$969,000

903 Pinellas Bayway S Unit 104 Saint Petersburg, FL 33715

Estimated payment $6,565/month

Total Views 116
2 Beds
2.5 Baths
1,750 Sq Ft
$554 Price per Sq Ft

Highlights

  • 24 Feet of Salt Water Canal Waterfront
  • Assigned Boat Slip
  • Boat Lift
  • Dock has access to electricity and water
  • Water access To Gulf or Ocean
  • Heated In Ground Pool

About This Home

Experience the ultimate Florida lifestyle in this beautifully remodeled solid block construction, end-unit waterfront townhome in desirable Tierra Verde. Offering over 1,750 square feet of light-filled living space, this rare property includes a deeded boat slip with a 20,000-pound lift just steps from your back deck. The setting combines end-unit privacy, lush tropical landscaping, and sweeping canal views where dolphins and manatees glide past your dock.

Enter through a private courtyard with only five steps up into the open plan designed for luxury and comfort. The chef’s kitchen boasts breakfast bar, waterfall-edge quartz countertops, custom cabinetry, GE Profile appliances, Monogram induction cooktop, convection oven, three-door refrigerator, and wine cooler. A stylish bar flows into the dining area, while the living room features a modern fireplace framed by impact-rated sliders opening to a sunroom, deck, and dockside patio. Indoor-outdoor living is seamless, perfect for entertaining with a steak grilled on the upper deck or sunset cocktails or morning coffee on the waterfront patio.

This home was recently gutted to the concrete blocks & redone by a renowned interior designer with every nook & cranny beautifully appointed including an extremely efficient Home Office with built in cabinetry to hide your office peripherals. The dedicated home office with custom built-ins offers a quiet, efficient space for remote work or managing personal affairs. Upstairs, two ensuite bedrooms include a luxurious primary suite with water views, plantation shutters hiding blackout shades, and a spa bath with dual vanities, soaking tub, frameless glass shower, and custom closet. The guest suite provides comfort and privacy, while a full laundry room completes the second floor.

Designer finishes include travertine marble and wood flooring, tongue & groove ceilings, plantation shutters, recessed LED lighting, and motorized shades. Upgrades provide peace of mind: PGT impact-rated windows & doors, electric storm shutters, new water heater, water softener with filtration, a new A/C system with all-new ductwork and a Ring Doorbell. With a very high elevation, the property has never experienced flooding or storm damage.

The oversized one-car garage features a wind-rated door, overhead storage, and direct kitchen access. Waterfront living extends outdoors with your private dock and lift, a kayak launch with storage, and an inside fishing-rod closet. Community amenities include a heated pool and spa. HOA fees cover exterior maintenance, landscaping, cable, streaming, internet, water, sewer, and trash, allowing for true lock-and-leave living.

Tierra Verde is renowned for its island lifestyle with marinas, dining, and recreation nearby. Fort De Soto Park, St. Pete Beach, Pass-a-Grille, and downtown St. Petersburg are minutes away, with Tampa International and St. Pete-Clearwater airports quickly accessible by I275.

This rare end-unit combines the privacy of a single-family home with maintenance-free living. Featuring a deeded dock and lift, custom home office, and the option to purchase furnishings for an additional fee, it represents one of the finest opportunities in Tierra Verde today.

Listing Agent

Jean Willingham

JEAN KENLAN WILLINGHAM REALTY Brokerage Phone: 727-867-2011 License #340772 Listed on: 09/11/2025

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,072

Year Built

  • Built in 1988

Lot Details

  • 2,757 Sq Ft Lot
  • 24 Feet of Salt Water Canal Waterfront
  • Property Fronts a Bay or Harbor
  • Property fronts a saltwater canal
  • Cul-De-Sac
  • Unincorporated Location
  • West Facing Home
  • Masonry wall
  • Mature Landscaping
  • Level Lot
  • Landscaped with Trees

HOA Fees

Parking

  • 1 Car Attached Garage
  • Ground Level Parking
  • Garage Door Opener
  • Driveway
  • Guest Parking
  • Off-Street Parking

Home Design

  • Florida Architecture
  • Bi-Level Home
  • Tile Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,750 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Bar Fridge
  • Dry Bar
  • Crown Molding
  • Ceiling Fan
  • Electric Fireplace
  • Thermal Windows
  • Double Pane Windows
  • ENERGY STAR Qualified Windows
  • Insulated Windows
  • Tinted Windows
  • Shade Shutters
  • Shades
  • Blinds
  • Sliding Doors
  • Great Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Home Office
  • Sun or Florida Room
  • Canal Views
  • Crawl Space
  • Attic

