$45,000
SOLD APR 17, 2015

90 Liberty St Oswego, NY 13126

4 Beds
3 Baths
1,836 Sq Ft
3,485 Sq Ft Lot

Recently Sold

$25 Per Sq Ft

10% Below List Price

0 Day on Market

Highlights

  • Colonial Architecture
  • Full Attic
  • Woodwork
  • Wood Flooring
  • Country Kitchen
  • Forced Air Cooling System

About This Home

As of August 2021

4-bed, 3-bath home in Oswego.

Last Agent to Sell the Property

Ed Fayette

Listing by Century 21 Galloway Realty License #40FA1055891 Listed on: 02/13/2015

Century 21 Galloway Realty

Last Buyer's Agent

Ed Fayette

Listing by Century 21 Galloway Realty License #40FA1055891 Listed on: 02/13/2015

Century 21 Galloway Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1909

Lot Details

  • 3,485 Sq Ft Lot
  • Lot Dimensions are 90 x 39

Parking

  • No Garage

Home Design

  • Colonial Architecture
  • Stone Foundation

Interior Spaces

  • 1,836 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Drapes & Rods
  • Family Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Full Attic

Kitchen

  • Country Kitchen
  • Free-Standing Range

Flooring

  • Wood
  • Wall to Wall Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Location

  • Property is near a bus stop

Utilities

  • Forced Air Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 351200-127-068-0004-014-000-0000

Home Details

Home Type

Single Family

Year Built

Built in 1909

Lot Details

0

Listing Details

  • Age: 106
  • NY Swis Code: Oswego-City-351200
  • Total Assessed Value: 67100
  • Foundation Description: Stone
  • Listing Type: Exclusive Right To Sell
  • Lot Dimension Depth: 90
  • Lot Dimension Front: 39
  • Lot Information: Near Bus Line, Neighborhood Street
  • L P Per Acre: 623750.0000
  • List Price per Sq Ft: 27.1786
  • Nearest Cross Street: W. Seneca St
  • Number of Stories: 2.0000
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 562500.00
  • Ratio Close Price By Sq Ft: 24.51
  • Ratio List Price By Acres: 623750.00
  • Ratio List Price By Sq Ft: 27.18
  • Regional Board Code: Syracuse
  • Regional Board Number: 6390
  • School Tax: 1300
  • Sale Price List Price: 0.9018
  • S P Per Acre: 562500.0000
  • S P Per Sq Ft: 24.5100
  • Styles of Residence: Colonial
  • Sub Board Code: Syracuse
  • Type of Sale: Bank Owned / REO
  • Value Range Search Low Price: 49900.00
  • Year Built Description: Existing
  • Age of Building: 113
  • Year Built: 1909
  • Directions To Property: From Oswego: North on Liberty St from StRt.104
  • Special Features: 20
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1909

Interior Features

  • Full Bathrooms: 3
  • Additional Interior Features: Drapes - Some, Natural Woodwork - some
  • Additional Rooms: Family Room
  • Attic Description: Full
  • Basement Description: Full, Partially Finished
  • Floor Description: Hardwood-Some, Laminate-Some, Wall To Wall Carpet-Some
  • Kitchen Appliances Included: Oven/Range Freestanding, Refrigerator
  • Kitchen Dining Description: Country Kitchen
  • Number of Bedrooms 2nd Floor: 4
  • Number of 1st Floor Full Bathrooms: 1
  • Number of 2nd Floor Full Bathrooms: 1
  • Number of Full Bathrooms in the Basement: 1
  • Number of Rooms: 12
  • Total Bathrooms: 3.00
  • Total Bedrooms: 4
  • Total Sq Ft: 1836

Exterior Features

  • Construction: Aluminum/Steel
  • Additional Exterior Features: Cable TV Available
  • Number of Acres: 0.0800

Garage/Parking

  • Driveway Description: Blacktop
  • Garage Description: No Garage

Utilities

  • Heating Fuel Description: Gas
  • Hvac Type: Forced Air
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Gas

Schools

  • School District: Oswego

Lot Info

  • Parcel Number: 351200-127-068-0004-014-000-0000

Tax Info

  • Total Taxes: 3400

MLS Schools

  • School District Name: Oswego

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2021
Closed on
Jul 30, 2021
Sold by
Port City Rentals Llc
Bought by
Smith Heather L
Seller's Agent
Ed Fayette
Century 21 Galloway Realty
Buyer's Agent
Tammy Murphy
Fitzgibbons Real Estate
List Price
$93,900
Sold Price
$93,900
Current Estimated Value
$134,060

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,160
Avg. Annual Appreciation
8.63%
Original Mortgage
$10,000
Outstanding Balance
$9,132
Interest Rate
2.9%
Mortgage Type
Stand Alone Second
Estimated Equity
$122,834

Purchase Details

Listed on
Feb 13, 2015
Closed on
Mar 11, 2015
Sold by
Community Bank Na
Bought by
City Rentals Llc
Seller's Agent
Ed Fayette
Century 21 Galloway Realty
Buyer's Agent
Ed Fayette
Century 21 Galloway Realty
List Price
$49,900
Sold Price
$45,000
Premium/Discount to List
-$4,900
-9.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.34%

Purchase Details

Closed on
Nov 20, 2014
Sold by
Mcgreevy Michael
Bought by
Community Bank Na

Purchase Details

Closed on
Dec 28, 2007
Sold by
Smith Fredrick J and Smith Debra J
Bought by
Mcgreevy Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,000
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 11, 2005
Sold by
Deutsche Bank National Tr Ust Company
Bought by
Smith Frederick J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,500
Interest Rate
5.12%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 21, 2005
Sold by
Deutsche Bank National Trust Co and Bankers Trust Co Of Ca Na
Bought by
Smith Fredrick J and Smith Debra J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,500
Interest Rate
5.12%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $94,000 Vanguard Research & Ttl Svcs
Bargain Sale Deed $45,000 None Available
Foreclosure Deed $57,132 None Available
Warranty Deed $68,000 Ticor
Deed $52,811 James Nicholson
Warranty Deed $53,000 Ticor
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $10,000 Stand Alone Second
Open $74,000 New Conventional
Previous Owner $53,000 Purchase Money Mortgage
Previous Owner $20,000 Unknown
Previous Owner $58,500 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/09/2021 08/09/21 Sold $93,900 0.0% $51 / Sq Ft
05/01/2021 05/01/21 Pending -- -- --
04/23/2021 04/23/21 For Sale $93,900 +108.7% $51 / Sq Ft
04/17/2015 04/17/15 Sold $45,000 -9.8% $25 / Sq Ft
02/13/2015 02/13/15 Pending -- -- --
02/13/2015 02/13/15 For Sale $49,900 -- $27 / Sq Ft
Source: Central New York Information Services

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,163 $122,000 $14,200 $107,800
2023 $2,336 $89,700 $9,500 $80,200
2022 $2,368 $89,700 $9,500 $80,200
2021 $2,409 $89,700 $9,500 $80,200
2020 $1,273 $67,100 $9,500 $57,600
2019 $1,241 $67,100 $9,500 $57,600
2018 $2,088 $67,100 $9,500 $57,600
2017 $3,114 $67,100 $9,500 $57,600
2016 $645 $67,100 $9,500 $57,600
2015 -- $67,100 $9,500 $57,600
2014 -- $67,100 $9,500 $57,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central New York Information Services

MLS Number: S326413

Central New York Information Services

APN: 351200-127-068-0004-014-000-0000