Laura Whitney
LaBelle Real Estate Group Inc
(763) 324-9069
110 Total Sales
2 in Payne-Phalen
$261K - $308K Price Range
877 Cottage Ave E Saint Paul, MN 55106
Payne-Phalen NeighborhoodEstimated Value: $368,178
4
Beds
2
Baths
2,482
Sq Ft
$148/Sq Ft
Est. Value
Highlights
- Corner Lot
- Patio
- Community Deck or Porch
About This Home
As of October 2025OUTSTANDING TRUE UP/DOWN DUPLEX- on private corner lot. Both units are vacant intentionally- would make a GREAT owner-occupied property. We believe previous rents charged are below market rate. Formerly owner occupied for many years before moving out and using soley as a rental property. EXTREMELY WELL MAINTAINED- Roof is 7 years old, freshly painted interior, redone hardwood floors, lots of windows, very light and bright. Each unit has a classic front sun porch which could be used in several ways by a new owner(office/possible bedroom). This property has it ALL-classic features like built in buffets, hutches, hardwood floors but remodeled kitchen (lower unit) and updated bathrooms by a former owner, who also installed new heating systems. Upgraded and updated electrical with separate utilities – two boilers/two electric meters. The large semi-finished lower level has lots of additional storage and recreation room potential. Also, there is an attic area for additional storage. Large 2 car garage with driveway parking as well. Any offers will be decided upon on 8/17/2025 at 7pm.
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Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $7,562
Year Built
- Built in 1922
Lot Details
- Lot Dimensions are 52x126
- Corner Lot
- Few Trees
Parking
- 2 Car Garage
Home Design
- Duplex
Interior Spaces
- 2,482 Sq Ft Home
- 2-Story Property
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Bathrooms
Basement
- Basement Fills Entire Space Under The House
- Shared Basement
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Patio
Utilities
- Boiler Heating System
- 100 Amp Service
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 212922320073
Community Details
Overview
- 2 Units
- Lanes Phalen Grove Add Subdivision
Amenities
- Community Deck or Porch
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 1, 2025
Closed on
Oct 2, 2025
Sold by
Bought by
Seller's Agent
John Mazzara
RE/MAX Results
Buyer's Agent
Mai Miller
Diversified Realty
List Price
$325,000
Sold Price
$350,000
Premium/Discount to List
$25,000
7.69%
Views
13
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,178
Avg. Annual Appreciation
6.21%
Original Mortgage
$350,000
Outstanding Balance
$347,123
Interest Rate
6.56%
Mortgage Type
VA
Estimated Equity
$21,055
Purchase Details
Listed on
Mar 5, 2014
Closed on
Apr 30, 2014
Sold by
Bought by
Seller's Agent
Donald Shaughnessy
Sunset Realty
Buyer's Agent
John Mazzara
RE/MAX Results
List Price
$209,900
Sold Price
$209,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.57%
Original Mortgage
$206,097
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 16, 2010
Sold by
Bought by
Purchase Details
Closed on
Jan 16, 2004
Sold by
Bought by
Purchase Details
Closed on
Sep 26, 2003
Sold by
Bought by
Purchase Details
Closed on
Mar 26, 1997
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Payne-Phalen, MN
-
Laura Whitney
-
Cindy Carlson
Cindy Carlson
Edina Realty, Inc.
(612) 445-3938
211 Total Sales
2 in Payne-Phalen
$393K - $400K Price Range
-
Adam Benedict
Adam Benedict
Re/Max Advantage Plus
(651) 615-4288
127 Total Sales
1 in Payne-Phalen
$310,000 Price
-
Isaac Contreras
Isaac Contreras
Keller Williams Integrity Realty
(651) 564-8601
89 Total Sales
2 in Payne-Phalen
$210K - $230K Price Range
-
Kenneth Straley
Kenneth Straley
Offsite Realty Inc
(612) 324-8811
106 Total Sales
1 in Payne-Phalen
$206,000 Price
-
John Morgan
John Morgan
eXp Realty
(612) 547-2559
104 Total Sales
1 in Payne-Phalen
$175,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $350,000 | Titlesmart | ||
| $216,260 | Title One Inc | ||
| $100,000 | -- | ||
| $272,400 | -- | ||
| $230,000 | -- | ||
| $97,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $350,000 | ||
| Previous Owner | $182,000 | ||
| Previous Owner | $206,097 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/02/2025 10/02/25 | Sold | $350,000 | +7.7% | $141 / Sq Ft | |
| 08/18/2025 08/18/25 | Pending | -- | -- | -- | |
| 08/13/2025 08/13/25 | For Sale | $325,000 | +54.8% | $131 / Sq Ft | |
| 04/30/2014 04/30/14 | Sold | $209,900 | 0.0% | $85 / Sq Ft | View Prior Sale |
| 03/25/2014 03/25/14 | Pending | -- | -- | -- | |
| 03/05/2014 03/05/14 | For Sale | $209,900 | -- | $85 / Sq Ft |
Source: NorthstarMLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $7,562 | $354,000 | $35,000 | $319,000 |
| 2025 | $7,562 | $362,200 | $30,000 | $332,200 |
| 2023 | $6,836 | $346,700 | $25,000 | $321,700 |
| 2022 | $5,568 | $337,900 | $25,000 | $312,900 |
| 2021 | $5,262 | $276,400 | $25,000 | $251,400 |
| 2020 | $5,276 | $270,000 | $14,600 | $255,400 |
| 2019 | $3,732 | $251,300 | $14,600 | $236,700 |
| 2018 | $3,206 | $226,000 | $14,600 | $211,400 |
| 2017 | $3,280 | $202,500 | $14,600 | $187,900 |
| 2016 | $3,256 | $0 | $0 | $0 |
| 2015 | $3,894 | $206,000 | $14,600 | $191,400 |
| 2014 | $3,790 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
John Mazzara
Seller's Agent in 2025
John Mazzara
RE/MAX Results
(612) 386-7027
2 in this area
164 Total Sales
-
Mai Miller
Buyer's Agent in 2025
Mai Miller
Diversified Realty
(651) 468-6963
4 in this area
135 Total Sales
-
D
Seller's Agent in 2014
Donald Shaughnessy
Sunset Realty
Map
Source: NorthstarMLS
MLS Number: 6765346
APN: 21-29-22-32-0073
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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