NOT LISTED FOR SALE

903 Forest Terrace Annapolis, MD 21409

Cape Saint Claire Neighborhood

Estimated Value: $491,000 - $581,000

4 Beds
2 Baths
2,402 Sq Ft
$226/Sq Ft Est. Value

Last Sold July 26, 2024

Last sale price $470,000 $196 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $3,339/month

Highlights

  • Marina
  • Boat Ramp
  • Canoe or Kayak Water Access
  • Cape St. Claire Elementary School Rated A-
  • Home fronts navigable water
  • Fishing Allowed

About This Home

As of July 2024

This home is located at 903 Forest Terrace, Annapolis, MD 21409 since 24 April 2024 and is currently estimated at $542,537, approximately $225 per square foot. This property was built in 1966. 903 Forest Terrace is a home located in Anne Arundel County with nearby schools including Cape St. Claire Elementary School, Magothy River Middle School, and Broadneck High School.

Last Agent to Sell the Property

Catherine Hamel

Long & Foster Real Estate, Inc. License #31116 Listed on: 04/24/2024

Long & Foster Real Estate, Inc.

Last Buyer's Agent

datacorrect BrightMLS

Non Subscribing Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,680

Year Built

  • Built in 1966

Lot Details

  • 0.31 Acre Lot
  • Home fronts navigable water
  • Picket Fence
  • Back Yard Fenced
  • Property is zoned R5

HOA Fees

  • $2 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Cedar

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Screen For Fireplace
  • Family Room
  • Living Room
  • Game Room
  • Utility Room
  • Improved Basement
  • Exterior Basement Entry

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Sail
  • Swimming Allowed
  • Stream or River on Lot
  • Powered Boats Permitted
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 44
  • Assessor Parcel Number 020316520455805

Community Details

Overview

  • Cape St Claire Improvement Association
  • Cape St Claire Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Community Center

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Marina
  • Beach
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Fishing Allowed
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,680

Year Built

Built in 1966

Lot Details

0

HOA Fees

$2 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1966
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Washer
  • Interior Amenities: Kitchen - Eat-In, Primary Bath(s)
  • Fireplace Features: Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 3, Bedroom 4, Game Room, Family Room, Utility Room
  • Basement: Yes
  • Basement Type: Improved, Outside Entrance
  • Total Sq Ft: 3648
  • Living Area Sq Ft: 2402
  • Price Per Sq Ft: 257.68
  • Above Grade Finished Sq Ft: 1824
  • Below Grade Finished Sq Ft: 578
  • Below Grade Sq Ft: 1246
  • Total Below Grade Sq Ft: 1824
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 903

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Cedar
  • Roof: Asphalt
  • Water Access Features: Boat - Powered, Canoe/Kayak, Private Access, Swimming Allowed, Sail, Fishing Allowed
  • Water Access: Yes
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Type Of Parking: Driveway

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 20.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Marina/Marina Club, Pier/Dock, Boat Dock/Slip, Community Center, Common Grounds, Baseball Field, Basketball Courts, Picnic Area, Tot Lots/Playground, Bike Trail, Lake, Swimming Pool, Jog/Walk Path
  • HOA Name: CAPE ST CLAIRE IMPROVEMENT ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • School District Key: 121140671932
  • School District Source: Listing Agent

Lot Info

  • Fencing: Picket, Rear
  • Land Use Code: R
  • Lot Size Acres: 0.31
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13500.00
  • Year Assessed: 2023
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4680.00
  • Assessor Parcel Number: 020316520455805
  • Tax Lot: 44
  • Tax Total Finished Sq Ft: 2402
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023
  • Close Date: 07/26/2024

Multi Family

  • Mean Low Water Feet: 3

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 30, 2025
Sold by
Ruggiero-Lyons Camille
Bought by
Camille Ruggiero-Lyons Family Trust and Duffy
Current Estimated Value
$542,537

