Jim Schack
RE/MAX Victory + Affiliates
(513) 586-6333
154 Total Sales
1 in Independence
$241,500 Price
862 Ridgepoint Dr Independence, KY 41051
Independence AreaEstimated Value: $310,751
3
Beds
2.5
Baths
2,071
Sq Ft
$150/Sq Ft
Est. Value
Highlights
- Deck
- No HOA
- 2 Car Attached Garage
- White's Tower Elementary School Rated A-
- Porch
- Central Air
About This Home
As of August 2025Discover comfort and charm in this cozy ranch home nestled in tranquil Independence, KY. Built in 2004 and set on a lush, wooded half-acre, the property features a flowing single-level design, enhanced by a fully finished walk-out basement with wet bar and entertainment-ready decks above and below. With three bedrooms, 2.5 baths, and a cozy gas fireplace, this home exudes warmth and convenience.
The open family room transitions seamlessly into the eat-in kitchen and dining space—ideal for both everyday living and hosting guests. Step onto the upper deck to enjoy serene tree-lined views over your private lot, or retreat downstairs to the lower covered deck for all-season enjoyment.
This property is a steal and with a little TLC can be your new home.
Last Agent to Sell the Property
Keller Williams Collective License #277399 Listed on: 07/17/2025
Co-Listed By
Russell Cox
Keller Williams Collective License #294409
Last Buyer's Agent
NON MEMBER
NON-MEMBER OFFICE
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Year Built
- Built in 2004
Lot Details
- 0.42
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1-Story Property
- Basement
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Deck
- Porch
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 176 / 1001
- Assessor Parcel Number 060-00-01-176.00
- Seller Concessions Not Offered
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 17, 2025
Closed on
Aug 15, 2025
Sold by
Gillum Constance M
Bought by
Seller's Agent
Justin Robbins
Keller Williams Collective
Buyer's Agent
NON MEMBER
NON-MEMBER OFFICE
List Price
$265,000
Sold Price
$280,000
Premium/Discount to List
$15,000
5.66%
Views
385
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,751
Avg. Annual Appreciation
9.94%
Original Mortgage
$256,500
Outstanding Balance
$253,963
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$56,788
Purchase Details
Closed on
Feb 18, 2004
Sold by
The Drees Co
Bought by
Gillum Carl and Gillum Constance M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,900
Interest Rate
5.53%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Independence, KY
-
Jim Schack
-
Chris Harris
Chris Harris
eXp Realty
(513) 650-5676
22 Total Sales
1 in Independence
$325,000 Price
-
Aimee Pelletier
Aimee Pelletier
Responds QuicklySibcy Cline, Inc.
(513) 866-3818
159 Total Sales
10 in Independence
$301K - $460K Price Range
-
Brit Roberts
Brit Roberts
Coldwell Banker Realty, Anders
(513) 666-5562
117 Total Sales
1 in Independence
$449,900 Price
-
Mike Wright
Mike Wright
Hoeting, Realtors
(513) 440-2953
153 Total Sales
1 in Independence
$325,000 Price
-
Bonnie Louis
Bonnie Louis
RPM Midwest, LLC
(513) 952-8268
40 Total Sales
1 in Independence
$349,900 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $285,000 | Limestone Title | ||
| Gillum Carl | $160,930 | Bluegrass Title Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $256,500 | ||
| Closed | Heist John Alexander | $256,500 | |
| Previous Owner | Gillum Constance M | $7,068 | |
| Previous Owner | Gillum Constance M | $127,572 | |
| Previous Owner | Gillum Carl | $136,260 | |
| Previous Owner | Gillum Carl | $145,859 | |
| Previous Owner | Gillum Carl | $145,238 | |
| Previous Owner | Gillum Carl | $158,900 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/15/2025 08/15/25 | Sold | $280,000 | +5.7% | $135 / Sq Ft |
| 07/18/2025 07/18/25 | Pending | -- | -- | -- |
| 07/17/2025 07/17/25 | For Sale | $265,000 | -- | $128 / Sq Ft |
Source: Metro Search, Inc.
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,898 | $249,200 | $50,000 | $199,200 |
| 2024 | $1,747 | $189,000 | $35,000 | $154,000 |
| 2023 | $1,800 | $189,000 | $35,000 | $154,000 |
| 2022 | $1,938 | $189,000 | $35,000 | $154,000 |
| 2021 | $1,966 | $189,000 | $35,000 | $154,000 |
| 2020 | $1,657 | $160,900 | $35,000 | $125,900 |
| 2019 | $1,661 | $160,900 | $35,000 | $125,900 |
| 2018 | $1,692 | $160,900 | $35,000 | $125,900 |
| 2017 | $1,647 | $160,900 | $35,000 | $125,900 |
| 2015 | $1,604 | $160,900 | $30,000 | $130,900 |
| 2014 | $1,593 | $160,900 | $30,000 | $130,900 |
Source: Public Records
Agents Affiliated with this Home
-
Justin Robbins
Seller's Agent in 2025
Justin Robbins
Keller Williams Collective
(502) 494-9560
80 Total Sales
-
RC
Seller Co-Listing Agent in 2025
Russell Cox
Keller Williams Collective
-
NM
Buyer's Agent in 2025
NON MEMBER
NON-MEMBER OFFICE
Map
Source: Metro Search, Inc.
MLS Number: 1692816
APN: 060-00-01-176.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
IDX listing data provided by Multiple Listing Service, Inc. Information is supplied by the seller and other third parties and has not been verified.
Based on information submitted to the MLS GRID
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