NOT LISTED FOR SALE

Estimated Value: $755,000 - $948,000

1 Bed
1 Bath
490 Sq Ft
$1,799/Sq Ft Est. Value

Last Sold November 21, 2022

Last sale price $819,000 $1,671 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $5,379/month

6 Days on Market

Highlights

  • Post and Beam
  • Wood Flooring
  • Breakfast Area or Nook
  • Monterey High School Rated A
  • Corian Countertops
  • 1 Car Detached Garage

About This Home

As of November 2022

Have you ever dreamed of living by the ocean? Now is your chance. This adorable 1 bedroom, 1 bath cottage located on a corner lot is waiting for you! It is perfect for a 2nd home, investment property or a starter home. It has vaulted ceilings, cozy fireplace, updated kitchen, beautiful refinished wood floors, sunny dining area, new furnace and a newly remodeled bathroom with walk in shower. Fenced in private garden has a nice outdoor space to enjoy and to Bar-B-Q. Also a 1/2 basement for lots of storage and a 1 car garage. This property is only a few blocks to Monterey Bay Aquarium, The Recreational Trail, Cannery Row, Shopping and Restaurants. It "feels" larger than it actually is.. Must stop by to see.

Last Agent to Sell the Property

Annette Boggs

Above and Beyond Real Estate License #01317801 Listed on: 10/18/2022

Last Buyer's Agent

Annette Boggs

Above and Beyond Real Estate License #01317801 Listed on: 10/18/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,164

Year Built

  • Built in 1929

Lot Details

  • 2,296 Sq Ft Lot
  • Zoning described as R1

Parking

  • 1 Car Detached Garage
  • On-Street Parking

Home Design

  • Post and Beam
  • Composition Roof

Interior Spaces

  • 490 Sq Ft Home
  • 1-Story Property
  • Fireplace With Gas Starter
  • Wood Flooring
  • Laundry in Utility Room

Kitchen

  • Breakfast Area or Nook
  • Gas Oven
  • Microwave
  • Corian Countertops

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom
  • Walk-in Shower

Listing and Financial Details

  • Assessor Parcel Number 001-122-019-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,164

Year Built

Built in 1929

Lot Details

0

Parking

1

Listing Details

  • Subclass: Single Family Home
  • Style: Vintage
  • Listing Class: Residential
  • Structure Sq Ft: 490
  • Year Built: 1929
  • Zoning Description: R1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: No Family Room
  • Fireplace: Gas Starter
  • Dining Room: Breakfast Nook
  • Kitchen: Countertop - Solid Surface / Corian, Microwave, Oven - Gas, Refrigerator
  • Living Sq Ft: 490
  • Stories: 1
  • Laundry: In Utility Room
  • Flooring: Wood
  • Fireplaces Min: 1
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Bathroom: Stall Shower
  • Fireplace: Yes

Exterior Features

  • Foundation: Post and Beam
  • Roof: Composition
  • Construction Type: Wood

Garage/Parking

  • Garage Spaces: 1
  • Garage Parking Features: Detached Garage, On Street

Utilities

  • Sewer/Septic System: Sewer - Public

Schools

  • High School: 545

Lot Info

  • Parcel Number: 001-122-019-000
  • Lot Acres: 0.0527
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 2296.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 2296.00

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Monterey Peninsula Unified
  • High School Text: Monterey High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 18, 2022
Closed on
Nov 7, 2022
Sold by
Cowles Family Trust
Bought by
Westphal William
Seller's Agent
Annette Boggs
Above and Beyond Real Estate
Buyer's Agent
Annette Boggs
Above and Beyond Real Estate
List Price
$819,000
Sold Price
$819,000
Views
76
Current Estimated Value
$881,566

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$62,566
Avg. Annual Appreciation
2.54%
Original Mortgage
$573,300
Outstanding Balance
$555,490
Interest Rate
6.94%
Mortgage Type
New Conventional
Estimated Equity
$326,076

Purchase Details

Closed on
Apr 3, 2022
Sold by
Cowles Joseph W and Cowles Marie Felisa
Bought by
Cowles Family Trust

Purchase Details

Listed on
Aug 24, 2021
Closed on
Sep 29, 2021
Sold by
Hawes Carolyn J and The Hawes Family Trust
Bought by
Cowles Joseph W and Cowles Felisa Marie
Seller's Agent
Charles Martarano
Intero Real Estate Services
Buyer's Agent
Annette Boggs
Coldwell Banker Realty
List Price
$725,000
Sold Price
$805,750
Premium/Discount to List
$80,750
11.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.23%
Original Mortgage
$719,250
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 4, 2011
Sold by
Hawes Carolyn
Bought by
Hawes Carolyn J and Hawes Family Trust

Purchase Details

Closed on
Sep 23, 2004
Sold by
Lee Joanna K and Hayward William R
Bought by
Hawes Carolyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$414,000
Interest Rate
6.95%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 17, 2003
Sold by
Lee Joanna K
Bought by
Hayward William and Lee Joanna K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,000
Interest Rate
5.54%

Purchase Details

Closed on
Mar 7, 1997
Sold by
Potter Mary M
Bought by
Lee Joanna K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,600
Interest Rate
7.9%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Westphal William $819,000 Chicago Title
Cowles Family Trust -- None Listed On Document
Cowles Joseph W $806,000 Orange Coast Ttl Co Of Nocal
Hawes Carolyn J -- None Available
Hawes Carolyn $460,000 Stewart Title
Hayward William -- Old Republic Title
Lee Joanna K $155,000 Stewart Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Westphal William $573,300
Previous Owner Cowles Joseph W $719,250
Previous Owner Hawes Carolyn $414,000
Previous Owner Hayward William $251,000
Previous Owner Lee Joanna K $123,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/21/2022 11/21/22 Sold $819,000 0.0% $1,671 / Sq Ft
10/24/2022 10/24/22 Pending -- -- --
10/18/2022 10/18/22 For Sale $819,000 +1.6% $1,671 / Sq Ft
10/04/2021 10/04/21 Sold $805,750 +11.1% $1,644 / Sq Ft View Prior Sale
08/30/2021 08/30/21 Pending -- -- --
08/24/2021 08/24/21 For Sale $725,000 -- $1,480 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,164 $852,087 $624,240 $227,847
2024 $9,164 $835,380 $612,000 $223,380
2023 $8,942 $819,000 $600,000 $219,000
2022 $8,849 $819,000 $600,000 $219,000
2021 $6,187 $805,750 $610,000 $195,750
2020 $5,908 $555,000 $513,000 $42,000
2019 $6,321 $555,000 $513,000 $42,000
2018 $5,933 $532,000 $492,000 $40,000
2017 $5,467 $519,000 $480,000 $39,000
2016 $5,244 $497,000 $459,000 $38,000
2015 $4,783 $453,000 $419,000 $34,000
2014 $4,086 $386,000 $357,000 $29,000
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: MLSListings

MLS Number: ML81910636

MLSListings

APN: 001-122-019-000