NOT LISTED FOR SALE

871 Ruby Creek Cove Memphis, TN 38109

Whitehaven Neighborhood

Estimated Value: $240,000 - $277,000

4 Beds
2.5 Baths
2,200-2,399 Sq Ft
$108/Sq Ft Est. Value

Last Sold September 08, 2022

Last sale price $236,600 $99 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $1,550/month

Highlights

  • Vaulted Ceiling
  • Whirlpool Bathtub
  • Bonus Room
  • Traditional Architecture
  • Separate Formal Living Room
  • Great Room

About This Home

As of September 2022

Darling Home In Ruby Estates! Well Maintained & Feels Like Home! Open Airy Floor Plan With Wood Floors & Great For Entertaining. Eat-In Kitchen & Breakfast Bar. Four Bedrooms Upstairs & A Bonus Room. Primary Suite & Luxury Bath with Jetted Tub. Arched Entryways. Trendy Tiled Floor in The Kitchen. Laundry Room. Fireplace in Great Room! Formal Dining. Big Backyard Fully Fenced! New Roof & New Flooring in 2020! Don't Miss Out On This GEM!

Last Agent to Sell the Property

John Quinn

REMAX Experts License #263284 Listed on: 07/25/2022

REMAX Experts

Co-Listed By

Frank Colvett

REMAX Experts License #353596

Last Buyer's Agent

Charlene Bailey

Exit Realty Blues City License #264672

Exit Realty Blues City

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,749

Year Built

  • Built in 2004

Lot Details

  • 10,454 Sq Ft Lot
  • Wood Fence
  • Landscaped
  • Level Lot

HOA Fees

  • $25 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Composition Shingle Roof

Interior Spaces

  • 2,200-2,399 Sq Ft Home
  • 2,277 Sq Ft Home
  • 2-Story Property
  • Popcorn or blown ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Fireplace Features Masonry
  • Double Pane Windows
  • Entrance Foyer
  • Great Room
  • Separate Formal Living Room
  • Dining Room
  • Den with Fireplace
  • Bonus Room
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Oven or Range
  • Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Partially Carpeted
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on second floor
  • All Upper Level Bedrooms
  • Walk-In Closet
  • Remodeled Bathroom
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom
  • Whirlpool Bathtub
  • Bathtub With Separate Shower Stall

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Driveway

Outdoor Features

  • Patio

Utilities

  • Two cooling system units
  • Central Heating and Cooling System
  • Two Heating Systems
  • Heating System Uses Gas
  • 220 Volts
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Ruby Estates Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 075259 N00013

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,749

Year Built

Built in 2004

Lot Details

0

HOA Fees

$25 per month

Listing Details

  • Class: Residential
  • Type: Detached Single Family
  • Style: Traditional
  • Detached Unit Type: General Residential
  • MLS Map #: 766B
  • MAAR Subdivision Name: RUBY ESTATES
  • List Price Per Sq Ft: 97
  • Number Of Stories: 2
  • Price Per Sq Ft: 103.91
  • Prop Construction Status: Existing Property
  • Estimated Sq Ft: 2277
  • Year Built: 2004
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • First Story Floor Plan: Living Room, Dining Room, Den/Great Room, Kitchen, 1/2 Bath, Laundry Room
  • Second Story Floor Plan: Primary Bedroom, 2nd Bedroom, 3rd Bedroom, 4th or More Bedrooms, 2 or More Baths, Bonus Room
  • Additional Bedroom Bathroom Info: All Bedrooms Up, Primary Up, Renovated Bathroom, Luxury Primary Bath, Whirlpool(s), Separate Tub & Shower, Half Bath Down
  • Estimated Heated Sq Ft Range: 2200-2399
  • Bedroom 2 Description: Level 2, Carpet
  • Bedroom 3 Description: Level 2, Carpet
  • Bedroom 4 Description: Level 2, Vaulted/Coffered Ceilings, Carpet
  • Bedrooms: 4
  • Fireplace: Masonry, In Den/Great Room, Gas Starter, Gas Logs
  • Floors/Ceilings: Wood Laminate Floors, Part Carpet, Tile, Sprayed Ceiling, 9 or more Ft. Ceiling, Vaulted/Coff/Tray Ceiling
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Equipment: Range/Oven, Cooktop, Dishwasher, Microwave, Cable Wired
  • Living Dining Kitchen: Separate Living Room, Separate Dining Room, Great Room, Eat-In Kitchen, Breakfast Bar, Pantry
  • Misc Interior: Walk-In Closet(s), Pull Down Attic Stairs, Smoke Detector(s)
  • Number Of Fireplaces: 1
  • Other Rooms: Laundry Room, Bonus Room, Entry Hall
  • Total Bathrooms: 2.1
  • Primary Bathroom Description: Double Sinks, Whirlpool Tub, Separate Shower, Tile Floor
  • P R I M A R Y B E D R O O M: Level 2, Walk-In Closet, Full Bath, Vaulted/Coffered Ceiling, Carpet

Exterior Features

  • Misc Exterior: Patio, Wood Fence
  • Exterior Windows: Brick Veneer, Double Pane Window(s)
  • Foundation: Slab
  • Roof: Composition Shingles

Garage/Parking

  • Carport Garage: Garage
  • Number Covered Parking Spaces: 2
  • Parking Display: G2
  • Parking Storage: Driveway/Pad, Front-Load Garage

Utilities

  • Cooling: Central, Ceiling Fan(s), Dual System, 220 Wiring
  • Heating: Central, Gas, Dual System
  • Security: Smoke Detector(s), Dead Bolt Lock(s)
  • Water Sewer: Gas Water Heater, Public Water, Public Sewer

