$1,225,000
$270K PRICE DROP

890 McCaffery Rd Bigfork, MT 59911

Estimated payment $6,925/month

Total Views 9,652
5 Beds
2 Baths
2,321 Sq Ft
$528 Price per Sq Ft

Highlights

  • Lake Front
  • Horses Allowed On Property
  • Fishing
  • Docks
  • Greenhouse
  • RV or Boat Parking

About This Home

Rare Montana Lakefront Retreat! Nestled on the shores of McCaffery Lake, this extraordinary 9-acre property offers approximately 350 feet of private lake frontage, beautifully landscaped grounds, and sweeping mountain views—all just minutes from Bigfork. The thoughtfully designed 5-bedroom, 2-bath home features a bright, open layout with large windows that showcase the views, new LVP flooring (2018), and a remodeled kitchen (2019) highlighted by marble countertops and stainless steel appliances. The dining area boasts a tongue-and-groove ceiling, while the cozy wood stove adds warmth and charm. The daylight walkout basement enjoys stunning lake views and offers flexible living space, complete with another wood stove, perfect for guest quarters, multigenerational living, or a private retreat. A separate 1-bedroom, 1-bath guest house expands the possibilities, whether you’re hosting guests, offering extended stays, or generating rental income. Outside, the property is equally impressive with a heated double garage, an insulated workshop, RV parking, and a large greenhouse. A fenced garden produces raspberries, grapes, and more, while mature trees—including apple, choke cherry, pear, plum, chestnut, elm, Norway maples, and lilacs—create a vibrant, park-like setting. With gently rolling pastures and fencing already in place, this property is also ideal for horses, with room to add a barn or corrals if desired. Whether you’re fishing for trout and bass on McCaffery Lake, tending to your orchard and garden, riding through the fields, or simply soaking in the peace and wildlife that surround you, this rare retreat offers the perfect balance of privacy, practicality, and Montana beauty.

Listing Agent

Curtis Chapman

Performance Real Estate, Inc. License #RRE-RBS-LIC-99254 Listed on: 07/19/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,093

Year Built

  • Built in 1980

Lot Details

  • 9.26 Acre Lot
  • Lake Front
  • Property fronts a county road
  • Poultry Coop
  • Split Rail Fence
  • Partially Fenced Property
  • Landscaped
  • Secluded Lot
  • Level Lot
  • Orchard
  • Wooded Lot
  • Garden
  • Property is zoned Agricultural, SAG-5 SUBURBAN AGRICULTURAL

Parking

  • 2 Car Garage
  • 1 Carport Space
  • RV or Boat Parking

Property Views

  • Lake
  • Trees
  • Mountain

Home Design

  • Poured Concrete
  • Wood Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,321 Sq Ft Home
  • Property has 1 Level
  • Living Quarters
  • Central Vacuum
  • 2 Fireplaces
  • Wood Burning Stove

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Natural lighting in basement

Outdoor Features

  • Docks
  • Dock Available
  • Deck
  • Fire Pit
  • Greenhouse
  • Shed

Horse Facilities and Amenities

  • Horses Allowed On Property

Utilities

  • Heating System Uses Propane
  • Baseboard Heating
  • Propane
  • Water Rights
  • Well
  • Water Softener
  • Septic Tank
  • Private Sewer
  • High Speed Internet
  • Phone Available

Listing and Financial Details

  • Assessor Parcel Number 07383618101130000

Community Details

Overview

  • No Home Owners Association
  • Community Lake

Recreation

  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,093

Year Built

Built in 1980

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1980
  • Directions: Hwy 35, east onto McCaffery Road for approx. 2.5 miles.From Hwy 83, head east, turn left/north onto Echo Lake Road, then turn west/left on McCaffery Road travel about 1.3 miles. Property on the south/left hand side.
  • Listing I D: 30054150
  • Horses: Yes
  • Lot Size Acres: 9.26
  • Lot Size: 403366 Square Feet
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Water Body Name: McCaffery Lake
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Basement: Daylight, Finished, Walk-Out Access
  • Interior Amenities: Additional Living Quarters, Central Vacuum
  • Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Water Softener, Washer
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1024.0
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 2321.0

Exterior Features

  • Exterior Feat.: Dock, Fire Pit, Garden, RV Hookup, Storage, Propane Tank - Owned
  • Roof: Metal
  • Fencing: Barbed Wire, Perimeter, Partial, Split Rail
  • Lot Features: Garden, Landscaped, Orchard(s), Secluded, Views, Wooded, Level
  • Topography: Level,Sloping,Varied
  • View: Lake, Mountain(s), Trees/Woods
  • View: Yes
  • Waterfront Features: Dock Access, Lake, Waterfront
  • Waterfront: Yes
  • Construction Type: Wood Siding, Wood Frame
  • Foundation Details: Poured
  • Other Structures: Cabin, Greenhouse, Poultry Coop, Shed(s)
  • Patio And Porch Features: Deck
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Garage Spaces: 2.0
  • Parking Features: RV Access/Parking

Utilities

  • Utilities: Electricity Connected, High Speed Internet Available, Propane, Phone Available
  • Heating: Baseboard, Electric, Propane, Wood Stove
  • Laundry Features: Washer Hookup
  • Heating Yn: Yes
  • Sewer: Private Sewer, Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Fishing, Lake
  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: District No. 38

Lot Info

  • Zoning: Agricultural
  • Lot Size Sq Ft: 403365.6
  • Parcel #: 07383618101130000
  • Zoning Description: SAG-5 SUBURBAN AGRICULTURAL

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5093.38

Multi Family

  • Above Grade Finished Area Units: Square Feet

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,415 $1,194,440 $0 $0
2024 $4,798 $952,500 $0 $0
2023 $4,860 $952,500 $0 $0
2022 $3,324 $497,300 $0 $0
2021 $3,646 $497,300 $0 $0
2020 $3,680 $478,070 $0 $0
2019 $3,540 $478,070 $0 $0
2018 $3,330 $426,300 $0 $0
2017 $2,996 $426,300 $0 $0
2016 $3,618 $488,200 $0 $0
2015 $3,347 $488,200 $0 $0
2014 $3,024 $265,424 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/15/2025 10/15/25 Price Changed $1,225,000 -9.2% $528 / Sq Ft
09/25/2025 09/25/25 Price Changed $1,349,000 -3.3% $581 / Sq Ft
08/09/2025 08/09/25 Price Changed $1,395,000 -6.7% $601 / Sq Ft
07/19/2025 07/19/25 For Sale $1,495,000 +190.3% $644 / Sq Ft
07/23/2018 07/23/18 Sold -- -- -- View Prior Sale
07/23/2018 07/23/18 Pending -- -- --
07/23/2018 07/23/18 For Sale $515,000 -- $222 / Sq Ft
Source: Montana Regional MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Insured Titles
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $290,000 New Conventional
Source: Public Records

Source: Montana Regional MLS

MLS Number: 30054150

Montana Regional MLS

APN: 07-3836-18-1-01-13-0000