Seller's Agent in 2025
Sandy Morris
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
(434) 996-3243
19 in this area
190 Total Sales
895 Jefferson Dr Palmyra, VA 22963
4
Beds
2.5
Baths
2,144
Sq Ft
0.33
Acres
Highlights
- Boat Ramp
- Golf Club
- Clubhouse
- Beach
- Community Lake
- Community Pool
About This Home
As of June 2025This beautifully maintained 4-bedroom home welcomes you with a grand two-story foyer and features hardwood floors throughout much of the main level. A dedicated home office provides the perfect space for remote work or study. The spacious living room includes brand-new carpet, custom built-in bookcases, and a cozy gas log fireplace. The kitchen is ideal for home chefs, offering a gas cooktop, granite countertops, and a ceiling-mounted pot rack for convenience and style. Upstairs has been recently painted and includes three well-sized bedrooms in addition to a generous primary suite with a walk-in closet and a full bath complete with both a tub and shower. Additional highlights include: A 2-car garage with overhead storage, two 5-tier shelving units, and durable interlocking floor tiles. Trex deck off the dining room with modern railings, overlooking a private, fenced backyard. A newly installed privacy fence at the back of the property. Leaf guards, a tool shed, and a freshly painted front porch for added curb appeal and functionality. This home is move-in ready and full of thoughtful upgrades ? perfect for comfortable living and entertaining alike.,Granite Counter,Fireplace in Living Room
Last Agent to Sell the Property
(434) 996-3243 sandymorris@kw.com KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225175332[1865] Listed on: 05/22/2025
Last Buyer's Agent
Default Agent
Default Office License #CAAR:DEFAULT
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,838
Year Built
- Built in 2001
HOA Fees
- $122 Monthly HOA Fees
Home Design
- Block Foundation
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,144 Sq Ft Home
- Property has 2 Levels
- Entrance Foyer
- Living Room
- Dining Room
- Home Office
- Home Security System
Bedrooms and Bathrooms
- 4 Bedrooms
- 2.5 Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Additional Features
- 0.33 Acre Lot
- Central Heating and Cooling System
Community Details
Overview
- Association fees include common area maintenance, insurance, pool(s), management, road maintenance, snow removal, trash
- Lake Monticello Subdivision
- Community Lake
Recreation
- Boat Ramp
- Beach
- Golf Club
- Community Basketball Court
- Community Playground
- Community Pool
Additional Features
- Clubhouse
- Security Service
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 22, 2025
Closed on
Jun 25, 2025
Sold by
Cummings Charles
Bought by
Camarca Christopher Robert and Camarca Lauren Emily
Seller's Agent
Sandy Morris
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
Default Agent
Default Office
List Price
$418,000
Sold Price
$409,000
Premium/Discount to List
-$9,000
-2.15%
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,572
Avg. Annual Appreciation
1.69%
Original Mortgage
$359,000
Outstanding Balance
$357,768
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$54,804
Purchase Details
Closed on
Jan 23, 2018
Sold by
Myer Krystale A
Bought by
Cummings Charles
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
4.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 9, 2013
Sold by
Goodwin Aaron J and Goodwin Christine A
Bought by
Myer Krystle A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,500
Interest Rate
3.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 17, 2005
Sold by
Walker Tony R and Walker Rhonda D
Bought by
Monos Michael G and Monos Jeannie A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
5.5%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $409,000 | Old Republic National Title In | |
| Deed | $245,000 | Wfg National Title | |
| Deed | $191,500 | Chicago Title Insurance Co | |
| Warranty Deed | $245,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $359,000 | New Conventional | |
| Previous Owner | $196,000 | New Conventional | |
| Previous Owner | $128,500 | New Conventional | |
| Previous Owner | $196,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $409,000 | -2.2% | $191 / Sq Ft |
| 06/05/2025 06/05/25 | Pending | -- | -- | -- |
| 05/22/2025 05/22/25 | For Sale | $418,000 | -- | $195 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,791 | $372,100 | $30,000 | $342,100 |
| 2024 | $2,551 | $302,200 | $30,000 | $272,200 |
| 2023 | $2,551 | $302,200 | $30,000 | $272,200 |
| 2022 | $2,237 | $257,100 | $27,500 | $229,600 |
| 2021 | $2,237 | $257,100 | $27,500 | $229,600 |
| 2020 | $2,205 | $238,400 | $27,500 | $210,900 |
| 2019 | $2,205 | $238,400 | $27,500 | $210,900 |
| 2018 | $1,827 | $201,400 | $27,500 | $173,900 |
| 2017 | $1,827 | $201,400 | $27,500 | $173,900 |
| 2016 | $1,672 | $196,000 | $27,500 | $168,500 |
| 2015 | $1,672 | $196,000 | $27,500 | $168,500 |
| 2014 | $1,672 | $190,000 | $27,500 | $162,500 |
Source: Public Records
Agents Affiliated with this Home
-
Sandy Morris
-
D
Buyer's Agent in 2025
Default Agent
Default Office
Map
Source: Bright MLS
MLS Number: 664886
APN: 18A-1-263
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