8700 Front Beach Rd Unit 10104 Panama City Beach, FL 32407
Upper Grand Lagoon Neighborhood
3
Beds
3.5
Baths
2,201
Sq Ft
$1,162/mo
HOA Fee
Highlights
- 24-Hour Security
- In Ground Pool
- Gated Community
- J.R. Arnold High School Rated A-
- Gated Parking
- Clubhouse
About This Home
As of January 2025CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERSCome to Island Reserve! Welcome home to Unit 10104, this 3 bedroom, 3.5 bathroom condominium / townhome has so much to offer you. These motivated Sellers are offering a VA assumable loan to those that qualify at 3.9%. This is a gated community in the perfect location: short golf cart ride to the most beautiful beaches, close to shopping and several restaurants. There is a an open concept on the first floor. Kitchen with granite countertops, Stainless-Steel appliances, large island, LVP throughout, large Dining Room that is also open to the Family Room and makes it easy for entertaining. Head upstairs to the to 3 bedrooms that all have their own bathrooms. The Master Bedroom has an en-suite with double vanity, soaker tub, stand alone tiled shower and a private balcony. Two other large bedrooms upstairs with their own full bathrooms, perfect for guests. The amenities in this complex boast of a HUGE 1 acre pool complex with 3 lanes for lap swimming, rock waterfalls and a hot tub. There's also indoor basketball, pickleball, large fitness center, community room with pool tables, tables ready to play all your games or do a puzzle, and a theatre room with a projection TV... it has it all!
Last Agent to Sell the Property
Keller Williams Realty Emerald Coast License #SL3521551 Listed on: 01/11/2024
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,657
Year Built
- Built in 2014
HOA Fees
- $1,162 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Gated Parking
- Additional Parking
- Parking Lot
Home Design
- Slab Foundation
- Shingle Roof
- Composition Roof
- HardiePlank Type
Interior Spaces
- 2,201 Sq Ft Home
- Wet Bar
- Ceiling Fan
- Recessed Lighting
- Family Room
- Dining Room
- Washer and Dryer Hookup
Kitchen
- Breakfast Bar
- Electric Oven
- Electric Range
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Home Security
Pool
- In Ground Pool
- Fence Around Pool
Outdoor Features
- Balcony
- Covered patio or porch
Schools
- Breakfast Point Elementary And Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
Community Details
Overview
- Association fees include clubhouse, insurance, legal/accounting, ground maintenance, pool(s), recreation facilities, security, trash, water
- Island Reserve Subdivision
Amenities
- Clubhouse
- Game Room
Recreation
- Community Basketball Court
- Community Pool
Security
- 24-Hour Security
- Gated Community
- Carbon Monoxide Detectors
- Fire and Smoke Detector
- Fire Sprinkler System
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 11, 2024
Closed on
Jan 21, 2025
Sold by
Macy Dennis and Macy Helen
Bought by
Bell April Lynn and Shepherd Russell D
Seller's Agent
Heather Cole
Keller Williams Realty Emerald Coast
Buyer's Agent
Trina Causley
Keller Williams Success Realty
List Price
$360,000
Sold Price
$348,500
Premium/Discount to List
-$11,500
-3.19%
Views
149
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,556
Avg. Annual Appreciation
6.51%
Purchase Details
Listed on
Feb 4, 2021
Closed on
Apr 30, 2021
Sold by
Teeter Clifford Canton and Teeter Lola Irene
Bought by
Macy Dennis and Macy Helen
Seller's Agent
Ashley Meadows
Keller Williams Success Realty
List Price
$265,000
Sold Price
$265,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.62%
Original Mortgage
$265,000
Interest Rate
3.1%
Mortgage Type
VA
Purchase Details
Listed on
Feb 24, 2016
Closed on
Oct 31, 2016
Sold by
Palm Villas Reserve Llc
