NOT LISTED FOR SALE

Estimated Value: $311,110

3 Beds
2 Baths
1,439 Sq Ft
$216/Sq Ft Est. Value

Sale Details

Date Sold: April 24, 2025

Last sale price $320,000 $222 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,997 / mo

39 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Clubhouse
  • Golf Course Community
  • Community Lake
  • Deck

About This Home

As of April 2025

Beautiful move-in ready 3 bedroom, 2 bath retreat at Lake Monticello! This lovely home is situated on an almost 1/2 acre lot with a nicely private, wooded, fenced back yard! Inside is a lovely open floor plan with lots of natural light. Beautiful floors and high ceilings add to the spacious feeling throughout. Main level features fantastic family room, dining room and kitchen along with 2 bedrooms and full bath. Primary suite including spacious bedroom, walk-in closet, attached bath and private balcony. Full, unfinished, walk-out basement offers room to expand or extra storage space! Home is well-maintained and move-in ready!

Last Agent to Sell the Property

Jen Sample

LONG & FOSTER - LAKE MONTICELLO License #0225098306 Listed on: 02/12/2025

LONG & FOSTER - LAKE MONTICELLO

Last Buyer's Agent

Peggy Shanklin

LONG & FOSTER - LAKE MONTICELLO License #0225247109

LONG & FOSTER - LAKE MONTICELLO
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,638

Year Built

  • Built in 1987

Lot Details

  • 20,038 Sq Ft Lot
  • Board Fence
  • Property is zoned R-4 Residential

HOA Fees

  • $122 Monthly HOA Fees

Parking

  • Gravel Driveway

Home Design

  • Concrete Block With Brick
  • Cedar Siding

Interior Spaces

  • 2-Story Property
  • Family Room
  • Dining Room
  • Fire and Smoke Detector

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck
  • Playground
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Heat Pump System
  • Fiber Optics Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 7 108

Community Details

Overview

  • Association fees include area maint, beach, master ins. policy, play area, prof. mgmt., road maint, reserve fund, security force, snow removal, trash pickup
  • $871 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Meeting Room
  • Community Dining Room

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Community Playground
  • Community Pool

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,638

Year Built

Built in 1987

Lot Details

0.46 Acres

HOA Fees

$122 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1439
  • Below Grade Total Sq Ft: 1028
  • Electricity: Elec Underground
  • L V T Date: 02/13/2025
  • Parcel Number: 18A 7 108
  • Price Per Sq Ft: 222.38
  • Property Included: Washer, dryer, refrigerator, range, dishwasher
  • Total Sq Ft: 2467
  • Total Unfinished Sq Ft: 1028
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Family Roo1|Kitchen1|Dining Roo1|Bedroom1|Bedroom1|Full Bath1|Pri Bed2|Pri Bath2|LaundryB|
  • Current Animal Use: Domestic Pets
  • Structures Deck Porch: Deck, Porch, Porch - Front
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Unfinished Below Grade Sq Ft: 1028
  • Laundry: Dryer, Dryer Hookup, Washer, Washer Hookup
  • Basement Type: Full, Inside Access, Outside Entrance, Unfinished, Walk Out
  • Room 1: Family Room,On Level: 1
  • Room 2: Kitchen,On Level: 1
  • Room 3: Dining Room,On Level: 1
  • Room 4: Bedroom,On Level: 1
  • Room 5: Bedroom,On Level: 1
  • Room 6: Full Bath,On Level: 1
  • Room 7: Primary Bedroom,On Level: 2
  • Room 8: Primary Bath,On Level: 2
  • Room 9: Laundry,On Level: Basement
  • Total Finished Sq Ft: 1439
  • Above Grade Finished Sq Ft: 1439
  • Basement: Yes
  • Bathroom: Attach Primary Bath
  • Foundation: Concrete Block
  • Kitchen Cabinets Counters: Painted Cabinets
  • Level: 2 Story
  • Bathrooms: 2
  • Number of Main Level Bathrooms: 1
  • Number Beds: 3
  • Number Beds Main Level: 2
  • Full Bathrooms: 2
  • Room Types: Bedroom, Dining Room, Family Room, Full Bath, Kitchen, Laundry
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Family Room (L1), Full Bath (L1), Kitchen (L1)
  • Room Types Level2: Primary Bedroom (L2+), Primary Bath (L2+)
  • Room Types Level B: Laundry (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Fence: Board
  • Exterior: Cedar
  • Number Of Acres: 0.46
  • Structure Floors: Ceramic Tile, Luxury Vinyl Plank
  • Structure Security: Smoke Detector(s)
  • View: Residential View, Wooded View
  • Yard: Fenced

