NOT LISTED FOR SALE

Estimated Value: $828,000 - $888,000

4 Beds
4.5 Baths
3,868 Sq Ft
$224/Sq Ft Est. Value

Last Sold October 14, 2022

Last sale price $770,000 $199 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $6,620/month

Highlights

  • Clubhouse
  • Property is near a park
  • Vaulted Ceiling
  • Ferson Creek Elementary School Rated A
  • Recreation Room
  • Wood Flooring

About This Home

As of October 2022

Stunning, updated custom home in St. Charles School District with rare first floor master suite! Master bathroom is completely updated with walk-in shower, double vanity and free-standing tub. Gorgeous hardwood floors on entire first floor and custom millwork throughout. Work from home in the front facing office with bay window, vaulted ceiling and built-in bookcases. Two story family room with amazing views of the private backyard and stone gas fireplace. Updated kitchen with white cabinets, granite counters, walk-in pantry and breakfast nook that is surrounded by windows. Convenient first floor laundry room with extra storage closet. Bathrooms are all updated. Second floor has a loft and three spacious bedrooms with walk-in closets and wood laminate flooring. Second bedroom has a private bathroom, and bedrooms two and three have a Jack-and-Jill bathroom. The English basement is the perfect entertaining space with a large custom bar with wine refrigerator, space for a large gathering, 5th bedroom, full bathroom and a custom wine room with glass door entry that will knock your socks off! Wine is stored in terra cotta wine racks to keep cool, and the room is temperature controlled with built in ventilation. All of this plus ample storage and workout space. The backyard is lush and private and has two tiered deck with natural gas access, fire pit, and even a hot tub. Three car garage is impeccable and has epoxy flooring and workshop. Designer lifetime roof is only 5 years old. New appliances, new A/C and hot water tank. Radon mitigation system installed and brand new smoke/carbon detectors. This home has been impeccably maintained and is truly move-in ready. Reserve Court is a semi private road of custom homes with a single entrance located just outside of the main subdivision. Enjoy all that Thornwood has to offer including the community clubhouse, pool, and sports core with basketball, tennis, & volleyball courts, as well as parks and miles of biking/walking trails.

Last Agent to Sell the Property

Carolyn Chesta

Baird & Warner Fox Valley - Geneva License #475167797 Listed on: 09/17/2022

Baird & Warner Fox Valley -  Geneva

Last Buyer's Agent

Tamara O'Connor

Premier Living Properties License #475110537

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,351

Year Built

  • Built in 2004

Lot Details

  • 0.31

HOA Fees

  • $39 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,868 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Loft
  • Home Gym
  • Wood Flooring

Kitchen

  • Breakfast Bar
  • Double Oven
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Home Security

  • Home Security System
  • Intercom

Outdoor Features

  • Brick Porch or Patio
  • Fire Pit

Schools

  • Ferson Creek Elementary School
  • Thompson Middle School
  • St Charles North High School

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Heating System Uses Natural Gas

Additional Features

  • Lot Dimensions are 126x105x140x104
  • Property is near a park

Community Details

Overview

  • Association fees include clubhouse, pool
  • Caruso Mgmt Association, Phone Number (630) 717-7188
  • Thornwood Reserve Subdivision
  • Property managed by Caruso Mgmt

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,351

Year Built

Built in 2004

Lot Details

0

HOA Fees

$39 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Thornwood Reserve
  • Year Built: 2004
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Disposal
  • Basement: Full
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Bar-Wet, Hardwood Floors, First Floor Bedroom, First Floor Laundry, First Floor Full Bath
  • LivingArea: 3868
  • Other Equipment: Security System, Intercom, Ceiling Fan(s), Sump Pump
  • Room Type: Bedroom 5, Exercise Room, Loft, Office, Recreation Room
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 3699
  • Basement Description: Finished
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room,Other
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Brick Paver Patio, Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 759000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Brick

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Type: Eating Area-Table Space

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Zoned
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 117
  • Association Fee Frequency: Quarterly
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Caruso Mgmt
  • Management Contact Name: Caruso Mgmt
  • Management Phone: 630-717-7188
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Clubhouse, Pool

Schools

  • Elementary School: Ferson Creek Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 126X105X140X104
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 17350.9
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 17, 2022
Closed on
Oct 5, 2022
Sold by
Woolwine Glenn M and Woolwine Diane C
Bought by
Banafoe Dunstan A and Banafoe Angela
Seller's Agent
Carolyn Chesta
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Tamara O'Connor
Premier Living Properties
List Price
$759,000
Sold Price
$770,000
Premium/Discount to List
$11,000
1.45%
Total Days on Market
0
Views
26
Current Estimated Value
$867,346

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$97,346
Avg. Annual Appreciation
4.61%
Original Mortgage
$477,400
Outstanding Balance
$461,102
Interest Rate
5.66%
Mortgage Type
New Conventional
Estimated Equity
$406,244

Purchase Details

Closed on
Mar 16, 2011
Sold by
Astoria Federal Savings & Loan Associati
Bought by
Nafziger Matthew J and Nafziger Diane L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,300
Interest Rate
4.77%
Mortgage Type
Unknown

Purchase Details

Closed on
May 25, 2010
Sold by
Panagakos Misty
Bought by
Astoria Federal Savings & Loan Associati