Bought by
Teeter Clifford Cariton and Teeter Lola Irene
Seller's Agent
Kerry Jackson
Florida Realty Experts Inc
Buyer's Agent
Ashley Meadows
Keller Williams Success Realty
List Price
$225,000
Sold Price
$226,350
Premium/Discount to List
$1,350
0.6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.57%
Original Mortgage
$177,700
Interest Rate
3.5%
Mortgage Type
VA
Purchase Details
Listed on
Feb 24, 2016
Closed on
Oct 1, 2016
Bought by
Teeter Clifford Carlton
Seller's Agent
Kerry Jackson
Florida Realty Experts Inc
Buyer's Agent
Ashley Meadows
Keller Williams Success Realty
List Price
$225,000
Sold Price
$226,350
Premium/Discount to List
$1,350
0.6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,700
Interest Rate
3.5%
Mortgage Type
VA
Purchase Details
Closed on
May 8, 2013
Sold by
The Boulevard Group Llc
Bought by
Palm Villas Reserve Llc
Purchase Details
Closed on
Jun 15, 2009
Sold by
Creekstone Allison Llc
Bought by
The Boulevard Group Llc
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $348,500 | Omega National Title | |
| Warranty Deed | $265,000 | Mti Title Insurance Agcy Inc | |
| Special Warranty Deed | $226,350 | None Available | |
| Deed | $226,400 | -- | |
| Warranty Deed | $850,000 | Attorney | |
| Special Warranty Deed | $724,500 | Mcneese Title Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $332,000 | VA | |
| Previous Owner | $268,626 | VA | |
| Previous Owner | $265,000 | VA | |
| Previous Owner | $177,700 | VA | |
| Previous Owner | $500,000 | Balloon |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/22/2025 01/22/25 | Sold | $348,500 | 0.0% | $158 / Sq Ft |
| 10/09/2024 10/09/24 | Price Changed | $348,500 | -0.7% | $158 / Sq Ft |
| 07/16/2024 07/16/24 | Price Changed | $351,000 | -0.4% | $159 / Sq Ft |
| 06/04/2024 06/04/24 | Price Changed | $352,500 | -0.7% | $160 / Sq Ft |
| 05/01/2024 05/01/24 | Price Changed | $355,000 | -1.0% | $161 / Sq Ft |
| 03/25/2024 03/25/24 | Price Changed | $358,500 | -0.1% | $163 / Sq Ft |
| 03/06/2024 03/06/24 | Price Changed | $359,000 | -0.1% | $163 / Sq Ft |
| 02/19/2024 02/19/24 | Price Changed | $359,500 | -0.1% | $163 / Sq Ft |
| 01/23/2024 01/23/24 | For Sale | $360,000 | +59.0% | $164 / Sq Ft |
| 07/20/2022 07/20/22 | Off Market | $226,350 | -- | -- |
| 04/30/2021 04/30/21 | Sold | $265,000 | 0.0% | $120 / Sq Ft |
| 03/31/2021 03/31/21 | Pending | -- | -- | -- |
| 02/04/2021 02/04/21 | For Sale | $265,000 | +17.1% | $120 / Sq Ft |
| 10/31/2016 10/31/16 | Sold | $226,350 | +0.6% | $103 / Sq Ft |
| 10/04/2016 10/04/16 | Pending | -- | -- | -- |
| 02/24/2016 02/24/16 | For Sale | $225,000 | -- | $102 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,657 | $290,037 | -- | -- |
| 2023 | $3,657 | $263,670 | $0 | $322,150 |
| 2022 | $2,812 | $239,700 | $0 | $239,700 |
| 2021 | $2,578 | $211,650 | $0 | $211,650 |
| 2020 | $2,607 | $211,650 | $0 | $211,650 |
| 2019 | $2,396 | $191,250 | $0 | $191,250 |
| 2018 | $2,487 | $195,500 | $0 | $0 |
| 2017 | $2,386 | $186,150 | $0 | $0 |
| 2016 | $2,583 | $198,135 | $0 | $0 |
| 2015 | $203 | $15,407 | $0 | $0 |
| 2014 | $203 | $15,407 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Heather Cole
Keller Williams Realty Emerald Coast
(315) 404-2959
3 in this area
109 Total Sales
-
Buyer's Agent in 2025
Trina Causley
Keller Williams Success Realty
(334) 403-2705
1 in this area
14 Total Sales
-
Seller's Agent in 2021
Ashley Meadows
Keller Williams Success Realty
(850) 890-1802
13 in this area
106 Total Sales
-
K
Seller's Agent in 2016
Kerry Jackson
Florida Realty Experts Inc
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 751767
APN: 40001-100-295
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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