Seller's Agent in 2025
Tammy Barry
Homesmart Realty Group IL
(815) 252-3113
195 in this area
355 Total Sales
9 Cottage Green Ottawa, IL 61350
5
Beds
4
Baths
3,184
Sq Ft
2009
Built
Highlights
- Water Views
- Boat Dock
- Landscaped Professionally
- Rutland Elementary School Rated A-
- Second Kitchen
- Deck
About This Home
As of October 2025Luxurious 5-Bedroom Retreat in Heritage Harbor Ottawa Welcome to this stunning 5-bedroom, 4-bathroom home in the picturesque Cottage Green neighborhood of Heritage Harbor Ottawa. Boasting over 3,000 square feet of elegantly designed living space, this home is a true sanctuary for those seeking both luxury and comfort. The open-concept floor plan creates a seamless flow, perfect for entertaining and everyday living. The first-floor master suite offers a private retreat with walk-in shower and double vanity, while the first-floor laundry adds to the home's convenience. Thoughtfully designed flex spaces, including a spacious loft and a charming crow's nest, provide endless possibilities for an office, playroom, or guest accommodations. The finished lower level is an entertainer's dream, featuring a full kitchen, ideal for hosting gatherings or creating a private guest suite. Step outside and enjoy 850 square feet of outdoor living space, complete with a paved patio and cozy fireplace, screened porch, and custom gazebo, perfect for relaxing in any season. Located just steps from the river and a 32-acre marina, this home offers unparalleled access to boating, fishing, and waterfront leisure. Enjoy resort-style amenities, including walking paths, outdoor pools, pickleball courts, a dog park, and an on-site restaurant. Plus, nature lovers will appreciate being just 15 minutes from four breathtaking State Parks in Starved Rock Country. Whether you're seeking a weekend family retreat or a full-time residence, this home offers the perfect balance of luxury, convenience, and adventure. Don't miss this rare opportunity to own a piece of paradise in Heritage Harbor Ottawa!
Last Agent to Sell the Property
Homesmart Realty Group IL License #475168055 Listed on: 02/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $17,979
Year Built
- Built in 2009
Lot Details
- Lot Dimensions are 48 x 105 x 48
- Landscaped Professionally
HOA Fees
- $189 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,184 Sq Ft Home
- 3-Story Property
- Wood Burning Fireplace
- Gas Log Fireplace
- Window Screens
- Family Room
- Living Room with Fireplace
- Sitting Room
- Dining Room
- Loft
- Screened Porch
- Storage Room
- Laundry Room
- Water Views
- Finished Basement Bathroom
Kitchen
- Second Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- 4 Full Bathrooms
- Dual Sinks
Outdoor Features
- Deck
- Patio
- Fire Pit
Location
- Property is near a park
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
Overview
- Association fees include pool, scavenger
- Jacob Valle Association, Phone Number (815) 433-5000
- Property managed by Heritage Harbor Ottawa
Recreation
- Boat Dock
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 26, 2025
Closed on
Oct 23, 2025
Sold by
Rauh Kathleen A and Rauh Family Trust Rauh Family Trust
Bought by
Bumpus Ben B and Bumpus Alissa L
Seller's Agent
Tammy Barry
Homesmart Realty Group IL
Buyer's Agent
Alison Rosenow
American Realty Illinois LLC
List Price
$629,000
Sold Price
$590,000
Premium/Discount to List
-$39,000
-6.2%
Views
65
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
42.84%
Original Mortgage
$307,000
Outstanding Balance
$307,000
Interest Rate
5.63%
Mortgage Type
Construction
Estimated Equity
$317,639
Purchase Details
Closed on
Sep 14, 2020
Sold by
Rauh Kathleen A and Rauh Family Trust
Bought by
Rauh Kathleen A and Rauh Family Trust
Purchase Details
Closed on
Aug 26, 2011
Sold by
Rauh Kathleen A
Bought by
The Rauh Family Trust and Rauh Allen J
Purchase Details
Closed on
Jun 16, 2009
Sold by
Heritage Harbor Ottawa Homes Llc
Bought by
Rahu Kathleen A
Purchase Details
Closed on
Nov 14, 2008
Sold by
Heritage Harbor Ottawa Resort Developmen
Bought by
Heritage Harbor Ottawa Homes Llc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Trustee Deed | $590,000 | Wheatland Title Co | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Special Warranty Deed | $658,268 | None Available | |
| Special Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $307,000 | Construction |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/28/2025 10/28/25 | Sold | $590,000 | -6.2% | $185 / Sq Ft |
| 09/29/2025 09/29/25 | Pending | -- | -- | -- |
| 08/30/2025 08/30/25 | For Sale | $629,000 | 0.0% | $198 / Sq Ft |
| 08/15/2025 08/15/25 | Pending | -- | -- | -- |
| 05/22/2025 05/22/25 | Price Changed | $629,000 | -3.1% | $198 / Sq Ft |
| 02/26/2025 02/26/25 | For Sale | $649,000 | -- | $204 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $17,979 | $191,145 | $39,377 | $151,768 |
| 2023 | $16,529 | $172,048 | $35,443 | $136,605 |
| 2022 | $15,812 | $162,187 | $33,412 | $128,775 |
| 2021 | $15,070 | $152,747 | $31,467 | $121,280 |
| 2020 | $14,397 | $147,112 | $30,306 | $116,806 |
| 2019 | $14,255 | $144,298 | $29,726 | $114,572 |
| 2018 | $13,742 | $140,875 | $29,021 | $111,854 |
| 2017 | $13,460 | $137,533 | $28,333 | $109,200 |
| 2016 | $10,728 | $110,761 | $28,163 | $82,598 |
| 2015 | $9,892 | $109,610 | $27,870 | $81,740 |
| 2012 | -- | $120,973 | $45,506 | $75,467 |
Source: Public Records
Agents Affiliated with this Home
-
Tammy Barry
-
Alison Rosenow
Buyer's Agent in 2025
Alison Rosenow
American Realty Illinois LLC
(815) 762-5226
1 in this area
148 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12296280
APN: 15-44-300058
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