Purchase Details

Closed on
Mar 3, 2004
Sold by
Sebern Homes Inc
Bought by
Panagakos Misty D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$465,000
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 18, 2004
Sold by
The State Bank Of Geneva Land Trust
Bought by
Sebern Homes Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$465,000
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Similar Homes in the area

  • 722 Waters Edge Dr, South Elgin, IL 60177

    $850,000

    • 4 Beds
    • 4.5 Baths
    • 4,980 Sq Ft
    • 722 Waters Edge Dr
    • South Elgin, IL

    Gorgeous 5 Bedroom, 4.5 Bath, 3 Car Garage Executive Home on a Premium lot in the highly sought after Thornwood Pool and Clubhouse Community! This Custom Keim Built home offers an expansive 1st floor with a 2 story foyer, hardwood flooring, custom millwork throughout, wrought iron stair railing and an office that can also serve as a 6th bedroom if needed. The grand family room offers a vaulted

    Erica Hauser Keller Williams Inspire - Geneva

    Section Image
  • 4 Persimmon Ln, South Elgin, IL 60177

    $710,000

    • 4 Beds
    • 4.5 Baths
    • 2,901 Sq Ft
    • 4 Persimmon Ln
    • South Elgin, IL

    Welcome Home! Step into this stunning beautiful home! Nestled in Thornwood community with awesome Clubhouse, Pool, Tennis Court, miles of bike/walking trails and much more! Home features 5 bedrooms with additional guest suite in basement, 4-1/2 baths and a spacious 3-car garage. Hardwood floors throughout the entire main level. The natural lighting enhances the entire home with HUGE windows in

    Mayra Gallardo Berkshire Hathaway HomeServices Starck Real Estate

    Section Image
  • 37W250 Mission Hills Dr, Saint Charles, IL 60175

    $935,000

    • 4 Beds
    • 6 Baths
    • 4,500 Sq Ft
    • 37W250 Mission Hills Dr
    • Saint Charles, IL

    Custom home on a 2 acre lot with so many upgrades. Gourmet kitchen with center island, new granite countertops, NEW high end stainless steel appliances, walk in pantry and 42" designer cabinets. Re-Finished Hardwood Floors, 2-story family room with stone fireplace. 2nd floor loft with built ins. Gorgeous finished English basement with a lot of natural light, brick fireplace, bedroom, theatre, and

    Kirk Bennett ByOwner.com

    Section Image
  • 36W703 Whispering Trail, Saint Charles, IL 60175

    $825,000

    • 4 Beds
    • 4.5 Baths
    • 5,782 Sq Ft
    • 36W703 Whispering Trail
    • Saint Charles, IL

    Welcome to this beautifully maintained custom home, perfectly situated on 1.7 acres of mature, landscaped grounds in the prestigious Silver Glen Estates. From the moment you arrive, the semicircle driveway and grand two-story foyer set the tone for the light-filled, open-concept design that flows throughout the home. Step into a spacious floor plan ideal for both everyday living and effortless

    Jacqueline Murray @properties Christie's International Real Estate

    Section Image
  • 7n627 East Dr, South Elgin, IL 60177

    $950,000

    • 4 Beds
    • 4.5 Baths
    • 5,897 Sq Ft
    • 7n627 East Dr
    • South Elgin, IL

    **St. Charles D303 Schools** Tucked away on 2.65 acres of lush land with all the amenities you could want, plus a guest house and a barn! 2 story home built in 2006, 5897 sq ft of living space, attached 3.5 car garage, 5 bedrooms, including a first floor master suite, 4.5 bathrooms, gourmet kitchen, full finished walkout basement with wet bar, wine cellar and bedroom. A 2-story foyer welcomes you

    Katie Fish Keller Williams Inspire - Geneva

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Banafoe Dunstan A $770,000 --
Nafziger Matthew J $504,000 Fidelity
Astoria Federal Savings & Loan Associati -- None Available
Panagakos Misty D $620,000 Chicago Title Insurance Comp
Sebern Homes Inc -- Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Banafoe Dunstan A $477,400
Previous Owner Woolwine Glenn M $210,000
Previous Owner Woolwine Glenn M $236,500
Previous Owner Woolwine Glenn M $135,000
Previous Owner Woolwine Glenn M $50,000
Previous Owner Nafziger Matthew J $50,300
Previous Owner Nafziger Matthew J $402,896
Previous Owner Panagakos Misty D $663,000
Previous Owner Panagakos Misty D $650,000
Previous Owner Panagakos Misty D $650,000
Previous Owner Panagakos Misty D $465,000
Previous Owner First Fsb $1,500,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/14/2022 10/14/22 Sold $770,000 +1.4% $199 / Sq Ft
09/17/2022 09/17/22 Pending -- -- --
09/17/2022 09/17/22 For Sale $759,000 -- $196 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $20,546 $237,745 $39,996 $197,749
2022 $18,051 $212,633 $39,843 $172,790
2021 $17,351 $202,681 $37,978 $164,703
2020 $17,278 $198,902 $37,270 $161,632
2019 $17,127 $196,224 $36,532 $159,692
2018 $17,755 $202,385 $39,049 $163,336
2017 $17,728 $204,112 $37,713 $166,399
2016 $18,532 $196,943 $36,388 $160,555
2015 -- $189,257 $35,996 $153,261
2014 -- $186,502 $35,996 $150,506
2013 -- $181,855 $49,990 $131,865
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11619358

Midwest Real Estate Data (MRED)

APN: 09-05-352-011