NOT LISTED FOR SALE

90 Liberty St Oswego, NY 13126

Estimated Value: $117,000 - $145,864

4 Beds
2 Baths
1,836 Sq Ft
$72/Sq Ft Est. Value

Last Sold August 09, 2021

Last sale price $93,900 $51 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $874/month

8 Days on Market

Highlights

  • Colonial Architecture
  • Full Attic
  • Formal Dining Room
  • Wood Flooring
  • Bonus Room
  • Fenced Yard

About This Home

As of August 2021

Centrally located in the City of Oswego, this 4-bed, 2-bath house is located in a comfortable neighborhood, but also within walking distance to Lake Ontario, parks and local restaurants & shopping. Original hardwood floors throughout most of the house. The kitchen is a large area, and also is just off the formal dining room. The bedrooms upstairs are spacious and the full bath is updated. The home's Central AC is perfect for those warm summer days. The basement can be turned into additional living space if desired, and the full walk-up attic also has many possibilities for extra square footage. Enjoy the large fenced-in backyard!

Last Agent to Sell the Property

Ed Fayette

Listing by Century 21 Galloway Realty License #40FA1055891 Listed on: 04/23/2021

Century 21 Galloway Realty

Last Buyer's Agent

Tammy Murphy

Listing by Fitzgibbons Real Estate License #10401239561

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,112

Year Built

  • Built in 1909

Lot Details

  • 3,510 Sq Ft Lot
  • Lot Dimensions are 90 x 39
  • Fenced Yard

Parking

  • No Garage

Home Design

  • Colonial Architecture
  • Wood Foundation
  • Block Foundation
  • Asphalt Roof

Interior Spaces

  • 1,836 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Thermal Windows
  • Family Room
  • Living Room
  • Formal Dining Room
  • Bonus Room
  • Basement Fills Entire Space Under The House
  • Full Attic

Kitchen

  • Eat-In Country Kitchen
  • Free-Standing Range
  • Dishwasher

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Forced Air Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Porch
  • Property is near a bus stop

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number 351200-127-068-0004-014-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,112

Year Built

Built in 1909

Lot Details

0

Listing Details

  • NY Swis Code: Oswego-City-351200
  • Total Assessed Value: 67100
  • Foundation Description: Block, Wood
  • Listing Type: Exclusive Right To Sell
  • Lot Dimension Depth: 90
  • Lot Dimension Front: 39
  • Lot Information: Near Bus Line, Neighborhood Street
  • Lot Number: 14
  • Nearest Cross Street: W Seneca St.
  • Number of Stories: 2.0000
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 1165012.41
  • Ratio Close Price By Sq Ft: 51.14
  • Ratio List Price By Acres: 1165012.41
  • Ratio List Price By Sq Ft: 51.14
  • Regional Board Code: Syracuse
  • Roof Description: Asphalt
  • School Tax: 1262
  • Styles of Residence: Colonial
  • Sub Board Code: Syracuse
  • Type of Sale: Normal
  • Year Built Description: Existing
  • Lot Sq Ft: 3510
  • Age of Building: 113
  • Year Built: 1909
  • Above Grade Finished Sq Ft: 1836
  • Directions To Property: From Oswego: West on Bridge St (SR104). North on Liberty St. House located a block and a half down on the left.
  • Sq Ft Total Pub: 1836
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1909

Interior Features

  • Full Bathrooms: 2
  • Additional Interior Features: Circuit Breakers - Some, Natural Woodwork - some
  • Additional Rooms: Basement / Rec Room, Bonus Room, Family Room, Foyer/Entry Hall, Living Room, Porch - Open
  • Attic Description: Full, Stair Access
  • Basement Description: Full
  • Floor Description: Hardwood-Some, Tile-Some, Vinyl-Some
  • Kitchen Appliances Included: Dishwasher, Oven/Range Freestanding, Refrigerator
  • Kitchen Dining Description: Country Kitchen, Eat-In, Formal Dining Room
  • Number of Bedrooms 2nd Floor: 4
  • Number of 1st Floor Full Bathrooms: 1
  • Number of 2nd Floor Full Bathrooms: 1
  • Number of Rooms: 12
  • Total Bathrooms: 2.00
  • Total Bedrooms: 4
  • Total Sq Ft: 1836