Kitchen

  • Breakfast Bar
  • Built-In Convection Oven
  • Cooktop with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Disposal
  • Reverse Osmosis System

Flooring

  • Engineered Wood
  • Marble
  • Travertine

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Makeup or Vanity Space
  • Bathtub With Separate Shower Stall
  • Shower Only
  • Rain Shower Head
  • Garden Bath

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Home Security

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient Exposure or Shade
  • Energy-Efficient Insulation
  • Energy-Efficient Thermostat
  • Smoke Free Home
  • Air Filters MERV Rating 10+
  • Non-Toxic Pest Control
  • HVAC UV or Electric Filtration
  • Reclaimed Water Irrigation System

Pool

  • Heated In Ground Pool
  • Gunite Pool
  • Pool Deck
  • Outside Bathroom Access
  • Child Gate Fence
  • Pool Tile
  • Pool Lighting
  • Heated Spa
  • In Ground Spa

Outdoor Features

  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • No Fixed Bridges
  • Property is near a marina
  • Access to Saltwater Canal
  • Seawall
  • No Wake Zone
  • Boat Lift
  • Assigned Boat Slip
  • Dock has access to electricity and water
  • Deeded Boat Dock
  • Dock made with Composite Material
  • Deck
  • Exterior Lighting
  • Rain Gutters
  • Private Mailbox

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required
  • Property is near a golf course

Utilities

  • Central Heating and Cooling System
  • Humidity Control
  • Heat Pump System
  • Vented Exhaust Fan
  • Thermostat
  • Water Filtration System
  • Electric Water Heater
  • Water Softener
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, common area taxes, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, maintenance, management, pool, private road, sewer, trash, water
  • Matt Kurth Association
  • Visit Association Website
  • Tierra Verde Community Association
  • Villa Del Mar Subdivision
  • The community has rules related to vehicle restrictions

Amenities

  • Restaurant

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool
  • Community Spa
  • Park
  • Dog Park

Pet Policy

  • Pets up to 40 lbs
  • Pet Size Limit
  • 2 Pets Allowed
  • Dogs and Cats Allowed

Security

  • Hurricane or Storm Shutters
  • Storm Windows
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,072

Year Built

Built in 1988

Lot Details

0

HOA Fees

$979 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Maintenance, Management, Pool, Private Road, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Architectural Style: Florida
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: Yes
  • Living Area: 1750
  • Lot Size Acres: 0.06
  • New Construction: No
  • Year Built: 1988
  • Building Area Total: 1750
  • Lot Size Sq Ft: 2757
  • Directions to Property: From the Pinellas Bayway headed towards Ft Desoto Villa Del Mar will be on your left. Go past 903 and make the next U-turn. Now headed North, Turn Right (east) at the 903 Villa Del Mar sign. Make the 2nd right and Unit 104 is the on the left. You may park in the guest spaces at the end of the road or by the pool.
  • Status: Active
  • Street Post Direction: S
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: St Petersburg
  • Escrow Postal Code: 33701
  • Escrow State: FL
  • Escrow Street Name: Third Street North
  • Escrow Street Number: 259
  • List Office Head Office Key Nume: 1048205
  • Minimum Lease: 1-2 Years
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 553.71
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Property Description: Corner Unit,End Unit
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Composite,Dock - Slip Deeded On-Site,Dock w/Electric,Dock w/Water Supply,Lift
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFee: 0
  • MFR_DockMaintenanceFeeFrequency: N/A
  • MFR_CommunityAssociationWaterFeatures: Boat Slip,Canal Front,Dock
  • Attribution Contact: 727-867-2011
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Electric, Living Room
  • Living Area Units: Square Feet
  • Flooring: Marble, Travertine, Wood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Crown Molding, Dry Bar, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
  • Foundation Details: Crawlspace
  • Total Bedrooms: 2
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Window Features: Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Shades, Shutters, Storm Window(s), Thermal Windows, Tinted Windows, Window Treatments
  • Street Number Modifier: 903
  • Additional Rooms: Attic,Den/Library/Office,Florida Room,Great Room
  • Living Area Meters: 162.58
  • Room Count: 9

