NOT LISTED FOR SALE

88 River Rd Elkton, MD 21921

Estimated Value: $547,285 - $598,000

3 Beds
2.5 Baths
2,024 Sq Ft
$285/Sq Ft Est. Value

Last Sold March 05, 2021

Last sale price $445,000 $220 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $3,279/month

77 Days on Market

Highlights

  • River View
  • Deck
  • Stream or River on Lot
  • 0.46 Acre Lot
  • Contemporary Architecture
  • No HOA

About This Home

As of March 2021

Dramatic Water and Sunset views on the Elk River! This pristine, contemporary home is located in the water-oriented community of Locust Point and features a traditional floor plan, but accented with a second floor 600 SF deck with panoramic views, large patio with outside shower, modern kitchen with stainless steel appliances and granite countertops, master suite, large bathrooms, living room, dining room, and even a bedroom level laundry. Plenty of windows that brighten the interior as well as providing exceptional water views. Large shed with electric in the side yard that can be used as a workshop or storage. Generously-sized lower-level storage room that can be set up for an entertainment or exercise room. Just a very short walk to the local marina. Minutes from the commuting corridors to Baltimore, Wilmington and Philadelphia.

Last Agent to Sell the Property

Christian LaPense

(302) 368-1621 edward.breland@foxroach.com BHHS Fox & Roach-Christiana Listed on: 11/06/2020

BHHS Fox & Roach-Christiana

Last Buyer's Agent

James Jones

(888) 397-7352 pa.broker@exprealty.com EXP Realty, LLC License #RS332087

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,234

Year Built

  • Built in 2009

Lot Details

  • 0.46 Acre Lot
  • West Facing Home
  • Property is in excellent condition
  • Property is zoned RR

Parking

  • 2 Car Attached Garage
  • 2 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Stick Built Home
  • Stucco

Interior Spaces

  • 2,024 Sq Ft Home
  • Property has 3 Levels
  • Ceiling height of 9 feet or more
  • Family Room
  • Living Room
  • Breakfast Room
  • River Views

Kitchen

  • Built-In Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Electric Dryer
  • Washer

Outdoor Features

  • Stream or River on Lot
  • Deck
  • Patio

Location

  • Flood Risk

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Well
  • Electric Water Heater
  • On Site Septic
  • Septic Tank
  • Community Sewer or Septic
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Locust Point Subdivision

Listing and Financial Details

  • Tax Lot 534
  • Assessor Parcel Number 0802025051

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,234

Year Built

Built in 2009

Lot Details

0.46 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Exclusions: Seller's Personal Property.
  • Inclusions: Referigerator, Washer & Dryer, Dishwasher, Microwave and Ceiling Fans
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2020-11-06
  • Federal Flood Zone: Yes
  • Year Built: 2009
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Dishwasher, Dryer - Electric, Microwave, Refrigerator, Washer, Water Heater
  • Fireplace: No
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Breakfast Room
  • Basement: No
  • Total Sq Ft: 2024
  • Living Area Sq Ft: 2024
  • Price Per Sq Ft: 222.33
  • Above Grade Finished Sq Ft: 2024
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stucco, Stick Built
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • View: River, Water
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic, Community Septic Tank, Private Septic Tank
  • Utilities: Cable Tv Available, Electric Available, Phone Available
  • Water Source: Public, Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.46
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20037.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Excellent
  • Soil Types: Unknown
  • Zoning: RR
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3234.00
  • Assessor Parcel Number: 0802025051
  • Tax Lot: 534
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2020
Closed on
Mar 5, 2021
Sold by
Hallquist Kerin
Bought by
Kerstetter Buffie J and Kerstetter Heather J
Seller's Agent
Christian LaPense
BHHS Fox & Roach-Christiana
Buyer's Agent
James Jones
EXP Realty, LLC
List Price
$449,992
Sold Price
$445,000
Premium/Discount to List
-$4,992
-1.11%
Current Estimated Value
$576,821

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$131,821
Avg. Annual Appreciation
5.30%
Original Mortgage
$436,939
Outstanding Balance
$391,685
Interest Rate
2.7%
Mortgage Type
FHA
Estimated Equity
$185,136

Purchase Details

Listed on
Aug 6, 2013
Closed on
Apr 30, 2014
Sold by
Mattuci Stephen Charles and Mattuci Angela Maxwell
Bought by
Hallquist Kerin
Seller's Agent
Tinamarie Reamy
Coldwell Banker Chesapeake Real Estate Company
Buyer's Agent
Deborah Phipps
Empower Real Estate, LLC
List Price
$259,900
Sold Price
$254,000
Premium/Discount to List
-$5,900
-2.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.53%
Original Mortgage
$203,200
Interest Rate
4.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 23, 2005
Sold by
Mattucci Stephen Charles
Bought by
Mattucci Stephen Charles and Mattucci Angela Maxwell

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
5.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 14, 2004
Sold by
Paruszewski John J
Bought by
Mattucci Stephen Charles

Purchase Details

Closed on
Jul 23, 1986
Sold by
Mulqueen Daniel J and Mulqueen Jean B
Bought by
Paruszewski John J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,400
Interest Rate
10.43%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kerstetter Buffie J $445,000 Liberty Title Services Llc
Hallquist Kerin $254,000 Kirsh Title Services Inc
Mattucci Stephen Charles -- None Available
Mattucci Stephen Charles -- --
Mattucci Stephen Charles $184,000 --
Paruszewski John J $68,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kerstetter Buffie J $436,939
Previous Owner Hallquist Kerin $203,200
Previous Owner Mattucci Stephen Charles $180,000
Previous Owner Mattucci Stephen Charles $40,000
Previous Owner Paruszewski John J $54,400
Closed Mattucci Stephen Charles --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/05/2021 03/05/21 Sold $445,000 -1.1% $220 / Sq Ft
01/23/2021 01/23/21 Pending -- -- --
11/06/2020 11/06/20 For Sale $449,992 +77.2% $222 / Sq Ft
04/30/2014 04/30/14 Sold $254,000 0.0% $99 / Sq Ft View Prior Sale
01/31/2014 01/31/14 Pending -- -- --
01/29/2014 01/29/14 Off Market $254,000 -- --
01/07/2014 01/07/14 Price Changed $249,999 -3.8% $97 / Sq Ft
12/07/2013 12/07/13 For Sale $259,900 +2.3% $101 / Sq Ft
12/07/2013 12/07/13 Off Market $254,000 -- --
10/24/2013 10/24/13 Price Changed $259,900 -1.9% $101 / Sq Ft
09/19/2013 09/19/13 Price Changed $265,000 -3.6% $103 / Sq Ft
08/06/2013 08/06/13 For Sale $275,000 -- $107 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,715 $382,033 $0 $0
2024 $3,220 $363,000 $96,300 $266,700
2023 $2,750 $335,600 $0 $0
2022 $3,367 $308,200 $0 $0
2021 $3,300 $280,800 $96,300 $184,500
2020 $3,295 $280,433 $0 $0
2019 $3,230 $280,067 $0 $0
2018 $3,286 $279,700 $96,300 $183,400
2017 $3,146 $279,700 $0 $0
2016 $3,299 $279,700 $0 $0
2015 $3,299 $293,700 $0 $0
2014 $3,551 $293,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCC171754

Bright MLS

APN: 02-025051

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