Purchase Details

Listed on
Apr 24, 2024
Closed on
Jul 26, 2024
Sold by
Amos Lucy Ann
Bought by
Ruggiero-Lyons Camille
Seller's Agent
Catherine Hamel
Long & Foster Real Estate, Inc.
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
List Price
$470,000
Sold Price
$470,000
Views
10

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.67%
Original Mortgage
$423,000
Interest Rate
6.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 26, 2018
Sold by
Amos Lucy Ann and Amos William E
Bought by
Amos Lucy Ann

Purchase Details

Listed on
Jun 7, 2015
Closed on
Nov 25, 2015
Sold by
Vosbury Margaret E
Bought by
Amos William E and Amos Lucy Ann
Seller's Agent
Julie Cary
Rosendale Realty
Buyer's Agent
Catherine Hamel
Long & Foster Real Estate, Inc.
List Price
$345,000
Sold Price
$310,000
Premium/Discount to List
-$35,000
-10.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.88%
Original Mortgage
$310,000
Interest Rate
3.77%
Mortgage Type
VA

Purchase Details

Closed on
May 3, 1994
Sold by
Roers Thomas
Bought by
Vosbury Richard F
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Camille Ruggiero-Lyons Family Trust -- None Listed On Document
Camille Ruggiero-Lyons Family Trust -- None Listed On Document
Ruggiero-Lyons Camille $470,000 Eagle Title
Amos Lucy Ann -- None Available
Amos William E $310,000 Brilliant Title Corporation
Vosbury Richard F $163,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ruggiero-Lyons Camille $423,000
Previous Owner Amos William E $310,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/26/2024 07/26/24 Sold $470,000 0.0% $196 / Sq Ft
04/24/2024 04/24/24 Pending -- -- --
04/24/2024 04/24/24 For Sale $470,000 +51.6% $196 / Sq Ft
11/25/2015 11/25/15 Sold $310,000 -5.8% $170 / Sq Ft
09/18/2015 09/18/15 Pending -- -- --
08/06/2015 08/06/15 Price Changed $329,000 -2.9% $180 / Sq Ft
06/16/2015 06/16/15 Price Changed $339,000 -1.7% $186 / Sq Ft
06/07/2015 06/07/15 For Sale $345,000 -- $189 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,843 $420,867 -- --
2024 $4,843 $398,600 $243,500 $155,100
2023 $3,982 $393,767 $0 $0
2022 $4,371 $388,933 $0 $0
2021 $8,592 $384,100 $243,500 $140,600
2020 $4,172 $365,167 $0 $0
2019 $4,086 $346,233 $0 $0
2018 $3,319 $327,300 $196,300 $131,000
2017 $3,885 $327,100 $0 $0
2016 -- $326,900 $0 $0
2015 -- $326,700 $0 $0
2014 -- $326,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Catherine Hamel

    Seller's Agent in 2024

    Catherine Hamel

    Long & Foster

    (301) 802-8151

    2 in this area

    107 Total Sales

    Catherine Hamel
    Section Image
  • Julie Cary

    Seller's Agent in 2015

    Julie Cary

    Rosendale Realty

    (410) 924-0966

    38 Total Sales

    Julie Cary
    Section Image

  • J

    Seller Co-Listing Agent in 2015

    John Cary

    Rosendale Realty

    (410) 924-3767

    63 Total Sales

    John Cary
    Section Image
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Map

Source: Bright MLS

MLS Number: MDAA2083188

Bright MLS

APN: 03-165-20455805

Maryland Anne Arundel County Annapolis 21409 Cape Saint Claire

903 Forest Terrace, Annapolis, MD

This home is located at 903 Forest Terrace, Annapolis, MD 21409 since 24 April 2024 and is currently estimated at $542,537, approximately $225 per square foot. This property was built in 1966. 903 Forest Terrace is a home located in Anne Arundel County with nearby schools including Cape St. Claire Elementary School, Magothy River Middle School, and Broadneck High School.

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