$618,888
PENDING

Estimated payment $4,111/month

Total Views 1,501
2 Beds
2 Baths
876 Sq Ft
$706 Price per Sq Ft

Highlights

  • Primary Bedroom Suite
  • 0.92 Acre Lot
  • Community Lake
  • Trabuco Mesa Elementary School Rated A
  • Open Floorplan
  • Main Floor Primary Bedroom

About This Home

Spacious floorplan—this layout feels roomier than its size. This gorgeously remodeled 2-bedroom, 2-bathroom downstairs home in the highly desirable Belflora community of Rancho Santa Margarita is turnkey and brimming with upgrades. From the moment you step inside, you’ll appreciate the open, functional design, cozy fireplace, and abundant natural light. The gourmet kitchen is a showstopper—quartz counters, farmhouse sink, upgraded 5-burner stove, Samsung stainless steel smart appliances, and plenty of cabinetry for storage. Even the 4-door stainless refrigerator stays! Both bathrooms feature stylish barn-door shower enclosures and quartz counters, with the primary suite offering dual sinks and a spa-like feel. Bedrooms are generously sized, complete with custom shutters and ceiling fans.

Step out to your relaxing patio with a custom water feature—perfect for morning coffee, unwinding after work, or saying hello to friendly neighbors. The deep, attached 1-car garage with direct access adds everyday convenience. Located just steps from RSM Lake, you’ll enjoy iconic Saddleback Mountain views, lakefront dining, and serene walks. As a resident, you’ll have access to the Lago Santa Margarita Beach Club with its sandy beach lagoon, watercraft rentals, BBQ areas, volleyball, and more. The HOA also includes 13 parks, multiple pools, pickleball, tennis, sports courts, and community events year-round.

RSM has been ranked as a safest city in California—offering a walkable, active lifestyle with shops, restaurants, coffee houses, and parks all close by. Whether it’s kayaking on the lake, playing a quick game of pickleball, or relaxing at the beach club, every day feels like a getaway. And if you’re commuting, you’ll appreciate quick access to the 241 Toll Road and a short drive to the coast.

This isn’t just a smart find—it’s the home you’ll love calling your own! Come see why!

Listing Agent

Kim Krones

Reliant Realty Brokerage Email: Kim@Krones.net License #01029601 Listed on: 08/10/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,470

Year Built

  • Built in 1989 | Remodeled

Lot Details

  • Property fronts a private road
  • Two or More Common Walls

HOA Fees

Parking

  • 1 Car Attached Garage
  • Parking Available
  • Rear-Facing Garage
  • Single Garage Door
  • Garage Door Opener

Home Design

  • Turnkey

Interior Spaces

  • 876 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Recessed Lighting
  • Family Room with Fireplace
  • Dining Room
  • Courtyard Views
  • Granite Countertops

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • Walk-In Closet
  • Remodeled Bathroom
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Quartz Bathroom Countertops
  • Makeup or Vanity Space
  • Bathtub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry in Garage

Home Security

Outdoor Features

  • Fence Around Pool
  • Covered Patio or Porch
  • Exterior Lighting

Schools

  • Cielo Vista Elementary School
  • Rancho Santa Margarita Middle School
  • Trabuco Hills High School

Additional Features

  • Energy-Efficient Appliances
  • Suburban Location
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Tax Lot 9
  • Tax Tract Number 13180
  • Assessor Parcel Number 93214555
  • $39 per year additional tax assessments
  • Seller Considering Concessions

Community Details

Overview

  • 150 Units
  • Belflora Association, Phone Number (714) 508-9070
  • Samlarc Association, Phone Number (949) 448-6000
  • Optimum Prof Prop Mgmt HOA
  • Belflora Subdivision
  • Maintained Community
  • Community Lake
  • Property is near a preserve or public land

Amenities

  • Outdoor Cooking Area
  • Community Barbecue Grill
  • Picnic Area
  • Meeting Room

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Sport Court
  • Community Playground
  • Community Pool
  • Community Spa
  • Park
  • Dog Park
  • Hiking Trails
  • Bike Trail