Garage/Parking

  • Driveway Parking: Gravel

Utilities

  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Cable Available: Cable, Fiber-Optic
  • Security: Security Force
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Baseball Field, Beach, Boat Launch, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Meeting Room, Picnic Area, Play Area, Pool, Soccer Field, Tennis
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 871
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Master Ins. Policy, Play Area, Prof. Mgmt., Road Maint, Reserve Fund, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1459

Schools

  • Other School: FUMA, Carysbrook

Building Info

  • Year Built: 1987

Tax Info

  • Year: 2023
  • Taxes: 1638.2

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 12, 2025
Closed on
Apr 23, 2025
Sold by
Bought by
Seller's Agent
Jen Sample
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
Peggy Shanklin
LONG & FOSTER - LAKE MONTICELLO
List Price
$309,900
Sold Price
$320,000
Premium/Discount to List
$10,100
3.26%
Views
127
Current Estimated Value
$311,110

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,890
Avg. Annual Appreciation
-2.19%
Original Mortgage
$256,000
Outstanding Balance
$252,737
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$58,373

Purchase Details

Listed on
Nov 18, 2021
Closed on
Dec 16, 2021
Sold by
Bought by
Seller's Agent
DANIEL BARBER
MONTICELLO COUNTRY REAL ESTATE, INC.
Buyer's Agent
Jen Sample
LONG & FOSTER - LAKE MONTICELLO
List Price
$269,900
Sold Price
$269,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.23%
Original Mortgage
$256,405
Interest Rate
3.12%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Palmyra, VA

See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$320,000 Sage Title
$269,900 Old Republic National Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $256,000
Previous Owner $256,405
Previous Owner $50,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/24/2025 04/24/25 Sold $320,000 +3.3% $222 / Sq Ft
03/23/2025 03/23/25 Pending -- -- --
03/23/2025 03/23/25 For Sale $309,900 0.0% $215 / Sq Ft
03/14/2025 03/14/25 Pending -- -- --
02/12/2025 02/12/25 For Sale $309,900 +14.8% $215 / Sq Ft
12/21/2021 12/21/21 Sold $269,900 0.0% $188 / Sq Ft View Prior Sale
11/20/2021 11/20/21 Pending -- -- --
11/18/2021 11/18/21 For Sale $269,900 -- $188 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,939 $256,800 $30,000 $226,800
2025 $1,926 $256,800 $30,000 $226,800
2024 $16 $194,100 $30,000 $164,100
2023 $1,638 $194,100 $30,000 $164,100
2022 $1,436 $165,000 $25,000 $140,000
2021 $1,436 $165,000 $25,000 $140,000
2020 $1,388 $150,100 $25,000 $125,100
2019 $1,388 $150,100 $25,000 $125,100
2018 $1,307 $144,100 $25,000 $119,100
2017 $1,307 $144,100 $25,000 $119,100
2016 $1,288 $140,500 $25,000 $115,500
2015 $1,215 $140,500 $25,000 $115,500
2014 $1,215 $138,100 $25,000 $113,100
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Charlottesville area Association of Realtors®

MLS Number: 660837

Charlottesville area Association of Realtors®

APN: 18A-7-108

Your Personal Tour Guide

Ask me questions while you tour the home.