NOT LISTED FOR SALE

Estimated Value: $495,000 - $533,000

3 Beds
2 Baths
2,122 Sq Ft
$242/Sq Ft Est. Value

Last Sold October 07, 2022

Last sale price $465,000 $219 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $2,968/month

4 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • Cathedral Ceiling
  • Nolan Elementary School Rated A-
  • Wooded Lot
  • Wood Flooring

About This Home

As of October 2022

Sublime mountain living best describes this wonderful Signal Mountain Home. Situated amongst large mountain laurels and whispering pines, the home enjoys views of the surrounding woods and beautifully landscaped grounds from almost every vantage point. Vaulted ceilings welcome you into the house which is bathed in light by enormous windows. The main living room has a wonderful fireplace and an open kitchen layout which has been updated with white cabinets and stainless steel appliances. This kitchen also has a shelved pantry and plenty of storage. The enormous deck floats amongst the surrounding trees and sits right off the kitchen area where you can entertain and look out over a private half acre lot. The loft-like area on the second floor enjoys natural light spilling in from skylights above and the primary bedroom and enjoys tres ceilings and a huge walk-in closet. This three bedroom, two bath home has been well kept and features a two car garage and plenty of storage throughout – including bonus space in the attic! Wake up every morning looking out the back yard and be greeted by the humming birds and the sounds of nature. Welcome home!

Last Listed By

Michelle O'Neil

Keller Williams Realty License #326806 Listed on: 09/04/2022

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,196

Year Built

  • Built in 2001

Lot Details

  • 0.57 Acre Lot
  • Lot Dimensions are 100x250
  • Cul-De-Sac
  • Fenced
  • Gentle Sloping Lot
  • Wooded Lot

Parking

  • 2 Car Garage

Home Design

  • Brick Front
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,122 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Den with Fireplace
  • Basement
  • Crawl Space
  • Walk-In Attic
  • Washer and Gas Dryer Hookup

Kitchen

  • Free-Standing Electric Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Nolan Elementary School
  • Signal Mountain Middle School
  • Signal Mtn High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Electric Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Loomiston Subdivision

Listing and Financial Details

  • Assessor Parcel Number 089k A 010

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,196

Year Built

Built in 2001

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.57
  • Lot Size: 100X250
  • Subdivision Name: Loomiston
  • Directions: North on Taft Hwy (Hwy 127). Bear right on Fairmount(near apple orchard). Go through stop sign. Right on McLean. Last house on right.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 2122.0
  • New Construction: No
  • Year Built: 2001
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 089k A 010
  • Location Tax and Legal Elementary School: Nolan Elementary
  • Location Tax and Legal Middle Or Junior School2: Signal Mountain Middle
  • Location Tax and Legal High School: Signal Mtn
  • Location Tax and Legal:Tax Annual Amount: 2196.35
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.57
  • General Property Information Lot Size Square Feet2: 24829.2
  • General Property Information Lot Size Dimensions: 100X250
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Foundation Details Block2: Yes
  • Fencing Fenced: Yes
  • Levels:One and One Half: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Den, Family Room, Gas Log
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Cathedral Ceiling(s), Double Vanity, High Ceilings, Open Floorplan, Pantry, Primary Downstairs, Walk-In Closet(s)
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Cul-De-Sac, Gentle Sloping, Wooded
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio, Porch
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Wooded: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Nolan Elementary
  • High School: Signal Mtn
  • Middle Or Junior School: Signal Mountain Middle

Lot Info

  • Lot Size Sq Ft: 24829.2
  • Additional Parcels: No
  • Parcel #: 089k A 010
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2196.35

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 4, 2022
Closed on
Sep 22, 2022
Sold by
Elaine Monteiro Revocable Living Trust
Bought by
Kersten Kent Leland and Kersten Margaret Gregory
Seller's Agent
Michelle O'Neil
Keller Williams Realty
Buyer's Agent
Kathy Boehm
Real Estate Partners Chattanooga LLC
List Price
$460,000
Sold Price
$465,000
Premium/Discount to List
$5,000
1.09%
Total Days on Market
4
Current Estimated Value
$514,252

