$4,900,000
SOLD JUN 2, 2025

90 N Cartagena Ln Alys Beach, FL 32461

5 Beds
4.5 Baths
3,414 Sq Ft
4,356 Sq Ft Lot

Recently Sold

$1,435 Per Sq Ft

11% Below List Price

81 Days on Market

Highlights

  • Beach
  • Deeded access to the beach
  • Maid or Guest Quarters
  • Bay Elementary School Rated A-
  • Heated In Ground Pool
  • Covered Deck

About This Home

As of June 2025

Welcome to 90 N Cartagena Lane, an exquisite residence nestled in the heart of Rosemary Beach, south of Hwy 30A, in a quiet cul de sac, offering privacy and seamless access to the community's coveted deeded beach access. This exceptional property showcases extensive renovations from 2013 to 2021, blending timeless charm with modern sophistication. Step inside to find light-filled interiors with elegant finishes, including rich hardwood floors, detailed millwork, and designer fixtures. The first floor open-concept living area flows seamlessly into the gourmet kitchen, featuring custom cabinetry, premium appliances, and a spacious island perfect for entertaining.The primary suite is a serene escape, complete with a spa-like ensuite bathroom and private balcony access. Three additional spacious bedrooms in the main house offer comfort and style, each thoughtfully designed with ample natural light and tasteful decor. The separate carriage house provides additional living space, featuring a bedroom and bathroom, ideal for guests or a private retreat. Outdoors, enjoy the lush courtyard, perfect for alfresco dining, and relax on the expansive porches. A fenced backyard enhances privacy and security, while a saltwater heated pool adds a touch of luxury, creating an inviting space for relaxation and recreation. The 2-car garage offers convenience and storage. Located just a short distance from the Gulf, 90 N Cartagena Lane embodies the best of Rosemary Beach living. Arrange your private tour today to explore the beauty and elegance of this remarkable property.

Last Agent to Sell the Property

Alexandra Maddox

The Premier Property Group Seacrest Office License #3307788 Listed on: 02/08/2025

The Premier Property Group Seacrest Office

Co-Listed By

Tami Moats

The Premier Property Group Seacrest Office License #3220204

Last Buyer's Agent

Tanika O'brien

Compass License #3264650

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $35,346

Year Built

  • Built in 1997

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 48x85
  • Property fronts a county road
  • Back Yard Fenced

HOA Fees

  • $472 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Automatic Garage Door Opener

Home Design

  • Beach House
  • Frame Construction
  • Metal Roof
  • Concrete Siding
  • Wood Trim
  • Cement Board or Planked
  • Stucco

Interior Spaces

  • 3,414 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Furnished
  • Beamed Ceilings
  • Ceiling Fan
  • Fireplace
  • Living Room
  • Dining Room

Kitchen

  • Walk-In Pantry
  • Gas Oven or Range
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Maid or Guest Quarters
  • In-Law or Guest Suite
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only in Primary Bathroom

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Outdoor Shower

Outdoor Features

  • Deeded access to the beach
  • Balcony
  • Covered Deck
  • Outdoor Kitchen
  • Built-In Barbecue
  • Porch

Schools

  • Dune Lakes Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Tankless Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 35-3S-18-16060-012-0040

Community Details

Overview

  • Association fees include accounting, ground keeping, internet service, master, recreational faclty, security, cable TV
  • Rosemary Beach Subdivision

Amenities

  • Picnic Area
  • Community Pavilion

Recreation

  • Beach
  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$35,346

Year Built

Built in 1997

Lot Details

0

HOA Fees

$472 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.1
  • Lot Size: 48x85
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: ETPP
  • Co List Office Phone: 850-213-5000
  • Subdivision Name: ROSEMARY BEACH
  • Directions: From 30A in Rosemary Beach, turn South on E Water Street. Take first Left on to Round Road. Take first Left on N Cartagena Lane. Last house on right.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1997
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:AC - 2 or More: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Gas - Natural: Yes
  • Rooms:Separate Apartment: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - All
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Range Hood, Refrigerator W/IceMk, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Tnkls
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Fireplace
  • Fireplace: Yes
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Ceiling Beamed, Fireplace, Guest Quarters, Kitchen Island, Pantry, Wet Bar
  • Window Features: Window Treatmnt Some
  • Appliances Dishwasher: Yes
  • Appliances:Ice Machine: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Kitchen Island: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior:Wet Bar: Yes
  • Interior:Fireplace: Yes
  • Interior:Ceiling Beamed: Yes
  • Interior:Guest Quarters2: Yes

