NOT LISTED FOR SALE

9 Northern Terrace Gloversville, NY 12078

Estimated Value: $242,000 - $276,000

3 Beds
2 Baths
1,800 Sq Ft
$145/Sq Ft Est. Value

Last Sold April 22, 2022

Last sale price $218,000 $121 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $2,027/month

39 Days on Market

Highlights

  • In Ground Pool
  • Deck
  • Living Room with Fireplace
  • 0.6 Acre Lot
  • Contemporary Architecture
  • Wood Flooring

About This Home

As of April 2022

BEAUTIFUL TRI LEVEL HOME WITH EXTRA LARGE LOT AND INGROUND POOL. WALK IN FROM DRIVEWAY TO A VERY SPACIOUS LIVING ROOM WITH FREE STANDING GAS FIREPLACE PLUS CONVENTIONAL FIREPLACE. SLIDING DOORS FROM L/R TO ABOVE GROUND DECK LOOKING OUT OVER THE YARD AND POOL. A FEW STEPS UP AND THE EAT IN KITCHEN, DINING ROOM, 3 BEDROOMS AND FULL BATH AWAIT. THE LOWER LEVEL HAS A WONDERFUL FAMILY ROOM WITH FIREPLACE, FULL BATH, LAUNDRY ROOM AND BONUS BEDROOM/FITNESS ROOM/OFFICE. WALK RIGHT OUT TO THE INGROUND POOL AND PRIVATE BACK YARD! WELL MAINTAINED AND MODERN...EASY LIVING!

Last Agent to Sell the Property

Lana Ruggiero

Ruggiero Realty LLC License #10491201769 Listed on: 01/20/2022

Last Buyer's Agent

William Coons

Howard Hanna Capital Inc License #10301213083

Howard Hanna Capital Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,653

Year Built

  • Built in 1974

Lot Details

  • 0.6 Acre Lot
  • Lot Dimensions are 271.7 x 102.4
  • Property fronts a private road
  • Vinyl Fence
  • Back Yard Fenced
  • Landscaped
  • Irregular Lot
  • Sloped Lot
  • Cleared Lot
  • Property is zoned Single Residence

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 3-Story Property
  • Paddle Fans
  • Double Pane Windows
  • Window Treatments
  • Sliding Doors
  • Living Room with Fireplace
  • 2 Fireplaces
  • Pull Down Stairs to Attic

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Cooktop
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Jetted Tub in Primary Bathroom
  • Ceramic Tile in Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Fireplace in Basement
  • Laundry in Basement
  • Stubbed For A Bathroom

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 4 Parking Spaces
  • Driveway
  • Paved Parking
  • Off-Street Parking

Outdoor Features

  • In Ground Pool
  • Deck
  • Exterior Lighting

Schools

  • Gloversville High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 10.2 / 4
  • Assessor Parcel Number 134.6-4-10.2

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,653

Year Built

Built in 1974

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Single Residence
  • Year Built: 1974
  • Directions: N. MAIN ST TO NORTHERN TERRACE, FIRST HOME ON THE LEFT
  • Above Grade Finished Sq Ft: 1800.0
  • Architectural Style: Contemporary
  • Financial Details General Taxes: 1140.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 2956.0
  • School Taxes Description: Actual
  • Financial Details Tax Assessed Value: 131500.0
  • Financial Details Village Taxes: 2558.0
  • Village Taxes Description: Actual
  • Fuel Cost Description Fuel Cost: 169
  • Lot Size Acres: 0.6
  • Lot Size: 271.7 X 102.4
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Full Bathroom Level: Second
  • Sale Detail Buyer Zip Code: 12309
  • Sale Detail Seller Contribution: Yes
  • Appliances Refrigerators: Yes
  • Architectural Style:Contemporary: Yes
  • Flooring:Carpet: Yes
  • Fencing:Back Yard: Yes
  • Percent Basement Finished: Yes
  • Cooling:Central Air: Yes
  • Basement Heated: Yes
  • Flooring:Wood: Yes
  • Laundry Features:In Basement: Yes
  • Foundation Details:Block2: Yes
  • Electric:Circuit Breakers: Yes
  • Fencing:Vinyl2: Yes
  • Levels Three Or More: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Wood, Carpet
  • Basement: Bath/Stubbed, Exterior Entry, Finished, Full, Heated, Interior Entry, Walk-Out Access
  • Interior Amenities: High Speed Internet, Jet Tub, Paddle Fan, Ceramic Tile Bath, Eat-in Kitchen, Kitchen Island
  • Appliances: Cooktop, Dishwasher, Double Oven, Gas Water Heater, Refrigerator, Washer/Dryer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1120.0
  • Door Features: Sliding Doors
  • Fireplace Features: Basement, Family Room, Living Room
  • Fireplaces: 2
  • Living Area: 1800.0
  • Bedroom Level: Second
  • Dining Room Level: Second
  • Kitchen Level: Second
  • Living Room Level: First
  • Window Features: Window Treatments, Double Pane Windows
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Basement:Walk-Out Access: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Appliances:Gas Water Heater: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Appliances:WasherDryer: Yes
  • Fireplace Features:Basement: Yes
  • Fireplace Features:Living Room: Yes
  • Interior Features:Jet Tub: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Basement:Exterior Entry: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Appliances:Cooktop: Yes
  • Attic Features:Hatch: Yes
  • Attic Features:Pull-Down: Yes
  • Basement:Interior Entry: Yes
  • Basement:BathStubbed: Yes
  • Fireplace Features:Family Room: Yes
  • Fireplace Features:Gas Stove: Yes
  • Appliances:Double Oven: Yes