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$49,252
Avg. Annual Appreciation
4.52%
Original Mortgage
$418,500
Outstanding Balance
$405,763
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$115,477

Purchase Details

Closed on
Jun 17, 2022
Sold by
Monteiro John J and Monteiro Elaine W
Bought by
Elaine Monteiro Revocable Living Trust

Purchase Details

Listed on
Jun 27, 2016
Closed on
Aug 22, 2016
Sold by
Wilcher Joseph K and Wilcher Christine
Bought by
Monterio Elaine W and Monterio John J
Seller's Agent
Judy Ekiss
Berkshire Hathaway HomeServices Realty Center
Buyer's Agent
Michelle O'Neil
Keller Williams Realty
List Price
$267,500
Sold Price
$265,000
Premium/Discount to List
-$2,500
-0.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.04%
Original Mortgage
$198,750
Interest Rate
3.42%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 26, 2012
Closed on
Oct 29, 2012
Sold by
Roddy David T and Roddy Shannon E
Bought by
Wilcher Joseph K and Wilcher Christine
Seller's Agent
Anne Lang
Crye-Leike, REALTORS
Buyer's Agent
Judy Ekiss
Berkshire Hathaway HomeServices Realty Center
List Price
$255,000
Sold Price
$243,500
Premium/Discount to List
-$11,500
-4.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.26%
Original Mortgage
$239,089
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 15, 2003
Sold by
Woodard Lori A
Bought by
Roddy David T and Roddy Shannon E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,850
Interest Rate
5.42%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 30, 2001
Sold by
Fox Gary R
Bought by
Woodard Lori A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,200
Interest Rate
6.6%

Purchase Details

Closed on
Sep 30, 1996
Sold by
Bock George I and Bock Jamy F
Bought by
Harper Lee T and Oakes Donald L

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Elaine Monteiro Revocable Living Trust -- None Listed On Document
Monterio Elaine W $262,000 None Available
Wilcher Joseph K $243,500 Cumberland Title & Guaranty
Roddy David T $203,000 --
Woodard Lori A $178,000 --
Harper Lee T $40,000 --
Smith H Edward $8,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kersten Kent Leland $418,500
Previous Owner Monterio Elaine W $198,750
Previous Owner Wilcher Joseph K $239,089
Previous Owner Roddy David T $186,000
Previous Owner Roddy David T $20,000
Previous Owner Roddy David T $192,850
Previous Owner Woodard Lori A $152,337
Previous Owner Woodard Lori A $160,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/07/2022 10/07/22 Sold $465,000 +1.1% $219 / Sq Ft
09/08/2022 09/08/22 Pending -- -- --
09/04/2022 09/04/22 For Sale $460,000 +73.6% $217 / Sq Ft
08/09/2016 08/09/16 Sold $265,000 -0.9% $125 / Sq Ft
07/01/2016 07/01/16 Pending -- -- --
06/27/2016 06/27/16 For Sale $267,500 +9.9% $126 / Sq Ft
10/29/2012 10/29/12 Sold $243,500 -4.5% $115 / Sq Ft
07/30/2012 07/30/12 Pending -- -- --
06/25/2012 06/25/12 For Sale $255,000 -- $120 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,405 $62,800 $0 $0
2023 $1,739 $62,800 $0 $0
2022 $2,196 $79,325 $0 $0
2021 $2,196 $79,325 $0 $0
2020 $2,212 $65,625 $0 $0
2019 $2,146 $65,625 $0 $0
2018 $2,081 $65,625 $0 $0
2017 $2,068 $65,625 $0 $0
2016 $1,955 $0 $0 $0
2015 $1,955 $61,200 $0 $0
2014 $1,955 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Greater Chattanooga REALTORS®

MLS Number: 1360794

Greater Chattanooga REALTORS®

APN: 089K-A-010