vaulted ceilings, bonus dressing area nook, adjoining bath & walk-in-closet. Updated guest bathroom with hex tile & vanity on second level with convenient access to bedrooms. Finished lower level entertainment area with built-ins, 1/2 bath, bonus office area & walkout. Enjoy the peace & quiet at the end of the neighborhood in a central Kenton County community.
Last Agent to Sell the Property
Comey & Shepherd REALTORS License #220495 Listed on: 03/06/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 2004
Lot Details
- 7,018 Sq Ft Lot
- Lot Dimensions are 75 x 140
- Privacy Fence
- Wood Fence
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Traditional Architecture
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,600 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Chandelier
- Self Contained Fireplace Unit Or Insert
- Gas Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Entryway
- Family Room
- Living Room
- Breakfast Room
- Formal Dining Room
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
- Laminate Countertops
- Disposal
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- Double Vanity
- Bathtub with Shower
- Shower
Laundry
- Laundry Room
- Laundry on lower level
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Deck
- Porch
Schools
- Whites Tower Elementary School
- Woodland Middle School
- Scott High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 060-00-01-174.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 6, 2025
Closed on
Apr 25, 2025
Sold by
Brooks Kathryn and Starnes Travis D
Bought by
Seller's Agent
Christopher Pfeiffer
Comey & Shepherd REALTORS
Buyer's Agent
Jeff Kessen
Neltner Realty
List Price
$320,000
Sold Price
$330,000
Premium/Discount to List
$10,000
3.12%
Views
50
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,346
Avg. Annual Appreciation
2.01%
Original Mortgage
$333,333
Outstanding Balance
$328,786
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$10,560
Purchase Details
Closed on
Feb 28, 2019
Sold by
Schmidt Blake and Schmidt Traci
Bought by
Starnes Travis D and Brooks Kathryn S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,425
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 15, 2011
Sold by
Higgins Thomas J and Higgins Mary P
Bought by
Schmidt Blake
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,482
Interest Rate
4.85%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Independence, KY
-
Teresa Gillum
-
Kellie Barter
Kellie Barter
Weichert, REALTORS - R.E. 1790
(513) 572-6995
70 Total Sales
2 in Independence
$105K - $260K Price Range
-
Wendy Goldfinger
Wendy Goldfinger
Responds QuicklyHoward Hanna Real Estate Serv
(513) 854-8841
115 Total Sales
1 in Independence
$268,000 Price
-
Cullen Wainscott
Cullen Wainscott
Berkshire Hathaway HomeService
(859) 600-6518
130 Total Sales
7 in Independence
$279K - $377K Price Range
-
Amy Houston
Amy Houston
Real Broker, LLC
(513) 854-1445
32 Total Sales
1 in Independence
$313,700 Price
-
Aaron Melton
Aaron Melton
Melton Real Estate LLC
(859) 903-7594
24 Total Sales
1 in Independence
$268,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $330,000 | Acuity Title | ||
| Starnes Travis D | $202,500 | None Available | |
| Schmidt Blake | $158,500 | Lawyers Title Of Cincinnati |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $333,333 | ||
| Previous Owner | Starnes Travis Dale | $194,000 | |
| Previous Owner | Starnes Travis D | $196,425 | |
| Previous Owner | Schmidt Blake | $154,482 | |
| Previous Owner | Higgins Thomas J | $134,016 | |
| Previous Owner | Higgins Thomas J | $25,128 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/25/2025 04/25/25 | Sold | $330,000 | +3.1% | $206 / Sq Ft |
| 03/09/2025 03/09/25 | Pending | -- | -- | -- |
| 03/06/2025 03/06/25 | For Sale | $320,000 | -- | $200 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,846 | $244,700 | $50,000 | $194,700 |
| 2024 | $2,481 | $202,500 | $35,000 | $167,500 |
| 2023 | $2,556 | $202,500 | $35,000 | $167,500 |
| 2022 | $2,615 | $202,500 | $35,000 | $167,500 |
| 2021 | $2,654 | $202,500 | $35,000 | $167,500 |
| 2020 | $2,710 | $202,500 | $35,000 | $167,500 |
| 2019 | $2,143 | $158,500 | $35,000 | $123,500 |
| 2018 | $2,154 | $158,500 | $35,000 | $123,500 |
| 2017 | $2,096 | $158,500 | $35,000 | $123,500 |
| 2015 | $2,034 | $158,500 | $30,000 | $128,500 |
| 2014 | $2,005 | $158,500 | $30,000 | $128,500 |
Source: Public Records
Agents Affiliated with this Home
-
Christopher Pfeiffer
Seller's Agent in 2025
Christopher Pfeiffer
Comey & Shepherd REALTORS
(513) 374-6494
84 Total Sales
-
Jeff Kessen
JK
Buyer's Agent in 2025
Jeff Kessen
Neltner Realty
(859) 391-9091
42 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 630390
APN: 060-00-01-174.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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