$3,795,000

90 E Lake Dr Annapolis, MD 21403

Estimated payment $22,326/month

Total Views 12,241
5 Beds
5.5 Baths
4,204 Sq Ft
$903 Price per Sq Ft

Highlights

  • 50 Feet of Waterfront
  • 1 Dock Slip
  • Public Beach
  • Primary bedroom faces the bay
  • Access to Tidal Water
  • Fishing Allowed

About This Home

Come explore the shores of Bay Ridge. As Annapolis's premiere waterfront community, Bay Ridge boasts an Olympic-sized swimming pool, a marina with 120 slips, and a private clubhouse. Serving as home to the Chesapeake Bay Foundation, this community stewards and embodies all of the finer aspects of living on the Chesapeake. With miles of shoreline, private beaches, and breathtaking views, Bay Ridge has become the preferred place for generations of families to call home. Annual parades, festivals, and community events fill the calendars of the welcoming residents and guests alike. This neighborhood is where everyone wants to call home. Completed in the Fall of 2022, this home has served as a model for Whitehall Building & Company, Annapolis' largest waterfront home builder. Comprising 5k sq. ft. of space under roof, it includes 4k sq. ft. of finished space, an oversized 3-car garage, 5BR, and 5.5 baths. The Elevator, walls of windows, and well-appointed finishes of this luxury residence will appeal to buyers from all generations. Completing this offering is a well-groomed, large .44 acre meticulous yard with WIFI irrigation leading to a new pier and 10k lb remote-controlled boat lift. (See video. Sale includes both 90 and 92 E Lake lots which house is built on)

Listing Agent

Colleen Smith

(443) 995-2409 colleen.smith@longandfoster.com EXP Realty, LLC License #650285 Listed on: 12/03/2025

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $29,316

Year Built

  • Built in 2021

Lot Details

  • 0.27 Acre Lot
  • 50 Feet of Waterfront
  • Home fronts navigable water
  • Public Beach
  • Property is in excellent condition
  • Property is zoned R2

Parking

  • 3 Car Direct Access Garage
  • 3 Driveway Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener
  • Gravel Driveway

Home Design

  • Coastal Architecture
  • Poured Concrete
  • Frame Construction
  • Concrete Perimeter Foundation

Interior Spaces

  • 4,204 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Wainscoting
  • Beamed Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Family Room Off Kitchen
  • Dining Room
  • Lake Views

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Built-In Oven
  • Cooktop with Range Hood
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Engineered Wood
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Electric Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Garage Access
  • Basement Windows

Accessible Home Design

  • Accessible Elevator Installed

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property near a bay
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Dock has a Storage Area
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Screened Patio
  • Rain Gutters
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned

Listing and Financial Details

  • Tax Lot 28
  • Assessor Parcel Number 020204706490750

Community Details

Overview

  • No Home Owners Association
  • Built by Whitehall Building & Co
  • Bay Ridge Community
  • Bay Ridge Subdivision

Recreation

  • 1 Community Docks
  • Community Pool
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$29,316

Year Built

Built in 2021

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Accessibility Features: Elevator
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2021
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Dryer - Electric, Exhaust Fan, Oven - Wall, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater
  • Flooring Type: Engineered Wood, Ceramic Tile, Marble
  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Elevator, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Wainscotting, Walk-In Closet(s), Water Treat System
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Laundry, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Heated, Improved, Interior Access, Garage Access, Fully Finished, Connecting Stairway, Daylight, Full, Outside Entrance, Poured Concrete, Rear Entrance, Walkout Level, Windows
  • Laundry Type: Dryer In Unit, Has Laundry, Upper Floor, Washer In Unit
  • Total Sq Ft: 4204
  • Living Area Sq Ft: 4204
  • Price Per Sq Ft: 902.71
  • Above Grade Finished Sq Ft: 4204
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Gutter System
  • Spa: No
  • View: Lake
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Beach, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Ogelton
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Crushed Stone, Gravel Driveway
  • Garage Features: Additional Storage Area, Garage - Front Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: In Ground

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.27
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11677.00
  • Outdoor Living Structures: Porch(es), Screened
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Building Info

  • Builder Name: Whitehall Building & Co

Rental Info

  • Ground Rent Exists: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 29316.00
  • Assessor Parcel Number: 020204706490750
  • Tax Lot: 28
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $25,712 $2,652,900 -- --
2024 $25,712 $2,224,100 $0 $0
2023 $19,605 $1,795,300 $1,234,000 $561,300
2022 $18,670 $1,678,800 $0 $0
2021 $9,632 $841,467 $0 $0
2020 $9,013 $784,200 $784,200 $0
2019 $0 $784,200 $784,200 $0
2018 $7,952 $784,200 $784,200 $0
2017 $8,306 $784,200 $0 $0
2016 -- $737,467 $0 $0
2015 -- $690,733 $0 $0
2014 -- $644,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/03/2025 12/03/25 For Sale $3,795,000 -- $903 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Personal Reps Deed -- None Listed On Document
Deed $400,000 Freestate Ttl Svcs Of Annapo
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,165,000 Construction
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2131926

Bright MLS

APN: 02-047-06490750