Seller's Agent in 2026
Dana Reinders
EXIT Realty Midwest- Spencer/Emmetsburg
(712) 358-0042
21 in this area
207 Total Sales
904 E 4th St Spencer, IA 51301
5
Beds
2.5
Baths
2,110
Sq Ft
7,628
Sq Ft Lot Lot
Highlights
- Open-Concept Dining Room
- Fireplace
- Forced Air Heating and Cooling System
- Spencer Middle School Rated 9+
- 2 Car Attached Garage
- Patio
About This Home
As of May 2026Four-level split with 4 bedrooms + 1 non-conforming in the basement and an easy living-dining-kitchen layout on the main. Upper level has a good-sized primary suite with a 3/4 bath, 2 more bedrooms & a full bathroom with double sinks. The middle level has the 4th bedroom/office/study with a half bath and fireplace overlooking the backyard and an attached 2-car garage for easy access. There is a large bonus room on the rear of the house that is skylight-lit and can be used as a business with a separate entrance to the rear patio and side gate. The backyard is a fenced-in yard and also has a small storage shed. Electrical has been updated to Breakers and comes with stainless steel kitchen appliances.
Last Agent to Sell the Property
EXIT Realty Midwest- Spencer/Emmetsburg License #S66663 Listed on: 12/31/2025
Last Buyer's Agent
EXIT Realty Midwest- Spencer/Emmetsburg License #S66663 Listed on: 12/31/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,614
Year Built
- Built in 1962
Lot Details
- 7,628 Sq Ft Lot
- Lot Dimensions are 56x135
- Property is Fully Fenced
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Asphalt Roof
- Wood Siding
- Stick Built Home
Interior Spaces
- 2,110 Sq Ft Home
- 1.5-Story Property
- Fireplace
- Open-Concept Dining Room
- Partial Basement
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
- Bathroom on Main Level
Laundry
- Dryer
- Washer
Outdoor Features
- Patio
- Outdoor Storage
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 963618226017
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Sep 10, 2025
Sold by
Sheriff Of Clay County
Bought by
Pennymac Loan Services Llc
Purchase Details
Closed on
Feb 10, 2016
Sold by
Hbi Llc
Bought by
Schweitzer Michael J and Selmser Schweitzer Lydia J
Purchase Details
Closed on
Dec 22, 2005
Sold by
Whitead Ronald J and Whitead Valerie K
Bought by
Morris David L and Morris Linda Fay
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
6.48%
Mortgage Type
Future Advance Clause Open End Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Sheriffs Deed | $108,084 | None Listed On Document | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $180,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $150,000 | Future Advance Clause Open End Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/06/2026 05/06/26 | Sold | $121,500 | -2.8% | $58 / Sq Ft |
| 03/11/2026 03/11/26 | Pending | -- | -- | -- |
| 12/31/2025 12/31/25 | For Sale | $125,000 | -- | $59 / Sq Ft |
Source: Iowa Great Lakes Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,614 | $195,480 | $22,440 | $173,040 |
| 2024 | $2,614 | $182,000 | $15,710 | $166,290 |
| 2023 | $2,520 | $182,000 | $15,710 | $166,290 |
| 2022 | $3,066 | $152,440 | $15,710 | $136,730 |
| 2021 | $2,998 | $183,990 | $15,710 | $168,280 |
| 2020 | $2,998 | $171,110 | $14,030 | $157,080 |
| 2019 | $2,496 | $147,890 | $0 | $0 |
| 2018 | $2,454 | $147,890 | $0 | $0 |
| 2017 | $2,348 | $135,880 | $0 | $0 |
| 2016 | $2,524 | $134,570 | $0 | $0 |
| 2015 | $2,392 | $136,260 | $0 | $0 |
| 2014 | $2,392 | $136,260 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Dana Reinders
Map
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 251578
APN: 9636-18-226-017
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