Exterior Features

  • Direction Faces: West
  • Pool Features: Child Safety Fence, Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Tile
  • Exterior Features: Hurricane Shutters, Lighting, Private Mailbox, Rain Gutters, Shade Shutter(s), Sliding Doors
  • Roof: Tile
  • Pool Private: No
  • View: Water
  • Water Body Name: TAMPA BAY
  • Waterfront: Yes
  • Patio and Porch Features: Deck
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor,Canal - Saltwater,Gulf/Ocean,Gulf/Ocean to Bay,Intracoastal Waterway
  • Water Extras: Assigned Boat Slip,Bridges - No Fixed Bridges,Lift,No Wake Zone,Sailboat Water,Seawall - Concrete
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 24
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 24
  • Flood Zone Date: 2021-08-24
  • Flood Zone Panel: 12103C0286H
  • Additional Water Information: Quick access to the Gulf of Mexico. Deeded dock with 20000Lb lift. Additionally there is a small landing dock for Kayaks & a Kayak rack. Association is responsible for Seawall maintenance.

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Ground Level, Guest, Off Street

Utilities

  • Utilities: Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Recycled, Water Connected
  • Cooling: Central Air, Humidity Control
  • Heating: Central, Electric, Exhaust Fan, Heat Pump
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Dog Park, Park, Playground, Restaurant, Sidewalks, Tennis Court(s)
  • Association Amenities: Cable TV, Pool, Spa/Hot Tub, Vehicle Restrictions
  • Association Fee: 970
  • Association Fee Frequency: Monthly
  • Association Name: Matt Kurth
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association #2 Fee: 108
  • Association #2 Fee Frequency: Annually
  • Association: Tierra Verde Community Association
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: 2 pets of the same type not to exceed a combined weight of 40 lbs
  • Association Fee Requirement: Required
  • Building Name Number: NA
  • Max Pet Weight: 40
  • Association Email: mkurth@CMACommunities.com
  • Pet Size: Medium (36-60 Lbs.)
  • Association URL: www.CMACommunities.com

Fee Information

  • Total Annual Fees: 11748.00
  • Total Monthly Fees: 979.00
  • Monthly HOA Amount: 970.00

Lot Info

  • Zoning: RM-15
  • Parcel Number: 20-32-16-94066-000-0210
  • Additional Parcels: No
  • Fencing: Masonry
  • Lot Features: Cul-De-Sac, Flood Insurance Required, FloodZone, In County, Landscaped, Level, Near Golf Course, Near Marina, Sidewalk, Paved, Private, Unincorporated
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 256

Green Features

  • Efficiency: Appliances, Exposure/Shade, Insulation, Thermostat, Windows
  • Green Indoor Air Qlty: Air Filters MERV 10+, HVAC UV/Elec. Filtration, No Smoking-Interior Buildg, Non Toxic Pest Control
  • Green Water Conservation: Irrigation-Reclaimed Water
  • Green Verification Count: 0

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Cats OK, Dogs OK, Number Limit, Size Limit
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Minimum 1 year lease

Tax Info

  • Tax Annual Amount: 5072.13
  • Tax Block: 000
  • Tax Book Number: 100-91
  • Tax Lot: 21

Multi Family

  • Waterfront Features: Bay/Harbor, Canal - Saltwater
  • Approval Process: Board must approve. $100 fee & application to property manager and approval by board.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,044 $342,525 -- --
2023 $5,044 $332,549 $0 $0
2022 $4,959 $322,863 $0 $0
2021 $5,048 $313,459 $0 $0
2020 $5,041 $309,131 $0 $0
2019 $4,960 $302,181 $0 $0
2018 $4,898 $296,547 $0 $0
2017 $4,863 $290,448 $0 $0
2016 $4,829 $284,474 $0 $0
2015 $4,912 $282,497 $0 $0
2014 $4,888 $280,255 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/11/2025 09/11/25 For Sale $969,000 -- $554 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $339,000 --
Warranty Deed $295,000 --
Warranty Deed $180,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $125,000 Future Advance Clause Open End Mortgage
Closed $226,000 New Conventional
Closed $25,000 Credit Line Revolving
Closed $33,900 New Conventional
Closed $33,900 New Conventional
Previous Owner $51,000 Credit Line Revolving
Previous Owner $125,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: TB8423914

Stellar MLS

APN: 20-32-16-94066-000-0210