$162,000
SOLD JAN 6, 2026

90 E Cayuga St Oswego, NY 13126

3 Beds
2 Baths
1,378 Sq Ft
3,465 Sq Ft Lot

Recently Sold

$118 Per Sq Ft

8% Above List Price

12 Days on Market

Highlights

  • Wood Flooring
  • Separate Formal Living Room
  • Formal Dining Room
  • Main Floor Bedroom
  • Home Office
  • 1 Car Detached Garage

About This Home

As of January 2026

Welcome to 90 E Cayuga Street — where affordability meets comfort and charm.
This inviting home features three bedrooms and two full bathrooms, offering over 1,300 square feet of comfortable living space. The first floor includes a conveniently located bedroom and a recently updated full bath, perfect for accessibility and ease of living. Step inside to find an oversized living room, a formal dining room ideal for intimate gatherings, and a beautifully detailed staircase that adds character as you enter through the front door. Situated in a central location, this home provides quick access to major amenities — including grocery stores, restaurants, medical offices, and more — and is just five minutes from the heart of Oswego. Recent updates add even more value and peace of mind: New hot water heater (2024), New furnace heat exchanger (2024), Updated lighting throughout, fully renovated downstairs bathroom with new flooring, vanity, sink, toilet, and plumbing, and Fresh interior paint (2023). Whether you’re looking for a starter home or simply looking for a move-in-ready home with charm and convenience, 90 E Cayuga Street is a must-see. Offers due 10/28/2025 at 7pm.

Last Agent to Sell the Property

Chantel Hammond

Listing by MyTown Realty LLC License #10401320467 Listed on: 10/24/2025

Last Buyer's Agent

Ryan Galloway

Listing by Century 21 Galloway Realty License #10401343808

Century 21 Galloway Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,992

Year Built

  • Built in 1900

Lot Details

  • 3,465 Sq Ft Lot
  • Lot Dimensions are 35x99
  • Rectangular Lot
  • Historic Home

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Block Foundation
  • Stone Foundation
  • Aluminum Siding

Interior Spaces

  • 1,378 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Home Office
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Gas Oven
  • Gas Cooktop

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 351200-128-048-0004-002-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,992

Year Built

Built in 1900

Lot Details

3,465 Sq Ft Lot

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1900
  • ResoLaundryFeatures: Main Level
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Architectural Style: Historic/Antique
  • Flooring: Hardwood, Varies
  • Garage Yn: Yes
  • Interior Features: Separate/Formal Dining Room, Separate/Formal Living Room, Home Office, Bedroom on Main Level
  • Year Built Details: Existing
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Refrigerator, Washer
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Stories: 1

Exterior Features

  • Acres: 0.0795
  • Waterfront: No
  • Construction Type: Aluminum Siding
  • Exterior Features: Blacktop Driveway
  • Foundation Details: Block, Stone

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Detached, Garage

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Oswego

Lot Info

  • Parcel Number: 351200-128-048-0004-002-000-0000
  • Lot Dimensions: 35X99
  • Lot Size Sq Ft: 3465.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3992.0
  • Tax Lot: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 25, 2023
Closed on
Jun 23, 2023
Sold by
El Hage Ii Anton T
Bought by
Kearns Karly A
Seller's Agent
Ed Fayette
Century 21 Galloway Realty
Buyer's Agent
Chantel Hammond
MyTown Realty LLC
List Price
$124,900
Sold Price
$130,000
Premium/Discount to List
$5,100
4.08%
Views
92

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.30%
Original Mortgage
$126,100
Outstanding Balance
$122,920
Interest Rate
6.71%
Mortgage Type
New Conventional
Estimated Equity
$18,445

Purchase Details

Listed on
Sep 11, 2015
Closed on
Dec 8, 2015
Sold by
Hilton Deborah Duca
Bought by
El Hage Ii Anton T
Seller's Agent
Jeff Tonkin
Century 21 Galloway Realty
Buyer's Agent
Kim McPherson
Century 21 Galloway Realty
List Price
$57,500
Sold Price
$61,700
Premium/Discount to List
$4,200
7.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.29%
Original Mortgage
$60,581
Interest Rate
3.77%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 2, 1996
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $130,000 Vanguard Research & Ttl Svcs
Warranty Deed $61,700 None Available
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $126,100 New Conventional
Previous Owner $60,581 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/06/2026 01/06/26 Sold $162,000 +8.1% $118 / Sq Ft
11/05/2025 11/05/25 Pending -- -- --
10/24/2025 10/24/25 For Sale $149,900 +15.3% $109 / Sq Ft
07/21/2023 07/21/23 Sold $130,000 +4.1% $94 / Sq Ft View Prior Sale
05/30/2023 05/30/23 Pending -- -- --
05/25/2023 05/25/23 For Sale $124,900 +102.4% $91 / Sq Ft
12/11/2015 12/11/15 Sold $61,700 +7.3% $45 / Sq Ft View Prior Sale
10/17/2015 10/17/15 Pending -- -- --
09/11/2015 09/11/15 For Sale $57,500 -- $42 / Sq Ft
Source: Central New York Information Services

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,914 $130,000 $14,200 $115,800
2023 $1,607 $61,700 $7,700 $54,000
2022 $1,629 $61,700 $7,700 $54,000
2021 $1,657 $61,700 $7,700 $54,000
2020 $1,171 $61,700 $7,700 $54,000
2019 $943 $61,700 $7,700 $54,000
2018 $1,920 $61,700 $7,700 $54,000
2017 $2,772 $61,700 $7,700 $54,000
2016 $593 $61,700 $7,700 $54,000
2015 -- $58,000 $7,700 $50,300
2014 -- $58,000 $7,700 $50,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central New York Information Services

MLS Number: S1646296

Central New York Information Services

APN: 351200-128-048-0004-002-000-0000

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