Exterior Features

  • Exterior Features: Drive-Paved, Lighting
  • Roof: Asphalt
  • Construction Type: Brick, Vinyl Siding
  • Fencing: Vinyl, Back Yard
  • Foundation Details: Block
  • Patio And Porch Features: Deck
  • Pool Features: In Ground
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Door Features:Sliding Doors: Yes
  • Exterior Features:Drive-Paved: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Sloped: Yes
  • Lot Features:Landscaped: Yes
  • Construction Materials:Brick: Yes
  • Lot Features:Road Frontage: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Irregular Lot: Yes
  • Exterior Features:Lighting: Yes
  • Window Features:Double Pane Windows: Yes
  • Window Features:Window Treatments: Yes

Garage/Parking

  • Parking Features: Off Street, Paved, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes

Utilities

  • Utilities: Cable Connected
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Baseboard, Natural Gas
  • Laundry Features: In Basement, Laundry Room
  • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Baseboard: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Gloversville

Lot Info

  • Land Lease: No
  • Lot Features: Road Frontage, Sloped, Cleared, Irregular Lot, Landscaped
  • Parcel #: 134.6-4-10.2
  • Lot Size Sq Ft: 26136.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6653.0
  • Tax Block: 4
  • Tax Lot: 10.2
  • Tax Tract: 134.6

MLS Schools

  • HighSchool: Gloversville

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 23, 2020
Closed on
Jan 20, 2021
Sold by
Smith Mary J and Insonia Candy A
Bought by
Insonia Candy A
Seller's Agent
Terri Easterly
Coldwell Banker Prime Properties
Buyer's Agent
Lana Ruggiero
Virginia M Mackey Real Estate
List Price
$185,000
Sold Price
$185,000
Current Estimated Value
$268,494

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$83,494
Avg. Annual Appreciation
7.83%
Original Mortgage
$166,500
Outstanding Balance
$149,001
Interest Rate
2.6%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$111,292

Purchase Details

Listed on
May 21, 2015
Closed on
Nov 4, 2015
Sold by
Ryder Carol A
Bought by
Siers Austin H
Seller's Agent
Christian Klueg
CMK and Associates
Buyer's Agent
Charles Hagelgans
CMK and Associates
List Price
$152,500
Sold Price
$145,000
Premium/Discount to List
-$7,500
-4.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.76%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Insonia Candy A $185,000 None Available
Siers Austin H $145,000 Heidi Gifford
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Insonia Candy A $166,500
Previous Owner Smith Mary J $166,786
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/22/2022 04/22/22 Sold $218,000 -0.9% $121 / Sq Ft
02/28/2022 02/28/22 Pending -- -- --
02/28/2022 02/28/22 Price Changed $219,999 -3.5% $122 / Sq Ft
02/13/2022 02/13/22 Price Changed $228,000 -3.0% $127 / Sq Ft
01/20/2022 01/20/22 For Sale $235,000 +27.0% $131 / Sq Ft
01/28/2021 01/28/21 Sold $185,000 0.0% $103 / Sq Ft
12/23/2020 12/23/20 For Sale $185,000 0.0% $103 / Sq Ft
10/15/2020 10/15/20 Pending -- -- --
10/09/2020 10/09/20 For Sale $185,000 +14.6% $103 / Sq Ft
05/31/2019 05/31/19 Sold $161,458 +4.2% $90 / Sq Ft
04/06/2019 04/06/19 Pending -- -- --
04/03/2019 04/03/19 For Sale $155,000 +6.9% $86 / Sq Ft
11/04/2015 11/04/15 Sold $145,000 -4.9% $81 / Sq Ft
09/03/2015 09/03/15 Pending -- -- --
05/20/2015 05/20/15 For Sale $152,500 -- $85 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,766 $131,500 $18,800 $112,700
2023 $4,123 $131,500 $18,800 $112,700
2022 $4,082 $131,500 $18,800 $112,700
2021 $3,991 $131,500 $18,800 $112,700
2020 $4,136 $131,500 $18,800 $112,700
2019 $2,623 $131,500 $18,800 $112,700
2018 $6,782 $131,500 $18,800 $112,700
2017 $4,074 $131,500 $18,800 $112,700
2016 $4,062 $131,500 $18,800 $112,700
2015 -- $131,500 $18,800 $112,700
2014 -- $131,500 $18,800 $112,700
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Global MLS

MLS Number: 202210841

Global MLS

APN: 170500-134-006-0004-010-002-0000