$1,225,000
SOLD NOV 25, 2025
Last list price

890 McCaffery Rd Bigfork, MT 59911

5 Beds
2 Baths
2,321 Sq Ft
9.26 Acres

Recently Sold

$528 Per Sq Ft

96 Days on Market

Highlights

  • Lake Front
  • Horses Allowed On Property
  • Fishing
  • Docks
  • Greenhouse
  • RV or Boat Parking

About This Home

As of November 2025

Rare Montana Lakefront Retreat! Nestled on the shores of McCaffery Lake, this extraordinary 9-acre property offers approximately 350 feet of private lake frontage, beautifully landscaped grounds, and sweeping mountain views—all just minutes from Bigfork. The thoughtfully designed 5-bedroom, 2-bath home features a bright, open layout with large windows that showcase the views, new LVP flooring (2018), and a remodeled kitchen (2019) highlighted by marble countertops and stainless steel appliances. The dining area boasts a tongue-and-groove ceiling, while the cozy wood stove adds warmth and charm. The daylight walkout basement enjoys stunning lake views and offers flexible living space, complete with another wood stove, perfect for guest quarters, multigenerational living, or a private retreat. A separate 1-bedroom, 1-bath guest house expands the possibilities, whether you’re hosting guests, offering extended stays, or generating rental income. Outside, the property is equally impressive with a heated double garage, an insulated workshop, RV parking, and a large greenhouse. A fenced garden produces raspberries, grapes, and more, while mature trees—including apple, choke cherry, pear, plum, chestnut, elm, Norway maples, and lilacs—create a vibrant, park-like setting. With gently rolling pastures and fencing already in place, this property is also ideal for horses, with room to add a barn or corrals if desired. Whether you’re fishing for trout and bass on McCaffery Lake, tending to your orchard and garden, riding through the fields, or simply soaking in the peace and wildlife that surround you, this rare retreat offers the perfect balance of privacy, practicality, and Montana beauty.

Last Agent to Sell the Property

Curtis Chapman

Performance Real Estate, Inc. License #RRE-RBS-LIC-99254 Listed on: 07/19/2025

Last Buyer's Agent

Tiffany MacKenzie

Glacier Sotheby's International Realty Bigfork License #RRE-RBS-LIC-32116

Glacier Sotheby's International Realty Bigfork

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,093

Year Built

  • Built in 1980

Lot Details

  • 9.26 Acre Lot
  • Lake Front
  • Property fronts a county road
  • Poultry Coop
  • Split Rail Fence
  • Partially Fenced Property
  • Landscaped
  • Secluded Lot
  • Level Lot
  • Orchard
  • Wooded Lot
  • Garden
  • Property is zoned Agricultural, SAG-5 SUBURBAN AGRICULTURAL

Parking

  • 2 Car Garage
  • 1 Carport Space
  • RV or Boat Parking

Property Views

  • Lake
  • Trees
  • Mountain

Home Design

  • Poured Concrete
  • Wood Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,321 Sq Ft Home
  • Property has 1 Level
  • Living Quarters
  • Central Vacuum
  • 2 Fireplaces
  • Wood Burning Stove

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Natural lighting in basement

Outdoor Features

  • Docks
  • Dock Available
  • Deck
  • Fire Pit
  • Greenhouse
  • Shed

Horse Facilities and Amenities

  • Horses Allowed On Property

Utilities

  • Heating System Uses Propane
  • Baseboard Heating
  • Propane
  • Water Rights
  • Well
  • Water Softener
  • Septic Tank
  • Private Sewer
  • High Speed Internet
  • Phone Available

Listing and Financial Details

  • Assessor Parcel Number 07383618101130000

Community Details

Overview

  • No Home Owners Association
  • Community Lake

Recreation

  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,093

Year Built

Built in 1980

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1980
  • Directions: Hwy 35, east onto McCaffery Road for approx. 2.5 miles.From Hwy 83, head east, turn left/north onto Echo Lake Road, then turn west/left on McCaffery Road travel about 1.3 miles. Property on the south/left hand side.
  • Listing I D: 30054150
  • Horses: Yes
  • Lot Size Acres: 9.26
  • Lot Size: 403366 Square Feet
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Water Body Name: McCaffery Lake
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Basement: Daylight, Finished, Walk-Out Access
  • Interior Amenities: Additional Living Quarters, Central Vacuum
  • Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Water Softener, Washer
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1024.0
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 2321.0

