88 River Dr Annapolis, MD 21403
Estimated payment $22,022/month
Total Views
2,437
4
Beds
2
Baths
1,881
Sq Ft
$1,994
Price per Sq Ft
Highlights
- 70 Feet of Waterfront
- Sandy Beach
- Bay View
- Private Dock Site
- Fishing Allowed
- Cape Cod Architecture
About This Home
Chesapeake Bay Cottage with Unmatched Views in Prestigious Bay Ridge. Welcome to Bay Ridge—Annapolis’ most coveted waterfront community—where charm, history, and lifestyle come together. This storybook cottage offers one of the best Chesapeake Bay views and frontages in the neighborhood, with a sandy beach just steps from your front door. Featuring 4 bedrooms and 2 bathrooms, this home exudes coastal charm and comfort. The main level includes two bedrooms, a dining room, a welcoming family room with beamed ceilings and a cozy fireplace, and a separate living room with its own fireplace—perfect for gatherings with family and friends while enjoying the warmth and character of this timeless home. Upstairs, you’ll find a spacious primary bedroom, an additional bedroom, a full bathroom, and a conveniently located laundry area. The home also includes a cellar with a third fireplace, providing excellent storage and additional potential. An expansive yard completes the setting, ideal for entertaining, gardening, or simply relaxing while soaking in the breathtaking water views. Life in Bay Ridge is truly one-of-a-kind. The community boasts world-class amenities including a bayfront pool, deep-water marina, clubhouse, sandy beaches, playgrounds, basketball and pickleball courts, and an active social calendar with year-round neighborhood events. All of this is located just minutes from downtown Annapolis, Eastport, the Naval Academy, and the area’s best dining, shopping, and entertainment. Whether you’re looking for a weekend retreat or a full-time waterfront lifestyle, this cottage offers an incredible opportunity to own a piece of paradise in one of the Chesapeake Bay’s most prestigious enclaves.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $20,964
Year Built
- Built in 1956
Lot Details
- 0.26 Acre Lot
- 70 Feet of Waterfront
- Home fronts navigable water
- Property Fronts a Bay or Harbor
- Sandy Beach
- Public Beach
- Property is in very good condition
- Property is zoned R2
Home Design
- Cape Cod Architecture
- Brick Exterior Construction
- Block Foundation
Interior Spaces
- Property has 3 Levels
- Ceiling Fan
- 3 Fireplaces
- Wood Burning Fireplace
- Family Room
- Living Room
- Dining Room
- Bay Views
- Unfinished Basement
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
Laundry
- Laundry Room
- Laundry on upper level
Parking
- 4 Parking Spaces
- 4 Driveway Spaces
Accessible Home Design
- Level Entry For Accessibility
Outdoor Features
- Outdoor Shower
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Waterski or Wakeboard
- Swimming Allowed
- Private Dock Site
- Shared Waterfront
- Powered Boats Permitted
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- Well
- Electric Water Heater
Listing and Financial Details
- Tax Lot 3
- Assessor Parcel Number 020204702287750
Community Details
Overview
- No Home Owners Association
- Bay Ridge Subdivision
Recreation
- 1 Community Docks
- Community Pool
- Fishing Allowed
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $22,284 | $2,273,467 | -- | -- |
| 2024 | $22,284 | $1,879,833 | $0 | $0 |
| 2023 | $17,705 | $1,486,200 | $1,229,300 | $256,900 |
| 2022 | $14,591 | $1,396,233 | $0 | $0 |
| 2021 | $15,003 | $1,306,267 | $0 | $0 |
| 2020 | $13,998 | $1,216,300 | $1,015,700 | $200,600 |
| 2019 | $14,010 | $1,216,300 | $1,015,700 | $200,600 |
| 2018 | $12,333 | $1,216,300 | $1,015,700 | $200,600 |
| 2017 | $6,719 | $1,222,200 | $0 | $0 |
| 2016 | -- | $1,222,200 | $0 | $0 |
| 2015 | -- | $1,222,200 | $0 | $0 |
| 2014 | -- | $1,296,000 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/03/2025 09/03/25 | For Sale | $3,750,000 | -- | $1,994 / Sq Ft |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,500,000 | Old Republic National Title In | |
| Deed | $795,000 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,175,000 | Construction | |
| Closed | $450,000 | New Conventional | |
| Closed | -- | No Value Available |
Source: Public Records
Similar Homes in Annapolis, MD
Source: Bright MLS
MLS Number: MDAA2124844
APN: 02-047-02287750
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