Association/Amenities

  • Annual Association Fee: 300
  • Neighborhood Association: Mandatory

Lot Info

  • Lot Description: Level, Landscaped, Wood Fenced
  • Lot Number: 13
  • Acreage: 0.24
  • Lot Size: 96.84 X 123.48 IRR
  • Price Per Acre: 916667

Multi Family

  • Number Of Rooms: 9

Tax Info

  • Assessor Parcel Number: 075259 N00013

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 25, 2022
Closed on
Sep 8, 2022
Sold by
Elliot Austin James and Elliot Sommer
Bought by
Jones Michael and Jones Lorean
Seller's Agent
John Quinn
REMAX Experts
Buyer's Agent
Charlene Bailey
Exit Realty Blues City
List Price
$220,000
Sold Price
$236,600
Premium/Discount to List
$16,600
7.55%
Current Estimated Value
$260,174

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,574
Avg. Annual Appreciation
3.15%
Original Mortgage
$232,314
Outstanding Balance
$222,124
Interest Rate
4.99%
Mortgage Type
FHA
Estimated Equity
$38,050

Purchase Details

Listed on
Sep 25, 2020
Closed on
Dec 17, 2020
Sold by
Jones Deremus C
Bought by
Austin James Elliot
Seller's Agent
Stacy Hobson
J Hunter Realty
Buyer's Agent
Tina Smith
PottersHouse Realty, LLC
List Price
$199,900
Sold Price
$195,000
Premium/Discount to List
-$4,900
-2.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.28%
Original Mortgage
$192,174
Interest Rate
2.7%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 24, 2010
Sold by
Searcy Justin
Bought by
Jones Deremus C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,671
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 3, 2007
Sold by
Aurora Loan Services
Bought by
Searcy Justin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,200
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 12, 2006
Sold by
Hayes James
Bought by
Aurora Loan Services

Purchase Details

Closed on
Dec 17, 2004
Sold by
Crossmann Communities Of Tennessee Llc
Bought by
Hayes James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,368
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jones Michael $236,600 Foundation Title & Escrow
Austin James Elliot $195,720 Preferred Title & Escrow Llc
Jones Deremus C $100,000 None Available
Searcy Justin $136,000 Landcastle Title Llc
Aurora Loan Services $143,269 None Available
Hayes James $166,710 Fidelity Title & Escrow
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jones Michael $232,314
Previous Owner Austin James Elliot $192,174
Previous Owner Jones Deremus C $98,671
Previous Owner Searcy Justin $129,200
Previous Owner Hayes James $133,368
Closed Hayes James $33,342
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/08/2022 09/08/22 Sold $236,600 +7.5% $108 / Sq Ft
07/29/2022 07/29/22 Pending -- -- --
07/25/2022 07/25/22 For Sale $220,000 +12.8% $100 / Sq Ft
11/15/2020 11/15/20 Sold $195,000 +1.6% $89 / Sq Ft
10/05/2020 10/05/20 Price Changed $192,000 -3.5% $87 / Sq Ft
10/01/2020 10/01/20 Price Changed $199,000 -0.5% $90 / Sq Ft
09/25/2020 09/25/20 For Sale $199,900 -- $91 / Sq Ft
Source: Memphis Area Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,749 $68,725 $7,500 $61,225
2024 $1,749 $51,600 $4,350 $47,250
2023 $3,143 $51,600 $4,350 $47,250
2022 $3,143 $51,600 $4,350 $47,250
2021 $3,180 $51,600 $4,350 $47,250
2020 $1,879 $25,925 $4,350 $21,575
2019 $829 $25,925 $4,350 $21,575
2018 $829 $25,925 $4,350 $21,575
2017 $848 $25,925 $4,350 $21,575
2016 $1,093 $25,000 $0 $0
2014 $1,093 $25,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • John Quinn

    Seller's Agent in 2022

    John Quinn

    RE/MAX

    (901) 481-2008

    3 in this area

    306 Total Sales

    John Quinn
    Section Image
  • Frank Colvett

    Seller Co-Listing Agent in 2022

    Frank Colvett

    RE/MAX

    (901) 292-0535

    3 in this area

    127 Total Sales

    Frank Colvett
    Section Image

  • C

    Buyer's Agent in 2022

    Charlene Bailey

    Exit Realty Blues City

    (901) 359-6136

    7 in this area

    70 Total Sales

    Charlene Bailey
    Section Image

  • S

    Seller's Agent in 2020

    Stacy Hobson

    J Hunter Realty

    (901) 483-0412

    7 in this area

    112 Total Sales

    Stacy Hobson
    Section Image
  • Tina Smith

    Buyer's Agent in 2020

    Tina Smith

    PottersHouse Realty, LLC

    (901) 315-7739

    5 in this area

    69 Total Sales

    Tina Smith
    Section Image
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Map

Source: Memphis Area Association of REALTORS®

MLS Number: 10129590

Memphis Area Association of REALTORS®

APN: 07-5259-N0-0013

Tennessee Shelby County Memphis 38109 Whitehaven

871 Ruby Creek Cove, Memphis, TN

This home is located at 871 Ruby Creek Cove, Memphis, TN 38109 since 25 July 2022 and is currently estimated at $260,174, approximately $108 per square foot. This property was built in 2004. 871 Ruby Creek Cove is a home located in Shelby County with nearby schools including Geeter School, Freedom Preparatory Academy Charter Elementary School - Westwood Campus, and Freedom Preparatory Academy Westwood Elementary at Parkrose.

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