Seller's Agent in 2025
Kirsten Hagen
Compass
(650) 504-1469
22 in this area
56 Total Sales
895 Main St Half Moon Bay, CA 94019
2
Beds
1
Bath
840
Sq Ft
8,999
Sq Ft Lot
Highlights
- 1 Fireplace
- Shed
- Level Lot
- Eat-In Kitchen
- Forced Air Heating System
- 1-Story Property
About This Home
As of June 2025This charming cottage is a rare gem nestled in downtown Half Moon Bay, offering a unique blend of residential comfort and commercial opportunity. Situated on a spacious lot, this property is not only a cozy retreat but also a savvy investment. With its commercial-downtown zoning, the possibilities are endless. Whether you're looking to develop multi-unit residences, affordable housing, or maintain it as a quaint cottage, this property provides the flexibility to meet your vision. Imagine creating a vibrant multi-unit community or offering sought-after affordable housing options in this idyllic coastal town. The existing cottage exudes charm and warmth, featuring classic architectural details and a welcoming ambiance. The large lot offers ample space for expansion and creativity, making it an ideal canvas for your real estate aspirations. Don't miss this extraordinary opportunity to own a versatile property in a prime location. Embrace the potential!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,673
Year Built
- Built in 1920
Lot Details
- 8,999 Sq Ft Lot
- Back Yard Fenced
- Level Lot
- Zoning described as CD Commercial Downtown
Parking
- 1 Car Garage
- Off-Street Parking
Home Design
- Composition Roof
Interior Spaces
- 840 Sq Ft Home
- 1-Story Property
- 1 Fireplace
- Crawl Space
- Eat-In Kitchen
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Additional Features
- Shed
- 100 SF Accessory Dwelling Unit
- Forced Air Heating System
Listing and Financial Details
- Assessor Parcel Number 056-210-130
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 30, 2025
Closed on
Jun 24, 2025
Sold by
Pumpkin Research Park Llc
Bought by
Sea Crest School Inc
Seller's Agent
Kirsten Hagen
Compass
Buyer's Agent
Nathan Serdy
Compass
List Price
$1,150,000
Sold Price
$1,200,000
Premium/Discount to List
$50,000
4.35%
Views
12
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-22.56%
Original Mortgage
$675,000
Outstanding Balance
$674,426
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$477,488
Purchase Details
Closed on
Jan 19, 2018
Sold by
Cline David P and The John Lyddon Revocable Trus
Bought by
Pumpkin Research Park Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,450,000
Interest Rate
3.94%
Mortgage Type
Commercial
Purchase Details
Closed on
Apr 17, 2008
Sold by
Hart Lynette Arnason
Bought by
Lyddon John K and John Lyddon Revocable Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$631,000
Interest Rate
6.11%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,200,000 | Old Republic Title | |
| Grant Deed | $900,000 | Lawyers Title Co | |
| Grant Deed | $651,000 | First American Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $675,000 | New Conventional | |
| Previous Owner | $1,450,000 | Commercial | |
| Previous Owner | $288,000 | Credit Line Revolving | |
| Previous Owner | $285,000 | Credit Line Revolving | |
| Previous Owner | $631,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $1,200,000 | +4.3% | $1,429 / Sq Ft |
| 05/10/2025 05/10/25 | Pending | -- | -- | -- |
| 04/30/2025 04/30/25 | For Sale | $1,150,000 | -- | $1,369 / Sq Ft |
Source: MLSListings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,673 | $1,024,043 | $568,913 | $455,130 |
| 2023 | $12,673 | $984,279 | $546,822 | $437,457 |
| 2022 | $11,892 | $964,980 | $536,100 | $428,880 |
| 2021 | $11,574 | $946,060 | $525,589 | $420,471 |
| 2020 | $11,466 | $936,360 | $520,200 | $416,160 |
| 2019 | $11,323 | $918,000 | $510,000 | $408,000 |
| 2018 | $9,643 | $816,000 | $459,000 | $357,000 |
| 2017 | $8,854 | $736,780 | $368,390 | $368,390 |
| 2016 | $8,749 | $722,334 | $361,167 | $361,167 |
| 2015 | $8,155 | $675,000 | $337,500 | $337,500 |
| 2014 | $8,044 | $636,000 | $318,000 | $318,000 |
Source: Public Records
Agents Affiliated with this Home
-
Kirsten Hagen
-
Nathan Serdy
Buyer's Agent in 2025
Nathan Serdy
Compass
(650) 440-9510
29 in this area
75 Total Sales
Map
Source: MLSListings
MLS Number: ML82002689
APN: 056-210-130
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