NOT LISTED FOR SALE

882 Cottage Ave E Saint Paul, MN 55106

Payne-Phalen Neighborhood

Estimated Value: $306,000 - $336,000

3 Beds
2 Baths
1,566 Sq Ft
$201/Sq Ft Est. Value

Sale Details

Date Sold: May 16, 2024

Last sale price $300,000 $192 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,017 / mo

15 Days on Market

Highlights

  • Deck
  • Corner Lot
  • Home Office
  • Sun or Florida Room
  • No HOA
  • The kitchen features windows

About This Home

As of May 2024

Great opportunity awaits new homeowners! As you enter the front door, you’ll walk into a huge twenty-one foot long sun porch. Host guests all night without being bothered by bugs! Once inside the home, you will see sprawling hardwood floors throughout, a gas fireplace in the living room, a separate informal dining room, and an office that has the potential to be a fourth bedroom - complete with a three quarter bath! Upstairs you will find all three bedrooms. The primary bedroom has a walk-in closet and a balcony to sip coffee or tea on summer mornings. This home features a two car garage, a recent updated electrical breaker box, and it sits on a large corner lot with a fenced in backyard. You’ll be within walking distance of Lake Phalen, the beach, and the golf course. Come and see this move-in ready home nestled in a quiet east side neighborhood!

Last Agent to Sell the Property

Joseph O'Brien

Keller Williams Integrity Realty Listed on: 04/09/2024

Keller Williams Integrity Realty

Last Buyer's Agent

Gina Fruncillo

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,770

Year Built

  • Built in 1915

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 52x120
  • Wood Fence
  • Corner Lot
  • Many Trees

Parking

  • 2 Car Garage

Interior Spaces

  • 1,566 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Home Office
  • Sun or Florida Room
  • Basement
  • Block Basement Construction

Kitchen

  • Range
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck

Utilities

  • Window Unit Cooling System
  • Radiator
  • Boiler Heating System

Community Details

  • No Home Owners Association
  • Lanes Phalen Grove Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 212922320040

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,770

Year Built

Built in 1915

Lot Details

6,534 Sq Ft Lot

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Window Unit(s)
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1915
  • Above Grade Finished Sq Ft: 1566
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Fireplace Features: Gas, Living Room
  • Living Area: 1566
  • Fireplace: Yes
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Office, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Deck, Sun Room

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years
  • Fencing: Wood
  • ConstructionMaterialsDesc: Block
  • Neighborhood: Payne-Phalen

Garage/Parking

  • Parking Features: Detached

Utilities

  • Heating: Boiler, Fireplace(s), Radiator(s)
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck,Hardwood Floors,Kitchen Window,Washer/Dryer Hookup

Schools

  • Junior High Dist: St. Paul
  • SchoolDistrictPhone: 651-767-8100

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 52x120
  • Lot Size Sq Ft: 6534
  • Land Lease: No
  • Lot Features: Public Transit (w/in 6 blks), Corner Lot, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Stucco

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 212922320040
  • Tax Annual Amount: 3770
  • TaxWithAssessments: 3770.0000

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 9, 2024
Closed on
May 16, 2024
Sold by
Bought by
Seller's Agent
Joseph O'Brien
Keller Williams Integrity Realty
Buyer's Agent
Gina Fruncillo
Coldwell Banker Realty
List Price
$315,000
Sold Price
$300,000
Premium/Discount to List
-$15,000
-4.76%
Views
40
Current Estimated Value
$315,286

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,286
Avg. Annual Appreciation
2.39%
Original Mortgage
$291,000
Outstanding Balance
$286,383
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$28,903

Purchase Details

Closed on
Nov 16, 2018
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,000
Interest Rate
4.8%

Purchase Details

Closed on
Oct 7, 2015
Sold by
Bought by

Purchase Details

Listed on
Jul 8, 2013
Closed on
Aug 9, 2013
Sold by
Bought by
Seller's Agent
Clarence Ritari II
Edina Realty, Inc.
Buyer's Agent
Don Edam
Lakes Sotheby's International
List Price
$174,500
Sold Price
$174,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.71%
Original Mortgage
$165,775
Interest Rate
4.53%

Purchase Details

Closed on
Dec 3, 2009
Sold by
Bought by

Purchase Details

Closed on
Oct 31, 2005
Sold by
Bought by

Purchase Details

Closed on
Jun 24, 2003
Sold by
Bought by

Purchase Details

Closed on
Aug 15, 1996
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$300,000 Gibraltar Title
$225,000 Community Title & Escrow
-- None Available
$179,787 Edina Realty Title Inc
$142,500 --
$205,500 --
$170,000 --
$91,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $291,000
Previous Owner $215,000
Previous Owner $165,775
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/16/2024 05/16/24 Sold $300,000 0.0% $192 / Sq Ft
04/26/2024 04/26/24 Pending -- -- --
04/19/2024 04/19/24 Price Changed $299,900 -4.8% $192 / Sq Ft
04/11/2024 04/11/24 For Sale $315,000 +80.5% $201 / Sq Ft
08/14/2013 08/14/13 Sold $174,500 0.0% $120 / Sq Ft View Prior Sale
07/24/2013 07/24/13 Pending -- -- --
07/08/2013 07/08/13 For Sale $174,500 -- $120 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,770 $299,700 $30,000 $269,700
2023 $3,770 $252,300 $25,000 $227,300
2022 $3,810 $282,500 $25,000 $257,500
2021 $3,264 $246,200 $25,000 $221,200
2020 $3,082 $215,000 $14,900 $200,100
2019 $3,134 $197,700 $14,900 $182,800
2018 $3,186 $197,700 $14,900 $182,800
2017 $3,000 $197,700 $14,900 $182,800
2016 $2,958 $0 $0 $0
2015 $2,318 $173,800 $14,900 $158,900
2014 $1,856 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Joseph O'Brien

    Seller's Agent in 2024

    Joseph O'Brien

    Keller Williams Integrity Realty

    (651) 343-0691

    4 in this area

    64 Total Sales

    Joseph O'Brien
    Section Image
  • Gina Fruncillo

    Buyer's Agent in 2024

    Gina Fruncillo

    Coldwell Banker Burnet

    (651) 470-8983

    5 in this area

    137 Total Sales

    Gina Fruncillo
    Section Image

  • C

    Seller's Agent in 2013

    Clarence Ritari II

    Edina Realty, Inc.

  • D

    Buyer's Agent in 2013

    Don Edam

    Lakes Sotheby's International

See All Agents

Map

Source: NorthstarMLS

MLS Number: 6515493

NorthstarMLS

APN: 21-29-22-32-0040

Minnesota Ramsey County Saint Paul 55106 Payne-Phalen

882 Cottage Ave E, Saint Paul, MN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

NorthstarMLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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