NOT LISTED FOR SALE

904 Cardoza Rd Los Banos, CA 93635

Estimated Value: $473,000 - $531,000

3 Beds
2 Baths
1,854 Sq Ft
$266/Sq Ft Est. Value

Last Sold October 07, 2020

Last sale price $367,250 $198 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $3,053/month

22 Days on Market

Highlights

  • Colonial Architecture
  • Double Pane Windows
  • Shed
  • No HOA
  • Bathtub with Shower
  • 4-minute walk to Oliveira Park

About This Home

As of October 2020

Super cute and clean 3 bedroom, 2 bath with 1,854 sq. ft. This home sits on a corner lot and features separate living room and family room & an inside laundry area. Kitchen features bay window for natural light, lots of cabinets for storage and a breakfast bar that oversees the family room. Family room has a built in wet bar and vaulted ceilings. Possible RV parking and good size backyard with very little maintenance and a tool shed. This home is close to shopping, schools and easy access to main freeway. You don't need much to make this house your home!

Last Agent to Sell the Property

Leticia Toscano

EXIT Realty Consultants License #01767040 Listed on: 07/23/2020

EXIT Realty Consultants

Last Buyer's Agent

Monica Wason

California Real Estate Partner License #02054902

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,698

Year Built

  • Built in 1990

Lot Details

  • 6,970

Parking

  • 2 Car Garage

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Tile Roof

Interior Spaces

  • 1,854 Sq Ft Home
  • 1-Story Property
  • Double Pane Windows
  • Family Room with Fireplace
  • Family or Dining Combination
  • Laundry in unit

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Separate Bedroom Exit
  • 2 Full Bathrooms
  • Bathtub with Shower

Utilities

  • Refrigerated and Evaporative Cooling System
  • Central Heating
  • Natural Gas Connected

Additional Features

  • Shed
  • 6,970 Sq Ft Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 431-121-015-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,698

Year Built

Built in 1990

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Unknown
  • Year Built: 1990
  • Architectural Style: Colonial
  • Stories: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher,Disposal,Gas Cook Top
  • Other Equipment: Water Cond Equipment Owned
  • Fireplace Features: Family Room
  • Fireplaces: 1
  • Flooring: Carpet,Laminate,Tile
  • Master Bathroom Features: Double Sinks,Shower Stall(s),Tub,Walk-In Closet,Window
  • Master Bedroom Features: Outside Access
  • Bathroom Features: Tub w/Shower Over
  • Bathrooms: 2.00
  • Dining Room Features: Dining/Family Combo
  • Kitchen Features: Tile Counter,Pantry Cabinet
  • Room Type: Baths Other,Great Room,Master Bathroom,Master Bedroom
  • Price Per Square Foot: 198.09
  • Square Footage: 1854
  • Window Features: Dual Pane Full

Exterior Features

  • Other Structures: Shed(s)
  • Construction Materials: Frame,Stucco
  • Disclosures/Documents: CC&Rs,Natural Hazard Disclosure Available
  • Foundation: Slab
  • Listing Price: 365000.00
  • Lot Features: Auto Sprinkler Front,Corner,Landscape Front,Low Maintenance
  • Pool: No
  • Roof: Tile

Garage/Parking

  • Garage Spaces: 2
  • Driveway/Sidewalks: Sidewalk/Curb/Gutter

Utilities

  • Security: Carbon Mon Detector,Smoke Detector
  • Sewer: In & Connected
  • Utilities: Natural Gas Connected
  • Cooling: Ceiling Fan(s),Central
  • Electric: 220 Volts in Kitchen,220 Volts in Laundry
  • Heating: Central
  • Laundry Features: Inside Room
  • Water Source: Meter on Site,Public

Condo/Co-op/Association

  • Association: No

Schools

  • Senior High School District: Los Banos Unified

Lot Info

  • Zoning Description: R-1
  • Irrigation: None
  • Lot Size Acres: 0.1600
  • Lot Size Sq Ft: 6970

Tax Info

  • Assessor Parcel Number: 431-121-015-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Merced

