$1,119,000 - $1,195,000
RENTED JUL 21, 2025

902 Whisperwood Ln S Fort Walton Beach, FL 32547

4 Beds
3.5 Baths
3,436 Sq Ft
$341 Price per Sq Ft

Highlights

  • Boathouse
  • Docks
  • Property fronts a bayou
  • Choctawhatchee Senior High School Rated A-
  • Boat Lift
  • In Ground Pool

About This Home

As of July 2025

Gorgeous Waterfront Location, Close to Beaches, Bases, Schools & Shopping! 106 feet on protected deep water of Chula Vista Bayou, this Waterfront 4 Bedroom, 3.5 Bath home is located at the end of a cul-de-sac and has a 3-Car Garage! There is laminate and tile flooring throughout most of the home. The 2nd (main) floor has multiple wall-to-wall over-size sliding glass doors overlooking the bayou. There is a Large Primary Living Room with a Serene Waterfront view and features high ceilings, plenty of natural light and a two-sided wood burning fireplace that also adjoins the Dining Room. The Gourmet Kitchen has Wood Cabinets, Granite Counter Tops, a second Sink, 2 Pantries, Breakfast Bar, Cooktop, GE Profile Oven, Microwave and opens to the Breakfast Room. The Laundry Room has a utility sink and lots of storage space. The Waterfront Master Suite has a walk-in closet with plenty of storage space, Jacuzzi tub, Two Vanities and an elegant Tiled Shower. The loft in Master is accessible through a ladder in the closet. There is half bath for guests. Downstairs/Basement has a Large Living room with Fireplace and built in Bookcases, 2 additional Large Bedrooms, a Wet Bar, 2 full Baths PLUS an office (with built-in bookcases) that can be utilized as an additional bedroom! One of the Bedrooms has two large closets and a door that leads to the Back yard. Outside, you will enjoy an amazing back yard oasis with a private composite Decking balcony, open and covered patio areas, shed, dock (needs work but is functional,) sparkling Gunite, In-Ground Pool w/Spa! This is the perfect place to relax or entertain! The three car garage is high and wide with lots of vertical space in addition to the three car spaces. There is also a lawn pump/Sprinkler system, security system and a Whole House Gas Generator (offered as-is.) The HVAC is a high efficiency Geo-Thermal unit! This home is also listed for sale.

Last Agent to Rent the Property

Judy Couto

Eglin Realty Inc License #702519 Listed on: 07/22/2025

Last Renter's Agent

Judy Couto

Eglin Realty Inc License #702519 Listed on: 07/22/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,399

Year Built

  • Built in 1982

Lot Details

  • 0.55 Acre Lot
  • Lot Dimensions are 105x244x106x244
  • Property fronts a bayou
  • Property fronts a county road
  • Cul-De-Sac
  • Back Yard Fenced
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Lawn Pump
  • Property is zoned County

Parking

  • 3 Car Garage
  • Automatic Garage Door Opener
  • Guest Parking

Home Design

  • Slab Foundation
  • Frame Construction
  • Dimensional Roof
  • Stone Siding
  • Vinyl Trim
  • Stucco

Interior Spaces

  • 3,436 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Central Vacuum
  • Built-in Bookshelves
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Double Pane Windows
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Bayou Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Dressing Area
  • Maid or Guest Quarters
  • In-Law or Guest Suite
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Home Security

  • Home Security System
  • Intercom
  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Spa

Outdoor Features

  • Boat Lift
  • Boathouse
  • Docks
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Gazebo

Schools

  • Kenwood Elementary School
  • Pryor Middle School
  • Choctawhatchee High School

Utilities

  • High Efficiency Air Conditioning
  • High Efficiency Heating System
  • Geothermal Heating and Cooling
  • Gas Water Heater

Community Details

  • Whisperwood Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 25-1S-24-0000-0002-0010

