895 Indigo Loop Miramar Beach, FL 32550
Miramar Beach Neighborhood
4
Beds
3
Baths
2,240
Sq Ft
7,405
Sq Ft Lot
Highlights
- Waterfront Community
- On Golf Course
- Cathedral Ceiling
- Van R. Butler Elementary School Rated A-
- Gated Community
- Mediterranean Architecture
About This Home
As of January 2025GOLF & BEACH LOVER'S PARADISE!!!! A MUST SEE!! Pristine Mediterranean Style Home (4 bedroom/3 bath, 2,240 sqft) situated on a beautifully landscaped lot in Emerald Bay, a marvolous gated golf course community on the Choctawhatchee Bay in Destin, Florida. Easy Access to the incredible Golf course w/Amazing fairways & greens! The airy inviting atmosphere of this spectacular home makes for a perfect blend of elegance and relaxation, ideal for entertaining and unwinding in style.
From the time you walk into this magnificent, well-designed home you are greeted with lovely archways, high cove ceilings and numerous windows inviting lots of natural light and extraordinary Travertine flooring flooring throughout the main living areas.
The Grande living, kitchen and dining areas open out onto a large, partially covered patio providing awesome views of the gently rolling #3 fairway. Sitting on the patio, you will see that this home is strategically located between (2) fairways in such a manner that deters the likelihood of stray golf balls hitting the home.
The well-appointed kitchen is complete with stainless steel appliances (refrigerator, gas range top, microwave, double oven, water-filter, and wine cooler), granite countertops, lovely tile backsplash and an abundance of custom cabinetry with crown molding, wide baseboards, and lovely finishes as well as a sizeable pantry.
Just off the living room, you will find a fabulous primary bedroom. It boasts a spacious, tranquil retreat with tray ceiling and a luxurious ensuite oasis featuring gorgeous granite countertops with dual vanities. There is a make-up sitting area in between the vanities. Take a nice relaxing soak in your oval-shaped garden tub with tile surround. Or use the separate walk-in tile shower with bench. The ensuite has a sizeable walk-in closet and there is a separate walk-in closet of similar size within the primary bedroom, as well. Both are complete with custom wood shelving.
The guest bedroom is located off the foyer next to the kitchen. The two remaining bedrooms are on the opposite side of the house down the hallway. One bedroom has a lovely ensuite full bath with tile tub/shower combination, a vanity and custom cabinet with granite counter. The remaining bedroom is down the hall. There is another guest bathroom in the foyer/hallway area with tile tub/shower combination and pedestal sink.
Other mentions: Bedrooms are all carpeted. There is a huge laundry room just off the kitchen/foyer area. Step out into the oversized garage complete with overhead shelving that will convey. Roof, HVAC and Hot water heater are all 2014. Exterior is stucco with cement tile roof. Lawn is very well maintained with irrigation and lovely landscaping provides for great curb appeal! On the back covered patio there is a hookup for gas-grill. The home was built by Tidwell Construction, a well-known builder of great reputation based in Niceville FL.
This amazing home nestled in the heart of Emerald Bay Community next to the amenities makes this a very desirable home. Emerald Bay residents access a host of amenities which include Golf Course, Tennis, Community Pool, Clubhouse w/Restaurant and Pro Shop, and Night Security!
Emerald Bay is a championship golf course community on the Choctawhatchee Bay in Destin, Florida with a community swimming pool, guest house and two Rubico tennis courts. The Emerald Bay Clubhouse includes a full-service pro shop and "The Grille" offers a full bar and indoor/outdoor dining. The restaurant's outdoor covered porch and fireplace overlooking the 18th green is a perfect place to meet friends and enjoy a Bay Side lifestyle.
Located within close proximity to the Mid Bay Bridge are lots of shopping opportunities at the Destin Commons and movies. Other places such as Whole Foods, Silver Sand Outlet Mall, Lowes, Publix for all your shopping needs are all conveniently located to this amazing community,
Emerald Bay is a most desirable Bay Side neighborhood that is a short distance from the beach. Water enthusiasts are close to the Gulf of Mexico and Choctawhatchee Bay! Take in Destin's Famous Crab-Island. You will experience Florida Living at its best in one of Destin's most sought-after areas, all with low HOA fees $216.08 per quarter compared to other neighborhoods along the emerald coast! For an wonderful life come live, work and play in Emerald Bay!
Washer and Dryer do not convey.
COBRA Zone..Eligible for Conventional Financing or Cash only.