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2020
Closed on
Oct 2, 2020
Sold by
Ruiz Jesus
Bought by
Deleon Vilma Celeste
Seller's Agent
Leticia Toscano
EXIT Realty Consultants
Buyer's Agent
Monica Wason
California Real Estate Partner
List Price
$370,000
Sold Price
$367,250
Premium/Discount to List
-$2,750
-0.74%
Current Estimated Value
$492,308

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$125,058
Avg. Annual Appreciation
5.78%
Original Mortgage
$356,232
Outstanding Balance
$318,278
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$165,876

Purchase Details

Listed on
Jul 23, 2020
Closed on
Sep 18, 2020
Sold by
Mendez Isabel
Bought by
Deleon Vilma Celeste
Seller's Agent
Leticia Toscano
EXIT Realty Consultants
Buyer's Agent
Monica Wason
California Real Estate Partner
List Price
$370,000
Sold Price
$367,250
Premium/Discount to List
-$2,750
-0.74%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$356,232
Outstanding Balance
$318,278
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$165,876

Purchase Details

Closed on
Jul 24, 2017
Sold by
Mendez Adan and Mendez Isabel
Bought by
Mendez Isabel

Purchase Details

Closed on
Nov 9, 2016
Sold by
Mendez Isabel
Bought by
Mendez Adan and Mendez Isabel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,537
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 1, 2013
Sold by
Mendez Adan
Bought by
Mendez Isabel

Purchase Details

Closed on
Dec 19, 2011
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Mendez Adan and Mendez Isabel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,831
Interest Rate
3.93%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 13, 2011
Sold by
Gmac Mortgage Llc
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Jun 21, 2011
Sold by
Ruvalcaba Salome and Ruvalcaba Valentina
Bought by
Gmac Mortgage Llc and Gmac Mortgage Corporation

Purchase Details

Closed on
May 31, 2001
Sold by
Ruvalcaba Salome and Ruvalcaba Valentina
Bought by
Ruvalcaba Salome and Ruvalcaba Valentina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
7.14%

Purchase Details

Closed on
Sep 22, 1997
Sold by
Lloyd Fischer and Lloyd Shirley E
Bought by
Ruvalcaba Salome and Ruvalcaba Valentina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,810
Interest Rate
7.49%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Deleon Vilma Celeste -- First American Title
Deleon Vilma Celeste $367,500 First American Title
Mendez Isabel -- None Available
Mendez Adan -- First American Title Company
Mendez Isabel -- None Available
Mendez Adan $125,000 None Available
Federal Home Loan Mortgage Corp -- None Available
Gmac Mortgage Llc $116,904 Accommodation
Ruvalcaba Salome -- Chicago Title Co
Ruvalcaba Salome $127,000 Transcounty Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Deleon Vilma Celeste $356,232
Closed Deleon Vilma Celeste $10,000
Closed Deleon Vilma Celeste $10,686
Closed Deleon Vilma Celeste $10,000
Previous Owner Mendez Adan $203,500
Previous Owner Mendez Adan $147,537
Previous Owner Mendez Adan $121,831
Previous Owner Ruvalcaba Salome $215,000
Previous Owner Ruvalcaba Salome $135,000
Previous Owner Ruvalcaba Salome $125,000
Previous Owner Ruvalcaba Salome $125,810
Closed Deleon Vilma Celeste $10,686
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/07/2020 10/07/20 Sold $367,250 +0.6% $198 / Sq Ft
08/14/2020 08/14/20 Pending -- -- --
08/04/2020 08/04/20 Price Changed $365,000 -1.4% $197 / Sq Ft
07/23/2020 07/23/20 For Sale $370,000 -- $200 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,698 $397,466 $102,830 $294,636
2024 $4,698 $389,673 $100,814 $288,859
2023 $4,426 $382,034 $98,838 $283,196
2022 $4,342 $374,544 $96,900 $277,644
2021 $4,280 $367,200 $95,000 $272,200
2020 $1,722 $143,556 $14,927 $128,629
2019 $1,688 $140,742 $14,635 $126,107
2018 $1,635 $137,984 $14,349 $123,635
2017 $1,612 $135,279 $14,068 $121,211
2016 $1,610 $132,628 $13,793 $118,835
2015 $1,642 $130,636 $13,586 $117,050
2014 $1,587 $128,078 $13,320 $114,758
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 20042701

MetroList

APN: 431-121-015