Exterior Features

  • Lot Features: Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Construction Type: Concrete, Block, Frame, Siding CmntFbrHrdBrd, Stucco, Trim Wood
  • Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard, Shower, Summer Kitchen
  • Other Structures: Guest Quarters
  • Patio And Porch Features: Deck Covered, Deck Open, Porch
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Exterior:Porch: Yes
  • ConstructionSiding:Block: Yes
  • ConstructionSiding:Concrete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Deck Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Shower: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Pool - In-Ground: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Fireplace2: Yes
  • Exterior:Guest Quarters: Yes
  • Exterior:Summer Kitchen: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage Detached
  • General Property Info:Garage2: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage Detached: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Beach, Deed Access, Exercise Room, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis, Waterfront
  • Association #2 Fee: 1415.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Internet Service, Master Association, Recreational Faclty, Security, Cable TV

Schools

  • Elementary School: Dune Lakes
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 4356.0
  • Parcel #: 35-3S-18-16060-012-0040
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 35345.89
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 8, 2025
Closed on
Jun 2, 2025
Sold by
Ogden Family Trust and Ogden William Davidson
Bought by
Finch Properties Llc
Seller's Agent
Alexandra Maddox
The Premier Property Group Seacrest Office
Buyer's Agent
Tanika O'brien
Compass
List Price
$5,495,000
Sold Price
$4,900,000
Premium/Discount to List
-$595,000
-10.83%
Views
54

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
62.47%

Purchase Details

Closed on
Aug 8, 2023
Sold by
Ogden William D and Ogden Andrea L
Bought by
Ogden Family Trust and Ogden

Purchase Details

Listed on
Jan 9, 2022
Closed on
Mar 15, 2022
Sold by
K Brenco Llc
Bought by
Ogden William D and Ogden Andrea L
Seller's Agent
Taylor Wheeler Sauls
Salty Marlin Realty
Buyer's Agent
Marsha Burke
Scenic Sotheby's International Realty
List Price
$4,600,000
Sold Price
$4,600,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.53%

Purchase Details

Closed on
May 18, 2015
Sold by
Rivers Brenda J
Bought by
K Brenco Llc

Purchase Details

Closed on
Apr 20, 2011
Sold by
K Brenco Llc
Bought by
Rivers Brenda J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$698,100
Interest Rate
4.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 30, 2004
Sold by
Llr Llc
Bought by
K Brenco Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$749,000
Interest Rate
5.36%
Mortgage Type
Unknown

Purchase Details

Closed on
Aug 14, 2000
Sold by
Mark Roloff
Bought by
Llr Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $4,900,000 None Listed On Document
Warranty Deed $4,900,000 None Listed On Document
Quit Claim Deed $100 None Listed On Document
Warranty Deed $4,600,000 Blue Title
Quit Claim Deed -- Attorney
Quit Claim Deed $341,500 Mcneese Title Llc
Corporate Deed $1,550,000 Mcneese Title Llc
Warranty Deed $425,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $250,000 Commercial
Previous Owner $657,000 New Conventional
Previous Owner $698,100 New Conventional
Previous Owner $749,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/02/2025 06/02/25 Sold $4,900,000 -10.8% $1,435 / Sq Ft
04/30/2025 04/30/25 Pending -- -- --
02/08/2025 02/08/25 For Sale $5,495,000 +19.5% $1,610 / Sq Ft
01/26/2023 01/26/23 Off Market $4,600,000 -- --
03/15/2022 03/15/22 Sold $4,600,000 0.0% $1,347 / Sq Ft
01/21/2022 01/21/22 Pending -- -- --
01/09/2022 01/09/22 For Sale $4,600,000 -- $1,347 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $33,897 $3,907,842 -- --
2023 $33,897 $3,768,783 $905,000 $2,863,783
2022 $22,949 $2,820,968 $778,310 $2,042,658
2021 $19,066 $1,969,719 $648,340 $1,321,379
2020 $18,629 $1,866,170 $593,149 $1,273,021
2019 $18,122 $1,824,785 $575,873 $1,248,912
2018 $17,565 $1,761,553 $0 $0
2017 $16,756 $1,740,056 $543,304 $1,196,752
2016 $14,903 $1,489,301 $0 $0
2015 $14,059 $1,394,436 $0 $0
2014 $13,290 $1,327,132 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 968121

Emerald Coast Association of REALTORS®

APN: 35-3S-18-16060-012-0040