Exterior Features

  • Exterior Feat.: Dock, Fire Pit, Garden, RV Hookup, Storage, Propane Tank - Leased
  • Roof: Metal
  • Fencing: Barbed Wire, Perimeter, Partial, Split Rail
  • Lot Features: Garden, Landscaped, Orchard(s), Secluded, Views, Wooded, Level
  • Topography: Level,Sloping,Varied
  • View: Lake, Mountain(s), Trees/Woods
  • View: Yes
  • Waterfront Features: Dock Access, Lake, Waterfront
  • Waterfront: Yes
  • Construction Type: Wood Siding, Wood Frame
  • Foundation Details: Poured
  • Other Structures: Cabin, Greenhouse, Poultry Coop, Shed(s)
  • Patio And Porch Features: Deck
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Garage Spaces: 2.0
  • Parking Features: RV Access/Parking

Utilities

  • Utilities: Electricity Connected, High Speed Internet Available, Propane, Phone Available
  • Heating: Baseboard, Electric, Propane, Wood Stove
  • Laundry Features: Washer Hookup
  • Heating Yn: Yes
  • Sewer: Private Sewer, Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Fishing, Lake
  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: District No. 38

Lot Info

  • Zoning: Agricultural
  • Lot Size Sq Ft: 403365.6
  • Parcel #: 07383618101130000
  • Zoning Description: SAG-5 SUBURBAN AGRICULTURAL

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5093.38

Multi Family

  • Above Grade Finished Area Units: Square Feet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 19, 2025
Closed on
Nov 12, 2025
Sold by
Dowling Christopher
Bought by
Smith Danielle Norton and Smith Mary Norton
Seller's Agent
Curtis Chapman
Performance Real Estate, Inc.
Buyer's Agent
Tiffany MacKenzie
Glacier Sotheby's International Realty Bigfork
List Price
$1,495,000
Views
89

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
154.29%

Purchase Details

Listed on
Jul 23, 2018
Closed on
Jul 12, 2018
Sold by
Dawson Frankie L and Dawson Valorie R
Bought by
Dowling Christopher and Dowling Tanya L
Seller's Agent
Not Member
the MLS
Buyer's Agent
Peggy Reichardt
American Dream Properties
List Price
$515,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.68%
Original Mortgage
$290,000
Interest Rate
4.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Fidelity National Title
Warranty Deed -- Insured Titles
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $290,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/25/2025 11/25/25 Sold -- -- --
10/15/2025 10/15/25 Price Changed $1,225,000 -9.2% $528 / Sq Ft
09/25/2025 09/25/25 Price Changed $1,349,000 -3.3% $581 / Sq Ft
08/09/2025 08/09/25 Price Changed $1,395,000 -6.7% $601 / Sq Ft
07/19/2025 07/19/25 For Sale $1,495,000 +190.3% $644 / Sq Ft
07/23/2018 07/23/18 Sold -- -- -- View Prior Sale
07/23/2018 07/23/18 Pending -- -- --
07/23/2018 07/23/18 For Sale $515,000 -- $222 / Sq Ft
Source: Montana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,415 $1,194,440 $0 $0
2024 $4,798 $952,500 $0 $0
2023 $4,860 $952,500 $0 $0
2022 $3,324 $497,300 $0 $0
2021 $3,646 $497,300 $0 $0
2020 $3,680 $478,070 $0 $0
2019 $3,540 $478,070 $0 $0
2018 $3,330 $426,300 $0 $0
2017 $2,996 $426,300 $0 $0
2016 $3,618 $488,200 $0 $0
2015 $3,347 $488,200 $0 $0
2014 $3,024 $265,424 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Montana Regional MLS

MLS Number: 30054150

Montana Regional MLS

APN: 07-3836-18-1-01-13-0000