Buyer to Verify all Dimensions and Information! There are some amenity photos featured in MLS photography.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,117
Year Built
- Built in 2014
Lot Details
- 7,405 Sq Ft Lot
- Lot Dimensions are 127.07 x 68 x 127.07 x 68
- On Golf Course
- Interior Lot
- Level Lot
- Sprinkler System
- Cleared Lot
- Lawn Pump
- Property is zoned County, Resid Single Family
HOA Fees
- $72 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Mediterranean Architecture
- Off Grade Structure
- Frame Construction
- Pitched Roof
- Concrete Roof
- Vinyl Trim
- Stucco
Interior Spaces
- 2,240 Sq Ft Home
- 1-Story Property
- Woodwork
- Coffered Ceiling
- Tray Ceiling
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Double Pane Windows
- Window Treatments
- Insulated Doors
- Living Room
- Dining Room
- Fire and Smoke Detector
- Laundry Room
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Double Oven
- Gas Oven or Range
- Microwave
- Ice Maker
- Dishwasher
- Wine Refrigerator
- Kitchen Island
- Disposal
Flooring
- Painted or Stained Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Dressing Area
- 3 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Garden Bath
Eco-Friendly Details
- Energy-Efficient Doors
Outdoor Features
- Covered patio or porch
- Rain Gutters
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- Propane
- Water Tap Fee Is Paid
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 30-2S-21-42910-00G-0070
Community Details
Overview
- Association fees include accounting, ground keeping, management, recreational faclty, security, trash
- Emerald Bay Ph 1A Subdivision
- The community has rules related to covenants
Recreation
- Waterfront Community
- Golf Course Community
- Tennis Courts
- Community Pool
Additional Features
- Recreation Room
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 21, 2024
Closed on
Jan 29, 2025
Sold by
Davidson Mark and Davidson Darryl Mark
Bought by
Baker Jack Jay and Baker Wendy Lynn
Seller's Agent
Beverly Buck
Coldwell Banker Realty
Buyer's Agent
Kandace Tomes-holland
Scenic Sotheby's International Realty
List Price
$839,900
Sold Price
$659,900
Premium/Discount to List
-$180,000
-21.43%
Total Days on Market
324
Views
76
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,082
Avg. Annual Appreciation
17.26%
Original Mortgage
$250,000
Outstanding Balance
$249,566
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$440,416
Purchase Details
Listed on
Feb 5, 2023
Closed on
May 4, 2023
Sold by
Rivera John A and Rivera Madelin
Bought by
Davidson Mark
Seller's Agent
Alicia Byrd
Destin Luxury Real Estate and Rentals
Buyer's Agent
Sandi Farr
Destin Legacy Real Estate Llc
List Price
$795,000
Sold Price
$745,000
Premium/Discount to List
-$50,000
-6.29%
Views
177
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.73%
Original Mortgage
$558,750
Interest Rate
6.42%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 15, 2013
Sold by
Tidwell Development Llc
Bought by
Rivera John A and Rivera Madelin
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Interest Rate
4.37%
Mortgage Type
Construction
Purchase Details
Closed on
Sep 30, 2013
Sold by
Rodriguez Angel Manuel and Rodriguez Felicia Dawn
Bought by
Tidwell Development Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Interest Rate
4.37%
Mortgage Type
Construction
Purchase Details
Closed on
Sep 15, 2011
Sold by
Causey C Dean and Causey Deborah Ellen
Bought by
Rodriguez Angel Manuel and Rodriguez Felicia Dawn
Purchase Details
Closed on
Dec 1, 2004
Sold by
Lawrence Jack and Lawrence Betty C
Bought by
Causey C Dean and Causey Deborah Ellen
Map
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $659,900 | Scenic Title Llc | |
| Warranty Deed | $659,900 | Scenic Title Llc | |
| Warranty Deed | $745,000 | Mcneese Title | |
| Warranty Deed | $89,000 | Attorney | |
| Warranty Deed | $89,000 | Attorney | |
| Warranty Deed | $80,000 | Attorney | |
| Warranty Deed | $195,000 | Mcgill Escrow & Title Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,000 | New Conventional | |
| Closed | $250,000 | New Conventional | |
| Previous Owner | $558,750 | New Conventional | |
| Previous Owner | $230,000 | Construction |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/30/2025 01/30/25 | Sold | $659,900 | 0.0% | $295 / Sq Ft |
| 12/10/2024 12/10/24 | Pending | -- | -- | -- |
| 11/27/2024 11/27/24 | Price Changed | $659,900 | -2.2% | $295 / Sq Ft |
| 07/30/2024 07/30/24 | Price Changed | $674,900 | -3.6% | $301 / Sq Ft |
| 07/02/2024 07/02/24 | Price Changed | $699,900 | -6.7% | $312 / Sq Ft |
| 06/14/2024 06/14/24 | Price Changed | $749,900 | -3.2% | $335 / Sq Ft |
| 04/05/2024 04/05/24 | Price Changed | $775,000 | -3.0% | $346 / Sq Ft |
| 03/04/2024 03/04/24 | Price Changed | $799,000 | -4.3% | $357 / Sq Ft |
| 02/13/2024 02/13/24 | Price Changed | $834,900 | -0.6% | $373 / Sq Ft |
| 01/21/2024 01/21/24 | For Sale | $839,900 | +12.7% | $375 / Sq Ft |
| 05/05/2023 05/05/23 | Sold | $745,000 | -6.3% | $333 / Sq Ft |
| 03/22/2023 03/22/23 | Pending | -- | -- | -- |
| 02/05/2023 02/05/23 | For Sale | $795,000 | -- | $355 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,291 | $659,624 | $161,000 | $498,624 |
| 2023 | $5,291 | $533,114 | $0 | $0 |
| 2022 | $5,117 | $627,359 | $139,286 | $488,073 |
| 2021 | $4,352 | $458,825 | $97,462 | $361,363 |
| 2020 | $3,998 | $400,536 | $89,166 | $311,370 |
| 2019 | $3,850 | $387,703 | $85,736 | $301,967 |
| 2018 | $3,599 | $360,942 | $0 | $0 |
| 2017 | $3,284 | $331,293 | $80,037 | $251,256 |
| 2016 | $3,229 | $322,715 | $0 | $0 |
| 2015 | $3,145 | $309,427 | $0 | $0 |
| 2014 | $674 | $65,386 | $0 | $0 |
Source: Public Records
Source: Emerald Coast Association of REALTORS®
MLS Number: 940530
APN: 30-2S-21-42910-00G-0070
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