Seller's Agent in 2025
Debbie Spencer
Keller Williams Smoky Mountain
(865) 977-0770
1 in this area
8 Total Sales
891 Ness Ln Greenback, TN 37742
4
Beds
4
Baths
3,840
Sq Ft
19.07
Acres
Highlights
- Lake Front
- RV Garage
- Lake Property
- Guest House
- 19.07 Acre Lot
- Deck
About This Home
As of November 2025This incredible and unique property is situated on almost 20 acres with 1800 feet of waterfront on the stock filled and multiple spring fed Hammondtree Lake!. The recently remodeled main home is 3240 square feet and has a 2 car ''detached'' garage (but connected by a tunnel) and additional guest house, that could be used for a mother-in-law suite, rental apartment or an AirBNB. Other features include an in ground swimming pool with enclosed equipment room, a safety fence and a new 1200 square foot wood entertaining deck! There is an old pole barn with stalls and equipment storage areas, level and gently rolling pastoral land and wooded areas. The main home upgrades include a metal roof, two fireplaces 3 bedrooms, 3 bathrooms, beautiful kitchen cabinetry, stainless appliances, new paint, tiled walk-in showers, tile & wood flooring throughout, exterior stone and wood siding, HVAC unit is only 2 years old, and so much more. You'll love the large dining area overlooking your private lake and covered porches and uncovered decks that are featured in both the main and guest home. Go fishing every day on the private lake. Privacy and peace at its finest! This is luxury living, a prepper's paradise and small farm all in one! With a strong water well, independent septic tank, fenced pastures, you just add solar and this property can be off grid! An electrical panel has a brand new emergency backup EcoFlow Smart Panel 2, which can be powered by solar, a generator or the EcoFlow DELTA Pro Ultra. The long private driveway gently follows the lake, could be gated, and circles around to the main home and other structures. All this on UNRESTRICTED land! Priced to sell, taking you best offer now.
Last Agent to Sell the Property
Keller Williams Smoky Mountain License #375962 Listed on: 09/05/2025
Last Buyer's Agent
Non Member Non Member
Non-Member Office
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,766
Year Built
- Built in 1973
Lot Details
- 19.07 Acre Lot
- Lake Front
- Wood Fence
- Chain Link Fence
- Lot Has A Rolling Slope
- Wooded Lot
Parking
- 2 Car Garage
- 2 Carport Spaces
- Basement Garage
- Parking Available
- Garage Door Opener
- RV Garage
Property Views
- Lake
- Mountain
- Forest
Home Design
- Traditional Architecture
- Block Foundation
- Frame Construction
- Wood Siding
- Stone Siding
Interior Spaces
- 3,840 Sq Ft Home
- Living Quarters
- Cathedral Ceiling
- Ceiling Fan
- 3 Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Stone Fireplace
- Brick Fireplace
- Fireplace Features Masonry
- Vinyl Clad Windows
- Great Room
- Family Room
- Formal Dining Room
- Open Floorplan
- Bonus Room
- Finished Basement
- Walk-Out Basement
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Self-Cleaning Oven
- Range
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- 4 Full Bathrooms
- Walk-in Shower
Laundry
- Laundry Room
- Washer and Dryer Hookup
Outdoor Features
- Access To Lake
- Creek On Lot
- Lake Property
- Balcony
- Deck
- Covered Patio or Porch
Additional Homes
- Guest House
Schools
- Greenback Elementary And Middle School
- Greenback High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Well
- Septic Tank
- Internet Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 060 065.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 5, 2025