Pet Policy

  • Pet Restriction

Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,470

Year Built

Built in 1989 | Remodeled

Lot Details

0

HOA Fees

$539 per month

Parking

1

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Other Phone Description: 949-795-2000
  • Property Attached: Yes
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Subdivision Name Other: Belflora (BLF)
  • View: Yes
  • Property Condition: Turnkey, Updated/Remodeled
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 93214555
  • Year Built: 1989
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 876.00 Square Feet
  • Interior Amenities: Granite Counters, High Ceilings, Open Floorplan, Recessed Lighting
  • Stories: 2
  • Entry Location: 1
  • Common Walls: 2+ Common Walls
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Total Bedrooms: 2
  • Eating Area: Dining Room
  • Entry Level: 1
  • Fireplace Features: Family Room
  • Levels: One
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • Price Per Square Foot: 706.49
  • Room Type: All Bedrooms Down, Family Room, Kitchen, Laundry, Main Floor Bedroom, Main Floor Primary Bedroom, Primary Bathroom, Primary Bedroom, Primary Suite, Walk-In Closet
  • Bathroom Features: Bathtub, Shower, Main Floor Full Bath, Quartz Counters, Remodeled, Vanity Area

Exterior Features

  • Patio: Yes
  • View: Courtyard
  • Patio And Porch Features: Covered, Patio, Patio Open, Porch, Front Porch
  • Pool Features: Association, Community, Fenced
  • Pool Private: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.00
  • Parking: Yes
  • Parking Features: Garage, Garage Faces Rear, Garage - Single Door, Garage Door Opener
  • Total Parking Spaces: 1.00

Utilities

  • Heating: Yes
  • Laundry: Yes
  • Heating Type: Central, Fireplace(s), Forced Air
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Association: SAMLAC
  • Amenities: Pickleball, Pool, Spa/Hot Tub, Barbecue, Outdoor Cooking Area, Picnic Area, Playground, Dog Park, Tennis Court(s), Sport Court, Biking Trails, Hiking Trails, Meeting Room, Maintenance Grounds, Pet Rules
  • Association Fee: 452.00
  • Association #2 Fee: 87.00
  • Association #2 Fee Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: Belflora
  • Phone: 714-508-9070
  • Association Phone #2: 949-448-6000
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Biking, Curbs, Hiking, Lake, Park, Preserve/Public Land, Sidewalks, Street Lights, Suburban
  • Association Management: Optimum Prof Prop Mgmt
  • Association Management 2: SAMLARC

Schools

  • School District: Saddleback Valley Unified
  • Elementary School: Cielo Vista
  • Middle School: Rancho Santa Margarita
  • High School: Trabuco Hills
  • Elementary School: Cielo Vista
  • High School: Trabuco Hills
  • Middle Or Junior School: Rancho Santa Margarita
  • Elementary School #2: CIEVIS
  • High School2: TRAHIL

Green Features

  • Efficiency: Appliances

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Size Sq Ft: 39932.00
  • Lot Size Acres: 0.9167

Multi Family

  • Lease Considered: No
  • Lot Size Area: 39932.0000 Square Feet
  • Number Of Units In Community: 150
  • Number Of Units Total: 150

Tax Info

  • Tax Census Tract: 320.51
  • Tax Lot: 9
  • Tax Tract Number: 13180
  • TaxOtherAnnualAssessmentAmount: 39.00

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,470 $248,336 $110,761 $137,575
2024 $2,470 $243,467 $108,589 $134,878
2023 $2,412 $238,694 $106,460 $132,234
2022 $2,369 $234,014 $104,372 $129,642
2021 $1,945 $229,426 $102,326 $127,100
2020 $2,303 $227,074 $101,277 $125,797
2019 $2,461 $222,622 $99,291 $123,331
2018 $2,420 $218,257 $97,344 $120,913
2017 $2,425 $213,978 $95,435 $118,543
2016 $2,642 $209,783 $93,564 $116,219
2015 $2,718 $206,632 $92,158 $114,474
2014 $2,668 $202,585 $90,353 $112,232
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/22/2025 08/22/25 Pending -- -- --
08/10/2025 08/10/25 For Sale $618,888 -- $706 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

Date Type Sale Price Title Company
Grant Deed -- None Listed On Document
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $577,500 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $134,964 Credit Line Revolving
Previous Owner $171,500 Purchase Money Mortgage
Source: Public Records

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Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: OC25180232

California Regional Multiple Listing Service (CRMLS)

APN: 932-145-55