Exterior Features

  • Construction: Aluminum/Steel
  • Additional Exterior Features: Cable TV Available, Fully Fenced Yard, High Speed Internet, Thermal Windows - Some
  • Number of Acres: 0.0806

Garage/Parking

  • Driveway Description: Concrete
  • Garage Description: No Garage

Utilities

  • Heating Fuel Description: Gas
  • Hvac Type: AC-Central, Forced Air
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Gas

Schools

  • School District: Oswego

Lot Info

  • Parcel Number: 351200-127-068-0004-014-000-0000

Tax Info

  • Total Taxes: 3112

MLS Schools

  • School District Name: Oswego

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2021
Closed on
Jul 30, 2021
Sold by
Port City Rentals Llc
Bought by
Smith Heather L
Seller's Agent
Ed Fayette
Century 21 Galloway Realty
Buyer's Agent
Tammy Murphy
Fitzgibbons Real Estate
List Price
$93,900
Sold Price
$93,900
Total Days on Market
8
Current Estimated Value
$133,946

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,046
Avg. Annual Appreciation
11.56%
Original Mortgage
$10,000
Outstanding Balance
$9,191
Interest Rate
2.9%
Mortgage Type
Stand Alone Second
Estimated Equity
$136,113

Purchase Details

Listed on
Feb 13, 2015
Closed on
Mar 11, 2015
Sold by
Community Bank Na
Bought by
City Rentals Llc
Seller's Agent
Ed Fayette
Century 21 Galloway Realty
Buyer's Agent
Ed Fayette
Century 21 Galloway Realty
List Price
$49,900
Sold Price
$45,000
Premium/Discount to List
-$4,900
-9.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.34%

Purchase Details

Closed on
Nov 20, 2014
Sold by
Mcgreevy Michael
Bought by
Community Bank Na

Purchase Details

Closed on
Dec 28, 2007
Sold by
Smith Fredrick J and Smith Debra J
Bought by
Mcgreevy Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,000
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 11, 2005
Sold by
Deutsche Bank National Tr Ust Company
Bought by
Smith Frederick J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,500
Interest Rate
5.12%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 21, 2005
Sold by
Deutsche Bank National Trust Co and Bankers Trust Co Of Ca Na
Bought by
Smith Fredrick J and Smith Debra J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,500
Interest Rate
5.12%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Heather L $94,000 Vanguard Research & Ttl Svcs
City Rentals Llc $45,000 None Available
Community Bank Na $57,132 None Available
Mcgreevy Michael $68,000 Ticor
Smith Frederick J $52,811 James Nicholson
Smith Fredrick J $53,000 Ticor
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Heather L $10,000
Open Smith Heather L $74,000
Previous Owner Mcgreevy Michael $53,000
Previous Owner Mcgreevy Michael $20,000
Previous Owner Smith Fredrick J $58,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/09/2021 08/09/21 Sold $93,900 0.0% $51 / Sq Ft
05/01/2021 05/01/21 Pending -- -- --
04/23/2021 04/23/21 For Sale $93,900 +108.7% $51 / Sq Ft
04/17/2015 04/17/15 Sold $45,000 -9.8% $25 / Sq Ft
02/13/2015 02/13/15 Pending -- -- --
02/13/2015 02/13/15 For Sale $49,900 -- $27 / Sq Ft
Source: Central New York Information Services

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,163 $122,000 $14,200 $107,800
2023 $2,336 $89,700 $9,500 $80,200
2022 $2,368 $89,700 $9,500 $80,200
2021 $2,409 $89,700 $9,500 $80,200
2020 $1,273 $67,100 $9,500 $57,600
2019 $1,241 $67,100 $9,500 $57,600
2018 $2,088 $67,100 $9,500 $57,600
2017 $3,114 $67,100 $9,500 $57,600
2016 $645 $67,100 $9,500 $57,600
2015 -- $67,100 $9,500 $57,600
2014 -- $67,100 $9,500 $57,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central New York Information Services

MLS Number: S1331842

Central New York Information Services

APN: 351200-127-068-0004-014-000-0000