NOT LISTED FOR SALE

8928 Elsberry Way Ooltewah, TN 37363

Estimated Value: $638,317 - $682,000

4 Beds
2.5 Baths
3,204 Sq Ft
$208/Sq Ft Est. Value

Last Sold August 22, 2022

Last sale price $604,000 $189 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $3,757/month

31 Days on Market

Highlights

  • Water Views
  • Clubhouse
  • Contemporary Architecture
  • Ooltewah Elementary School Rated A-
  • Deck
  • Wood Flooring

About This Home

As of August 2022

This is the home you have been searching for! Gorgeous home in the much sought-after gated community Retreat at White Oak. The community offers a pool, tennis courts, clubhouse, and play area. Take a step inside and you will immediately notice the craftsmanship of this home with the open floor plan, built in bookshelves and coffered ceilings. The HUGE eat in kitchen comes with a custom built table made just for this space. The richness of this home continues throughout with coffered ceilings in the master suite as well as his and her closets. Wind down your days on the back patio enjoying the views of the community pond and surrounding mountains. The backyard has been newly fenced in and is ready for you to enjoy all your summer fun. This is a rare opportunity schedule your showing before its gone!

Last Buyer's Agent

Lori Montieth

Greater Chattanooga Realty, Keller Williams Realty License #320352,310349

Greater Chattanooga Realty, Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,189

Year Built

  • Built in 2016

Lot Details

  • 0.36 Acre Lot
  • Lot Dimensions are 102.16x152.72
  • Level Lot

HOA Fees

  • $67 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Stone Siding

Interior Spaces

  • 3,204 Sq Ft Home
  • Property has 3 Levels
  • Gas Fireplace
  • ENERGY STAR Qualified Windows
  • Living Room with Fireplace
  • Water Views
  • Crawl Space
  • Fire and Smoke Detector
  • Washer and Gas Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Ooltewah Elementary School
  • Hunter Middle School
  • Ooltewah High School

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 114O D 112

Community Details

Recreation

  • Tennis Courts
  • Community Playground

Additional Features

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,189

Year Built

Built in 2016

Lot Details

0

HOA Fees

$67 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Year Built: 2016
  • Unit Levels: Three Or More
  • Building Stories: 2
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Owner
  • Special Features: None
  • Stories: 2

Interior Features

  • Interior Amenities: Walk-In Closet(s), Primary Bedroom Main Floor
  • Appliances: Microwave, Disposal, Dishwasher
  • Fireplace Features: Living Room, Gas
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Carpet, Wood
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Has Basement: Crawl Space
  • Building Area Units: Square Feet
  • Living Area: 3204
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Owner

Exterior Features

  • Construction Type: Stone, Brick, Other
  • Patio And Porch Features: Deck, Covered, Patio, Porch
  • Pool Private: No
  • Roof: Other
  • View: Water
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Garage Faces Side
  • Total Parking Spaces: 2

Utilities

  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Utilities: Water Available

Condo/Co-op/Association

  • Association Fee: 800
  • Association Fee Frequency: Annually
  • Amenities: Clubhouse, Playground, Tennis Court(s)
  • Association: Yes
  • Senior Community: No
  • ResoAssociationFeeFrequency: Annually

Green Features

  • Efficiency: Windows

Lot Info

  • Lot Features: Level
  • Lot Size Acres: 0.36
  • Lot Size: 102.16X152.72
  • Lot Size Units: Acres
  • Parcel #: 114O D 112
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 2189

MLS Schools

  • Elementary School: Ooltewah Elementary School
  • High School: Ooltewah High School
  • Middle Or Junior School: Hunter Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 21, 2022
Closed on
Aug 22, 2022
Sold by
Titta James G
Bought by
Lovelace Lisa and Lovelace Allan
Buyer's Agent
Lori Montieth
Greater Chattanooga Realty, Keller Williams Realty
List Price
$624,000
Sold Price
$604,000
Premium/Discount to List
-$20,000
-3.21%
Current Estimated Value
$667,541

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$63,541
Avg. Annual Appreciation
2.97%
Original Mortgage
$400,000
Outstanding Balance
$378,539
Interest Rate
4.33%
Mortgage Type
New Conventional
Estimated Equity
$287,540

Purchase Details

Closed on
Oct 11, 2021
Sold by
Titta James G and Titta Tatiana M
Bought by
Tatta James G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$389,490
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 18, 2021
Sold by
Titta James G and Titta Tatiana M
Bought by
Titta James G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$389,490
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Listed on
May 6, 2018
Closed on
Jun 25, 2018
Sold by
Mccallie Charles E and Mccallie Heather M
Bought by
Titta James G and Titta Tatiana M
Seller's Agent
Nicole Schoonover
SquareOne Realty, LLC
Buyer's Agent
Manuel Martinez
Keller Williams Realty
List Price
$434,900
Sold Price
$427,000
Premium/Discount to List
-$7,900
-1.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.11%
Original Mortgage
$299,669
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Listed on
May 4, 2016
Closed on
Apr 21, 2016
Sold by
Sothern Standard Homes Llc
Bought by
Mccallie Charles E and Mccallie Heather M
Seller's Agent
Sandy Kirk
Real Estate Brokers
Buyer's Agent
Mitch Everhart
Real Estate Brokers
List Price
$352,800
Sold Price
$352,800

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.33%
Original Mortgage
$294,500
Interest Rate
3.68%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 2015
Sold by
Buster & Brown Properties Llc
Bought by
Southern Standard Homes Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,800,000
Interest Rate
3.88%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lovelace Lisa $604,000 Nunnally & Wickens Pllc
Tatta James G -- Old Republic Title
Titta James G -- Old Republic Title
Titta James G $427,000 Pioneer Title Agency Inc
Mccallie Charles E $352,800 Warranty Title Insurance Co
Southern Standard Homes Llc $65,000 Warranty Title Ins Co Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lovelace Lisa $400,000
Previous Owner Tatta James G $389,490
Previous Owner Titta James G $289,490
Previous Owner Titta James G $299,669
Previous Owner Mccallie Charles E $294,500
Previous Owner Southern Standard Homes Llc $2,800,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/22/2022 08/22/22 Sold $604,000 -3.2% $189 / Sq Ft
07/22/2022 07/22/22 Pending -- -- --
06/21/2022 06/21/22 For Sale $624,000 +46.1% $195 / Sq Ft
06/25/2018 06/25/18 Sold $427,000 -1.8% $151 / Sq Ft View Prior Sale
05/08/2018 05/08/18 Pending -- -- --
05/06/2018 05/06/18 For Sale $434,900 +23.3% $154 / Sq Ft
05/04/2016 05/04/16 Sold $352,800 0.0% $145 / Sq Ft View Prior Sale
05/04/2016 05/04/16 Pending -- -- --
05/04/2016 05/04/16 For Sale $352,800 -- $145 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,189 $97,850 $0 $0
2023 $2,189 $97,850 $0 $0
2022 $2,189 $97,850 $0 $0
2021 $2,189 $97,850 $0 $0
2020 $2,480 $89,700 $0 $0
2019 $2,480 $89,700 $0 $0
2018 $2,480 $89,700 $0 $0
2017 $2,480 $89,700 $0 $0
2016 $1,611 $0 $0 $0
2015 $346 $12,500 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2717937

Realtracs

APN: 114O-D-112