Closed on
Nov 5, 2025
Sold by
Spencer Deborah and Spencer Richard
Bought by
Merkel Anthony and Merkel Lindsay
Seller's Agent
Debbie Spencer
Keller Williams Smoky Mountain
Buyer's Agent
Non Member Non Member
Non-Member Office
List Price
$1,199,000
Sold Price
$1,209,000
Premium/Discount to List
$10,000
0.83%
Views
186
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-80.53%
Original Mortgage
$1,080,779
Outstanding Balance
$1,080,779
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
-$87,294
Purchase Details
Listed on
Oct 17, 2022
Closed on
Mar 2, 2023
Sold by
Geoghegan Patrick J and Geoghegan Angela C
Bought by
Spencer Deborah and Spencer Richard
Seller's Agent
Sara Price
The Dwight Price Group Realty Executives Associates
Buyer's Agent
Virginia Downs
Wallace
List Price
$1,200,000
Sold Price
$1,100,000
Premium/Discount to List
-$100,000
-8.33%
Views
100
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.69%
Original Mortgage
$1,139,600
Interest Rate
4%
Mortgage Type
VA
Purchase Details
Closed on
Jun 1, 2010
Sold by
Sawgrass Properties Inc
Bought by
Geoghegan Patrick J
Purchase Details
Closed on
Mar 29, 2007
Sold by
Reed Margaret R
Bought by
Viniegra Antonio J
Purchase Details
Closed on
Mar 27, 2007
Sold by
Michael Polt
Bought by
Viniegra Antonio J
Purchase Details
Closed on
Jul 23, 1991
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,209,000 | Southeast Title & Escrow | |
| Warranty Deed | $1,100,000 | Admiral Title Inc | |
| Deed | $200,000 | -- | |
| Deed | $425,000 | -- | |
| Deed | $10,000 | -- | |
| Warranty Deed | $23,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,080,779 | New Conventional | |
| Previous Owner | $1,139,600 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/05/2025 11/05/25 | Sold | $1,209,000 | +0.8% | $315 / Sq Ft | |
| 09/14/2025 09/14/25 | Pending | -- | -- | -- | |
| 09/05/2025 09/05/25 | For Sale | $1,199,000 | +9.0% | $312 / Sq Ft | |
| 03/29/2023 03/29/23 | Sold | $1,100,000 | -8.3% | $286 / Sq Ft | View Prior Sale |
| 02/05/2023 02/05/23 | Pending | -- | -- | -- | |
| 10/28/2022 10/28/22 | For Sale | $1,200,000 | -- | $312 / Sq Ft | |
| 10/17/2022 10/17/22 | Pending | -- | -- | -- |
Source: East Tennessee REALTORS® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,766 | $156,425 | $28,400 | $128,025 |
| 2023 | $2,207 | $187,550 | $0 | $0 |
| 2022 | $1,250 | $82,350 | $17,325 | $65,025 |
| 2021 | $1,250 | $82,350 | $17,325 | $65,025 |
| 2020 | $1,210 | $82,350 | $17,325 | $65,025 |
| 2019 | $1,210 | $67,100 | $16,575 | $50,525 |
| 2018 | $1,210 | $67,100 | $16,575 | $50,525 |
| 2017 | $877 | $67,100 | $16,575 | $50,525 |
| 2016 | $870 | $46,825 | $14,325 | $32,500 |
| 2015 | $870 | $46,825 | $14,325 | $32,500 |
| 2014 | $870 | $46,825 | $14,325 | $32,500 |
Source: Public Records
Agents Affiliated with this Home
-
Debbie Spencer
-
N
Buyer's Agent in 2025
Non Member Non Member
Non-Member Office
-
S
Seller's Agent in 2023
Sara Price
The Dwight Price Group Realty Executives Associates
-
Dwight Price
Seller Co-Listing Agent in 2023
Dwight Price
The Dwight Price Group Realty Executives Associates
(865) 898-2120
19 in this area
861 Total Sales
-
V
Buyer's Agent in 2023
Virginia Downs
Wallace
-
V
Buyer's Agent in 2023
Virginia Kaftan
United Real Estate Solutions
Map
Source: East Tennessee REALTORS® MLS
MLS Number: 1314445
APN: 060-065.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X, LLC dba Homes.com, local broker - Arlene Richardson - 888-952-6393.
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