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,399

Year Built

Built in 1982

Lot Details

0

Parking

3

Rental Info

  • Rental Info Lease Start Date: 2025-08-01

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential Lease
  • Lot Size Acres: 0.55
  • Lot Size: 105x244x106x244
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: Whisperwood Estates
  • Directions: North on Lewis Turn - Right on Eldridge, Right on Whisperwood - #902 will be on your right at the end of the cul-de-sac
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1982
  • Appliances Refrigerators: Yes
  • Rooms:Living Room: Yes
  • Energy:Heat High Efficiency: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Laundry2: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Rooms:Office2: Yes
  • Waterfront:Bayou: Yes
  • Waterview:Bayou2: Yes
  • Energy:Geothermal: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Intercom, Microwave, Refrigerator, Security System, Smoke Detector, Water Heater - Gas
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Floor Laminate, Floor Tile
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Vaulted, Fireplace 2+, Guest Quarters, Kitchen Island, Pantry, Washer/Dryer Hookup, Wet Bar
  • Window Features: Window Treatment All, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Kitchen Island: Yes
  • Appliances:Security System: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Wet Bar: Yes
  • Interior:Floor Laminate: Yes
  • Appliances:Intercom: Yes
  • Interior:Guest Quarters2: Yes
  • Appliances:Central Vacuum: Yes
  • Interior:Fireplace 2: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Interior, Level, Within 1/2 Mile to Water, See Remarks
  • Pool Features: Pool - In-Ground, Pool Type
  • View: Bayou
  • Waterfront Features: Bayou
  • Waterfront: Yes
  • Construction Type: Block, Frame, Stone, Stucco, Trim Vinyl
  • Exterior Features: Balcony, Boatlift, Dock, Fenced Back Yard, Hot Tub, Hurricane Shutters, Lawn Pump, Pavillion/Gazebo, Sprinkler System
  • Foundation Details: Slab
  • Other Structures: Boathouse
  • Patio And Porch Features: Deck Open, Patio Covered
  • Property Condition: Renovated
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Block: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Lot Features:See Remarks6: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Hurricane Shutters: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:PavillionGazebo: Yes
  • ConstructionSiding:Stone: Yes
  • Exterior:Boathouse: Yes
  • Exterior:Boatlift: Yes
  • Exterior:Dock: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Garage, Guest, Oversized
  • General Property Info:Garage2: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:Guest: Yes

Utilities

  • Cooling: Ceiling Fans
  • Cooling Y N: Yes
  • Heating: Geothermal
  • Heating Yn: Yes
  • Utilities Paid By All Utilities: Tenant
  • Utilities Paid By Pest Control: Tenant
  • Utilities Paid By Yard Maintenance: Tenant
  • Utilities Paid By Water Sewer: Tenant
  • Utilities Paid By Garbage: Tenant
  • Utilities Paid By TV Satellite: Tenant
  • Utilities Paid By Internet: Tenant
  • Utilities Paid By TV Cable Basic: Tenant

Schools

  • Elementary School: Kenwood
  • High School: Choctawhatchee
  • Middle Or Junior School: Pryor

Lot Info

  • Lot Size Sq Ft: 23958.0
  • Parcel #: 25-1S-24-0000-0002-0010
  • Zoning: County

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 12, 2015
Sold by
Larson Kimberly and Larson Kimberley
Bought by
Larson Charles Allen
Current Estimated Value
$1,172,032

Purchase Details

Closed on
Feb 25, 2005
Sold by
Hardy Carl E and Hardy Cheryl A
Bought by
Larson Charles A and Larson Kimberly S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$525,000
Interest Rate
4%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 23, 2000
Sold by
George Linda W
Bought by
Hardy Carl E and Hardy Cheryl A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$499,620
Interest Rate
7.5%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Larson Charles Allen -- None Available
Larson Charles A $875,000 Lawyers Title Agency Of The
Hardy Carl E $400,000 Stewart Title Of Northwest F
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Larson Charles Allen $714,585
Previous Owner Larson Charles A $544,000
Previous Owner Larson Charles A $525,000
Previous Owner Hardy Carl F $504,100
Previous Owner Hardy Carl E $99,650
Previous Owner Hardy Carl E $499,620
Closed Larson Charles A $262,450
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2025 07/21/25 Rented $4,000 0.0% --
06/20/2025 06/20/25 For Rent $4,000 +5.3% --
07/18/2024 07/18/24 Rented $3,800 -3.8% --
07/11/2024 07/11/24 For Rent $3,950 -- --
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,399 $906,829 $482,847 $423,982
2023 $10,399 $909,480 $482,847 $426,633
2022 $9,566 $831,472 $429,770 $401,702
2021 $8,337 $648,666 $348,840 $299,826
2020 $7,935 $612,940 $342,000 $270,940
2019 $7,445 $567,489 $311,091 $256,398
2018 $7,031 $529,696 $0 $0
2017 $6,956 $521,686 $0 $0
2016 $6,775 $511,190 $0 $0
2015 $5,956 $479,424 $0 $0
2014 $5,915 $475,619 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 979270

Emerald Coast Association of REALTORS®

APN: 25-1S-24-0000-0002-0010