NOT LISTED FOR SALE

897 N Camden Ln South Elgin, IL 60177

Estimated Value: $404,000 - $448,000

4 Beds
3 Baths
1,954 Sq Ft
$218/Sq Ft Est. Value

Last Sold December 12, 2013

Last sale price $205,000 $105 Per Sq Ft

Est. 108% increase in value since last sale

Current estimated payment $3,065/month

13 Days on Market

Highlights

  • Vaulted Ceiling
  • Whirlpool Bathtub
  • Attached Garage
  • Anderson Elementary School Rated A
  • Walk-In Pantry
  • 3-minute walk to Ralph E. Tredup Park West

About This Home

As of December 2013

Check out the price for this awesome 4 bedroom home in the St. Charles School District! Not your typical short sale! Updates include newer roof, siding and HWH. Home boasts large master w/private bath & jaccuzi tub. Full, unfinished basement and heated garage provide loads of options. Extra fenced storage area for the hobbyist's boat or toys!

Last Agent to Sell the Property

Lizgonzalez@realtyexecutives.com

Realty Executives Premiere Listed on: 07/26/2013

Co-Listed By

Lyda Fester

Keller Williams Premiere Properties License #475152555

Last Buyer's Agent

Brenda Galauner

Results Realty ERA Powered License #475136162

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,101

Year Built

  • 1995

Lot Details

  • 8,712

Parking

  • Attached Garage
  • Heated Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Slab Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Asphalt Rolled Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Whirlpool Bathtub

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $3,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,101

Year Built

1995

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 1995
  • Tax Exemptions: Homeowner
  • Special Features: 12
  • Property Sub Type: Detached
  • Year Built: 1995

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, 1st Floor Laundry
  • Number Of Rooms: 8
  • Living Room: Dimensions: 12X16, On Level: Main Level, Flooring: Carpet, Windows: None
  • Appliances: Oven/Range, Dishwasher, Disposal
  • Equipment: Water-Softener Owned
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 5X8, On Level: Main Level, Flooring: Wood Laminate, Windows: None
  • Dining Room: Dimensions: 10X10, On Level: Main Level, Flooring: Carpet, Windows: None
  • Kitchen Type: Dimensions: 12X13, On Level: Main Level, Flooring: Wood Laminate
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 11X16, On Level: 2nd Level, Flooring: Carpet, Windows: None
  • Bedroom 2: Dimensions: 10X12, On Level: 2nd Level, Flooring: Carpet, Windows: None
  • Bedroom 3: Dimensions: 10X12, On Level: 2nd Level, Flooring: Carpet, Windows: None
  • Bedroom 4: Dimensions: 10X12, On Level: 2nd Level, Flooring: Carpet, Windows: None
  • Estimated Sq Ft: 1954
  • Dining Room Type: Separate
  • Family Room: Dimensions: 12X16, On Level: Main Level, Flooring: Carpet, Windows: None

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Aluminum Siding, Vinyl Siding, Frame
  • Roof Type: Asphalt/Glass (Rolled), Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio
  • Acreage: 0.207

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Heated
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 303
  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: IRREG. 42X112X108X122
  • Parcel Identification Number: 0903202010

Tax Info

  • Taxes: 6072.74

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 28, 2020
Sold by
Palemo Joseph M
Bought by
Palemo Joseph M and Palemo Amanda Rae
Total Days on Market
13
Current Estimated Value
$425,779

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,000
Outstanding Balance
$135,606
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$289,289

Purchase Details

Closed on
Jul 11, 2017
Sold by
Palmermo Joseph M and Palmermo Amanda
Bought by
Palermo Joseph M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,500
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 26, 2013
Closed on
Dec 12, 2013
Sold by
Bender Paul and Bender Laurie
Bought by
Palermo Joseph M and Palermo Amanda
Seller's Agent
Lizgonzalez@realtyexecutives.com
Realty Executives Premiere
Buyer's Agent
Brenda Galauner
Results Realty ERA Powered
List Price
$198,500
Sold Price
$205,000
Premium/Discount to List
$6,500
3.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.55%
Original Mortgage
$201,261
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 21, 2003
Sold by
Cook Darrin R and Cook Lynn E
Bought by
Bender Paul and Bender Laurie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,575
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 13, 1999
Sold by
Asquini Leonard A and Asquini Maureen L
Bought by
Cook Darrin R and Cook Lynn E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,300
Interest Rate
6.5%

Purchase Details

Closed on
Jun 26, 1995
Sold by
American National Bk&Tr Co Of Chicago
Bought by
Asquini Leonard A and Asquini Maureen L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
6.75%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Palemo Joseph M -- Accommodation
Palermo Joseph M -- Precision Title
Palermo Joseph M $205,000 Fidelity National Title
Bender Paul $249,000 --
Cook Darrin R $185,000 Chicago Title Insurance Co
Asquini Leonard A $162,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Palermo Joseph M $25,000
Open Palemo Joseph M $181,000
Closed Palermo Joseph M $196,500
Closed Palermo Joseph M $201,261
Previous Owner Bender Paul E $50,000
Previous Owner Bender Paul $236,575
Previous Owner Cook Darrin R $167,000
Previous Owner Cook Darrin R $35,000
Previous Owner Cook Darrin R $166,300
Previous Owner Asquini Leonard A $115,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/12/2013 12/12/13 Sold $205,000 +3.3% $105 / Sq Ft
08/08/2013 08/08/13 Pending -- -- --
07/26/2013 07/26/13 For Sale $198,500 -- $102 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $8,101 $109,144 $24,998 $84,146
2022 $7,231 $95,205 $26,746 $68,459
2021 $6,939 $90,749 $25,494 $65,255
2020 $6,911 $89,057 $25,019 $64,038
2019 $6,809 $87,294 $24,524 $62,770
2018 $6,344 $81,382 $23,592 $57,790
2017 $6,037 $78,599 $22,785 $55,814
2016 $6,330 $75,839 $21,985 $53,854
2015 $5,821 $71,379 $21,748 $49,631
2014 $5,821 $70,423 $21,748 $48,675
2013 $5,821 $71,127 $21,965 $49,162
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08405970

Midwest Real Estate Data (MRED)

APN: 09-03-202-010