S
Seller's Agent in 2025
Samantha Mollo
Residential Properties Ltd.
1 in this area
2 Total Sales
89 Emerald St Gardner, MA 01440
3
Beds
2
Baths
1,100
Sq Ft
7,405
Sq Ft Lot
Highlights
- Medical Services
- Property is near public transit
- No HOA
- Colonial Architecture
- Corner Lot
- Covered Patio or Porch
About This Home
As of October 2025This beautifully updated colonial is move-in ready and has been completely renovated from top to bottom. Improvements include new siding, roof, kitchen, bathrooms, flooring, paint, fixtures, furnace, electrical, plumbing, and more. The kitchen offers granite countertops, a modern tile backsplash, and brand new Frigidaire stainless steel appliances with ice and water hookup. LED recessed lighting throughout the home adds a bright and modern feel. Upstairs, the main bedroom includes a bonus room that can be used as an office, nursery, or additional living space. It connects to a private bathroom with updated finishes and a stylish sliding barn door. Outside, the new wraparound farmer’s porch features recessed lighting and modern fixtures, creating a welcoming space to relax. The corner lot includes a manageable yard and a separate upper parking area for added convenience. This home is ready for its next chapter. Showings available by appointment.
Last Buyer's Agent
Jacob Irving
Irving Realty
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,085
Year Built
- Built in 1880
Lot Details
- 7,405 Sq Ft Lot
- Stone Wall
- Corner Lot
- Property is zoned R1
Home Design
- Colonial Architecture
- Stone Foundation
- Frame Construction
- Blown Fiberglass Insulation
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,100 Sq Ft Home
- Recessed Lighting
- Insulated Windows
- Insulated Doors
- Vinyl Flooring
- Storm Doors
Kitchen
- Oven
- Range
- ENERGY STAR Qualified Refrigerator
- Plumbed For Ice Maker
- ENERGY STAR Qualified Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary bedroom located on second floor
- 2 Full Bathrooms
Laundry
- Laundry on main level
- Washer and Electric Dryer Hookup
Unfinished Basement
- Basement Fills Entire Space Under The House
- Block Basement Construction
Parking
- 4 Car Parking Spaces
- Off-Street Parking
Outdoor Features
- Covered Deck
- Covered Patio or Porch
- Rain Gutters
Location
- Property is near public transit
Schools
- Gardner Elementary School
- Gardner High School
Utilities
- No Cooling
- 2 Heating Zones
- Baseboard Heating
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 2776,3536059
Community Details
Overview
- No Home Owners Association
Amenities
- Medical Services
- Shops
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 8, 2025
Closed on
Oct 16, 2025
Sold by
Consiglio Frank and Griffin Kyle
Bought by
Pineda Daniel and Pineda Bridget
Seller's Agent
Samantha Mollo
Residential Properties Ltd.
Buyer's Agent
Jacob Irving
Irving Realty
List Price
$345,000
Sold Price
$365,000
Premium/Discount to List
$20,000
5.8%
Views
77
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-17.53%
Original Mortgage
$358,388
Outstanding Balance
$358,064
Interest Rate
6.5%
Mortgage Type
FHA
Estimated Equity
-$6,189
Purchase Details
Listed on
Dec 1, 2023
Closed on
Feb 7, 2024
Sold by
Ackerman Robert
Bought by
Griffin Kyle and Consiglio Frank
Seller's Agent
Robert Ackerman
Sapphire Real Estate
Buyer's Agent
Alison Fiorenzi
Cordaville Realty
List Price
$339,900
Sold Price
$345,000
Premium/Discount to List
$5,100
1.5%
Views
195
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.39%
Original Mortgage
$305,000
Interest Rate
6.61%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Listed on
May 4, 2023
Closed on
Jul 17, 2023
Sold by
