$397,500
OPEN SUN 1PM - 3PM

89 Riverside Dr Palmyra, VA 22963

Estimated payment $2,371/month

Total Views 12,177
3 Beds
2.5 Baths
1,568 Sq Ft
$254 Price per Sq Ft

Highlights

  • Views of Trees
  • Covered Patio or Porch
  • Walk-In Closet
  • Vaulted Ceiling
  • Soaking Tub
  • Kitchen Island

About This Home

Open Sunday 3/1 from 1-3! Spacious 3 bedroom colonial is filled with special features and upgrades! HARDWOOD FLOORS throughout the main level, GRANITE COUNTERTOPS, huge FENCED BACK YARD, 2 car GARAGE, woodburning FIREPLACE, DUAL ZONE heat pumps and more. There are endless uses for the full sized climate controlled "crawl" space with concrete floor: think man cave, workshop, hobby room or just extra storage! Enjoy the outdoors from multiple spots: a rocking chair on the full front porch, grilling on the rear deck, relaxing in the inflatable hot tub on the covered patio or sit by the fire pit on a chilly fall evening. There's plenty of room for a crowd inside too with a huge 27x12 living room, sunny white kitchen featuring center island with seating that's open to a spacious dining area. Upstairs are 3 large bedrooms including owners suite with a vaulted ceiling and luxury bathroom with a garden tub and separate shower. There's even plenty of parking with a circular paved driveway (plus 2 car garage) and its located just 5 minutes from shopping and restaurants, and access to all the amenities Lake Monticello has to offer! 350 acre lake, 18 hole golf course, 5 beaches, resort style pool and so much more!

Listing Agent

Tara Savage

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225044570 Listed on: 01/15/2026

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Co-Listing Agent

SAVAGE & COMPANY

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225044570

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,500

Year Built

  • Built in 2002

Lot Details

  • 0.34 Acre Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $122 per month

Parking

  • 2 Car Garage
  • Basement Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Views of Trees
  • Washer and Dryer Hookup

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Soaking Tub

Outdoor Features

  • Covered Patio or Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Heat Pump System
  • Underground Utilities

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A 6 32

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,500

Year Built

Built in 2002

Lot Details

0.34 Acres

HOA Fees

$122 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A 6 32
  • Property Sub Type: Detached
  • LotSizeAcres: 0.34
  • Road Frontage Type: Private Road
  • Co List Office Mls Id: 340
  • Co List Office Phone: 434-220-2200
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1568.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • BelowGradeUnfinishedArea: 784.0
  • Special Features: OpenHouse

Interior Features

  • Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
  • Basement: Crawl Space, Exterior Entry, Heated, Walk-Out Access
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Interior Amenities: Walk-In Closet(s), Kitchen Island, Vaulted Ceiling(s)
  • Living Area: 1568.0
  • Main Level Bathrooms: 1
  • Stories: 2
  • Window Features: Insulated Windows, Vinyl

Exterior Features

  • Roof: Architectural
  • View: Residential, Trees/Woods
  • Disclosures: Seller Disclosure
  • Exclusions: 2 freezers in basement area
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Deck, Front Porch, Patio, Porch

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Asphalt, Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener

Utilities

  • Heating: Heat Pump
  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Electric: Underground
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1460.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Landscaped, Level, Native Plants
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 2002

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2500.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,679 $357,200 $30,000 $327,200
2024 $21 $253,300 $30,000 $223,300
2023 $2,138 $253,300 $30,000 $223,300
2022 $1,897 $218,000 $25,000 $193,000
2021 $1,897 $218,000 $25,000 $193,000
2020 $1,919 $207,500 $25,000 $182,500
2019 $1,919 $207,500 $25,000 $182,500
2018 $1,736 $191,400 $25,000 $166,400
2017 $1,736 $191,400 $25,000 $166,400
2016 $1,680 $183,200 $25,000 $158,200
2015 $1,409 $183,200 $25,000 $158,200
2014 $1,409 $160,100 $25,000 $135,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/15/2026 01/15/26 For Sale $397,500 +10.4% $254 / Sq Ft
10/15/2024 10/15/24 Sold $360,000 +2.9% $230 / Sq Ft View Prior Sale
09/17/2024 09/17/24 Pending -- -- --
09/14/2024 09/14/24 For Sale $349,900 -4.4% $223 / Sq Ft
04/11/2024 04/11/24 Sold $366,000 +4.9% $233 / Sq Ft View Prior Sale
03/17/2024 03/17/24 Pending -- -- --
03/11/2024 03/11/24 For Sale $349,000 +2.2% $223 / Sq Ft
05/31/2023 05/31/23 Sold $341,500 +1.9% $218 / Sq Ft View Prior Sale
04/25/2023 04/25/23 Pending -- -- --
04/19/2023 04/19/23 For Sale $335,000 +13.6% $214 / Sq Ft
08/05/2021 08/05/21 Sold $295,000 +2.8% $188 / Sq Ft View Prior Sale
07/04/2021 07/04/21 Pending -- -- --
07/01/2021 07/01/21 For Sale $287,000 -- $183 / Sq Ft
Source: Charlottesville area Association of Realtors®

Purchase History

Date Type Sale Price Title Company
Deed $360,000 Chicago Title
Deed $366,000 Chicago Title
Warranty Deed $341,500 Westcor Land Title
Deed $295,000 Old Republic National Title
Deed $215,000 Chicago Title
Bargain Sale Deed $178,000 Chicago Title Insurance Comp
Warranty Deed $226,750 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $18,000 New Conventional
Open $353,479 FHA
Previous Owner $273,200 New Conventional
Previous Owner $265,500 New Conventional
Previous Owner $221,212 New Conventional
Previous Owner $181,400 New Conventional
Source: Public Records

Source: Charlottesville area Association of Realtors®

MLS Number: 672555

Charlottesville area Association of Realtors®

APN: 18A 6 32

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