Seller's Agent in 2023
Mandy McGuire
Keller Williams Pinnacle
(618) 558-1350
770 Total Sales
904 Ridge Rd Waterloo, IL 62298
Estimated Value: $593,557 - $656,000
4
Beds
4.5
Baths
3,514
Sq Ft
$175/Sq Ft
Est. Value
Highlights
- Second Garage
- RV or Boat Parking
- Open Floorplan
- Rogers Elementary School Rated A-
- Primary Bedroom Suite
- Family Room with Fireplace
About This Home
As of June 2023Custom built dream home on ~1.67 acres w/second garage (24X38) big enough to park your RV! Located in the Ridge Subdivision, this 4 bed/4 bath home is just what you have been looking for. Open concept main level features gleaming cherry wood floors, living room w/custom builtin cabinets, coffered ceiling & gas fireplace. Eat-in kitchen w/tile backsplash, loads of cabinets & counter space, breakfast bar, walkin pantry & door that leads to the covered, stamped patio. Main level find the master suite w/see thru fireplace, walkin closet & luxury bath w/dual vanities & separate tub/shower, 2 large bedrooms both w/private full baths, guest bath & laundry room w/built in drop zone completes the main level. Finished, walkout w/contemporary finishes of barn doors, painted concrete floor & exposed painted ceiling is home to the HUGE family room set up for a wet bar, theater room, 4th bed, full bath, 2 bonus rooms & walk out to patio.Oversized 3 car attached garage make this home perfect for you!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,172
Year Built
- Built in 2013
Lot Details
- 1.67 Acre Lot
- Lot Dimensions are 154'x64'x43'x390'x86'x70'x591'
- Cul-De-Sac
- Level Lot
- Backs to Trees or Woods
Parking
- 3 Car Attached Garage
- Second Garage
- Workshop in Garage
- Garage Door Opener
- Off-Street Parking
- RV or Boat Parking
Home Design
- Ranch Style House
- Traditional Architecture
- Brick Exterior Construction
Interior Spaces
- Open Floorplan
- Coffered Ceiling
- Gas Fireplace
- Insulated Windows
- Tilt-In Windows
- Window Treatments
- Sliding Doors
- Panel Doors
- Entrance Foyer
- Family Room with Fireplace
- 3 Fireplaces
- Living Room with Fireplace
- Combination Kitchen and Dining Room
- Lower Floor Utility Room
- Laundry on main level
- Wood Flooring
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Walk-In Pantry
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Built-In or Custom Kitchen Cabinets
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Fireplace in Primary Bedroom Retreat
- Primary Bedroom Suite
- Split Bedroom Floorplan
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Dual Vanity Sinks in Primary Bathroom
- Whirlpool Tub and Separate Shower in Primary Bathroom
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- 9 Foot Basement Ceiling Height
- Fireplace in Basement
- Basement Window Egress
Outdoor Features
- Covered patio or porch
- Separate Outdoor Workshop
- Outbuilding
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Cooling System Powered By Gas
- Forced Air Heating System
- Heating System Uses Gas
- Underground Utilities
- Gas Water Heater
Community Details
- Recreational Area
Listing and Financial Details
- Assessor Parcel Number 08-20-401-007-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 26, 2023
Closed on
Jun 12, 2023
Sold by
Oleary John and Oleary Collette
Bought by
Smith Curtis R and Morrison Melissa A
Seller's Agent
Mandy McGuire
Keller Williams Pinnacle
Buyer's Agent
Christina Karr
RE/MAX Preferred
List Price
$499,900
Sold Price
$541,000
Premium/Discount to List
$41,100
8.22%
Total Days on Market
40
Views
24
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$74,139
Avg. Annual Appreciation
6.99%
Original Mortgage
$432,800
Outstanding Balance
$422,788
Interest Rate
5.99%
Mortgage Type
New Conventional
Estimated Equity
$192,351
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Smith Curtis R | $541,000 | Pinnacle Title Services |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Smith Curtis R | $432,800 | |
| Previous Owner | Oleary John P | $45,000 | |
| Previous Owner | Oleary John P | $328,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/12/2023 06/12/23 | Sold | $541,000 | +0.2% | $154 / Sq Ft |
| 06/06/2023 06/06/23 | Pending | -- | -- | -- |
| 04/28/2023 04/28/23 | Price Changed | $540,000 | +8.0% | $154 / Sq Ft |
| 04/26/2023 04/26/23 | For Sale | $499,900 | -- | $142 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,172 | $136,200 | $21,340 | $114,860 |
| 2022 | $8,080 | $132,780 | $21,340 | $111,440 |
| 2021 | $7,361 | $119,020 | $18,430 | $100,590 |
| 2020 | $7,072 | $111,860 | $18,430 | $93,430 |
| 2019 | $6,753 | $105,900 | $18,430 | $87,470 |
| 2018 | $7,098 | $107,970 | $20,850 | $87,120 |
| 2017 | $6,566 | $104,976 | $21,225 | $83,751 |
| 2016 | $0 | $106,400 | $25,950 | $80,450 |
| 2015 | $6,386 | $102,250 | $15,280 | $86,970 |
| 2014 | $6,050 | $100,740 | $15,280 | $85,460 |
Source: Public Records
Agents Affiliated with this Home
-
Mandy McGuire
-
Christina Karr
Buyer's Agent in 2023
Christina Karr
RE/MAX Preferred
(618) 744-0909
120 Total Sales
Map
Similar Home in Waterloo, IL
Source: MARIS MLS
MLS Number: MAR23019370
APN: 08-20-401-007-000
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