J & T Prop Invs 5079 Llc
Bought by
Ackerman Robert
Seller's Agent
Doug Tammelin
Coldwell Banker Realty - Leominster
Buyer's Agent
Robert Ackerman
Sapphire Real Estate
List Price
$250,000
Sold Price
$211,000
Premium/Discount to List
-$39,000
-15.6%
Views
671
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
148.56%
Purchase Details
Listed on
Aug 25, 2021
Closed on
Dec 28, 2021
Sold by
Chapman Raymond and Chapman Mary T
Bought by
Jt Property Invs 5079 Llc
Seller's Agent
Kerri Mulvey
Moor Realty Group
Buyer's Agent
Doug Tammelin
Coldwell Banker Realty - Leominster
List Price
$150,000
Sold Price
$128,000
Premium/Discount to List
-$22,000
-14.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
37.77%
Purchase Details
Closed on
Oct 2, 2006
Sold by
Lindstrom Helen M and Diotalevi Joseph J
Bought by
Chapman Mary T and Chapman Raymond
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.52%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $365,000 | -- | |
| Quit Claim Deed | $345,000 | None Available | |
| Quit Claim Deed | $211,000 | None Available | |
| Quit Claim Deed | $128,000 | None Available | |
| Deed | $137,500 | -- | |
| Deed | $137,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $358,388 | FHA | |
| Previous Owner | $305,000 | Purchase Money Mortgage | |
| Previous Owner | $100,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/16/2025 10/16/25 | Sold | $365,000 | +5.8% | $332 / Sq Ft | |
| 09/14/2025 09/14/25 | Pending | -- | -- | -- | |
| 09/08/2025 09/08/25 | For Sale | $345,000 | 0.0% | $314 / Sq Ft | |
| 02/07/2024 02/07/24 | Sold | $345,000 | +3.0% | $314 / Sq Ft | View Prior Sale |
| 01/01/2024 01/01/24 | Pending | -- | -- | -- | |
| 12/27/2023 12/27/23 | Price Changed | $334,900 | -1.5% | $304 / Sq Ft | |
| 12/01/2023 12/01/23 | For Sale | $339,900 | +61.1% | $309 / Sq Ft | |
| 07/24/2023 07/24/23 | Sold | $211,000 | -12.0% | $198 / Sq Ft | View Prior Sale |
| 07/11/2023 07/11/23 | Pending | -- | -- | -- | |
| 06/06/2023 06/06/23 | Price Changed | $239,900 | -4.0% | $226 / Sq Ft | |
| 05/04/2023 05/04/23 | For Sale | $250,000 | +95.3% | $235 / Sq Ft | |
| 12/30/2021 12/30/21 | Sold | $128,000 | -14.7% | $120 / Sq Ft | View Prior Sale |
| 12/02/2021 12/02/21 | Pending | -- | -- | -- | |
| 08/25/2021 08/25/21 | For Sale | $150,000 | -- | $141 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $51 | $354,100 | $67,000 | $287,100 |
| 2024 | $2,943 | $196,300 | $61,000 | $135,300 |
| 2023 | $2,240 | $138,900 | $60,100 | $78,800 |
| 2022 | $2,775 | $149,300 | $45,500 | $103,800 |
| 2021 | $2,649 | $132,200 | $39,500 | $92,700 |
| 2020 | $2,554 | $129,400 | $39,500 | $89,900 |
| 2019 | $2,437 | $121,000 | $39,500 | $81,500 |
| 2018 | $2,264 | $111,700 | $39,500 | $72,200 |
| 2017 | $2,513 | $122,700 | $39,500 | $83,200 |
| 2016 | $2,338 | $114,200 | $39,500 | $74,700 |
| 2015 | $2,240 | $112,100 | $39,500 | $72,600 |
| 2014 | $2,179 | $115,500 | $43,900 | $71,600 |
Source: Public Records
Agents Affiliated with this Home
-
Samantha Mollo
-
J
Buyer's Agent in 2025
Jacob Irving
Irving Realty
-
Robert Ackerman
R
Seller's Agent in 2024
Robert Ackerman
Sapphire Real Estate
2 in this area
10 Total Sales
-
Alison Fiorenzi
Buyer's Agent in 2024
Alison Fiorenzi
Cordaville Realty
1 in this area
8 Total Sales
-
Doug Tammelin
Seller's Agent in 2023
Doug Tammelin
Coldwell Banker Realty - Leominster
(978) 514-3423
13 in this area
169 Total Sales
-
Kerri Mulvey
Seller's Agent in 2021
Kerri Mulvey
Moor Realty Group
(781) 989-0305
3 in this area
77 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73427602
APN: GARD-000022M-000025-000011
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